Terug
Dagbereik
€ 8,01
€ 8,19
52-Weeksbereik
€ 7,92
€ 11,46
Volume
915.585
50D / 200D Gem.
€ 8,85
/
€ 9,51
Vorige Slotkoers
€ 8,19
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 12,1 | 10,3 |
| P/B | 0,7 | 1,1 |
| ROE % | 6,8 | 11,6 |
| Net Margin % | 38,7 | 16,8 |
| Rev Growth 5Y % | 19,7 | 11,6 |
| D/E | 1,7 | 0,5 |
Koersdoel Analisten
Hold
€ 10,00
+24.1%
Low: € 9,50
High: € 10,50
Forward K/W
7,3
Forward WPA
€ 1,13
WPA Groei (sch.)
+0,0%
Omzet Sch.
280 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 1,22
€ 1,20 – € 1,26
|
190 M | 1 |
| FY2027 |
€ 1,17
€ 1,13 – € 1,22
|
280 M | 5 |
| FY2026 |
€ 1,13
€ 1,11 – € 1,16
|
280 M | 5 |
Insider Trading Activity
Buy ratio (90d)
100.0%
5 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 11, 2026 |
Allorto Richard T JR
CFO and Treasurer
|
buy | 15.000 | € 8,15 | € 122.250 |
| Feb 19, 2026 |
Briones Jose A
|
buy | 5.895 | € 8,48 | € 49.990 |
| Dec 1, 2025 |
Briones Jose A
|
buy | 5.500 | € 9,10 | € 50.045 |
| May 21, 2025 |
Briones Jose A
|
buy | 1.480 | € 10,13 | € 14.995 |
| May 14, 2025 |
Briones Jose A
|
buy | 9.840 | € 10,16 | € 99.925 |
Belangrijkste Punten
Revenue grew 19,69% annually over 5 years — strong growth
Earnings declined -27,74% over the past year
Net margin of 38,69% shows strong profitability
Generating 95,04M in free cash flow
P/E of 12,05 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 17,49%
Groei
Revenue Growth (5Y)
19,69%
Revenue (1Y)2,20%
Earnings (1Y)-27,74%
FCF Growth (3Y)-17,77%
Kwaliteit
Return on Equity
6,80%
ROIC1,78%
Net Margin38,69%
Op. Margin39,35%
Veiligheid
Debt / Equity
1,65
Current Ratio2,94
Interest Coverage0,72
Waardering
P/E Ratio
12,05
P/B Ratio0,74
EV/EBITDA36,35
Dividend Yield0,14%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2,20% | Revenue Growth (3Y) | 46,13% |
| Earnings Growth (1Y) | -27,74% | Earnings Growth (3Y) | 30,01% |
| Revenue Growth (5Y) | 19,69% | Earnings Growth (5Y) | 4,10% |
| Profitability | |||
| Revenue (TTM) | 171,52M | Net Income (TTM) | 66,37M |
| ROE | 6,80% | ROA | 2,28% |
| Gross Margin | 45,65% | Operating Margin | 39,35% |
| Net Margin | 38,69% | Free Cash Flow (TTM) | 95,04M |
| ROIC | 1,78% | FCF Growth (3Y) | -17,77% |
| Safety | |||
| Debt / Equity | 1,65 | Current Ratio | 2,94 |
| Interest Coverage | 0,72 | Dividend Yield | 0,14% |
| Valuation | |||
| P/E Ratio | 12,05 | P/B Ratio | 0,74 |
| P/S Ratio | 4,66 | PEG Ratio | -0,26 |
| EV/EBITDA | 36,35 | Dividend Yield | 0,14% |
| Market Cap | 799,70M | Enterprise Value | 2,45B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 171,52M | 167,82M | 80,32M | 41,37M | 83,57M |
| Net Income | 66,37M | 91,84M | 39,26M | 3,45M | 56,52M |
| EPS (Diluted) | 0,72 | 1,40 | 0,77 | 0,08 | 1,46 |
| Gross Profit | 78,29M | 108,60M | 42,16M | 11,61M | 61,92M |
| Operating Income | 67,50M | 92,92M | 37,73M | 8,42M | 56,92M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2,91B | 2,11B | 1,18B | 1,23B | 1,17B |
| Total Liabilities | 1,84B | 1,23B | 526,01M | 700,38M | 680,25M |
| Shareholders' Equity | 1,07B | 877,29M | 653,61M | 527,09M | 490,61M |
| Total Debt | 1,78B | 1,18B | 495,43M | 672,78M | 652,63M |
| Cash & Equivalents | 122,69M | 112,05M | 100,56M | 51,49M | 49,83M |
| Current Assets | 136,52M | 125,34M | 112,44M | 63,22M | 89,24M |
| Current Liabilities | 46,36M | 45,03M | 20,83M | 12,47M | 22,69M |