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Provident Financial Services, Inc.

جودة البيانات: 100%
PFS
NYSE Financial Services Banks - Regional
KWD 20.88
▲ KWD 0.04 (0.19%)
القيمة السوقية: 2.73B
نطاق اليوم
KWD 20.76 KWD 21.15
نطاق 52 أسبوعًا
KWD 14.34 KWD 23.98
حجم التداول
537,297
متوسط 50 يوم / 200 يوم
KWD 21.52 / KWD 19.58
الإغلاق السابق
KWD 20.84

Quick Summary

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (855 نظير)

المقياس السهم وسيط القطاع
P/E 9.4 10.3
P/B 1.0 1.1
ROE % 10.7 11.7
Net Margin % 21.1 16.8
Rev Growth 5Y % 29.7 11.7
D/E 0.9 0.5

السعر المستهدف للمحللين

Hold
KWD 25.00 +19.7%
مكرر الربحية المستقبلي
8.92
ربحية السهم المستقبلية
KWD 2.34
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
930.32M

تقديرات الأرباح

الفترة تقدير ربحية السهم تقدير الإيرادات المحللون
FY2027 KWD 2.53
KWD 2.32 – KWD 2.72
982.39M 5
FY2026 KWD 2.34
KWD 2.20 – KWD 2.47
930.32M 5

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-01-27 KWD 0.56 KWD 0.64 +15.3%
2025-10-29 KWD 0.54 KWD 0.55 +1.3%
2025-07-24 KWD 0.50 KWD 0.55 +10.8%
2025-04-24 KWD 0.47 KWD 0.50 +5.9%
2025-01-28 KWD 0.50 KWD 0.37 -26.0%
2024-10-29 KWD 0.47 KWD 0.36 -23.4%
2024-07-25 KWD 0.43 KWD 0.06 -86.0%
2024-04-18 KWD 0.40 KWD 0.43 +7.5%

Dividend History

7 yr streak

Yield

0.05%

Payout Ratio

0.43%

Growth (3Y)

0.00%

Growth (5Y)

0.85%

Ex-Date Payment Date Amount Yield
Feb 13, 2026 Feb 27, 2026 KWD 0.24 4.18%
Nov 14, 2025 Nov 28, 2025 KWD 0.24 5.18%
Aug 15, 2025 Aug 29, 2025 KWD 0.24 5.12%
May 16, 2025 May 30, 2025 KWD 0.24 5.49%
Feb 14, 2025 Feb 28, 2025 KWD 0.24 5.15%
Nov 15, 2024 Nov 29, 2024 KWD 0.24 4.49%
Aug 16, 2024 Aug 30, 2024 KWD 0.24 5.32%
Apr 26, 2024 May 31, 2024 KWD 0.24 6.36%
Feb 08, 2024 Feb 23, 2024 KWD 0.24 6.35%
Nov 09, 2023 Nov 24, 2023 KWD 0.24 6.68%
Aug 10, 2023 Aug 25, 2023 KWD 0.24 5.38%
May 11, 2023 May 26, 2023 KWD 0.24 6.41%
Feb 09, 2023 Feb 24, 2023 KWD 0.24 4.05%
Nov 09, 2022 Nov 25, 2022 KWD 0.24 4.37%
Aug 11, 2022 Aug 26, 2022 KWD 0.24 3.91%
May 12, 2022 May 27, 2022 KWD 0.24 4.36%
Feb 10, 2022 Feb 25, 2022 KWD 0.24 3.97%
Nov 10, 2021 Nov 26, 2021 KWD 0.24 3.65%
Aug 12, 2021 Aug 27, 2021 KWD 0.23 4.11%
May 13, 2021 May 28, 2021 KWD 0.23 3.64%

النقاط الرئيسية

Revenue grew 29.66% annually over 5 years — strong growth
Earnings grew 152.03% over the past year
ROE of 10.72% — decent returns on equity
Net margin of 21.06% shows strong profitability
Generating 430.73M in free cash flow
P/E of 9.37 — trading at a low valuation

النمو

Revenue Growth (5Y)
29.66%
Revenue (1Y)21.25%
Earnings (1Y)152.03%
FCF Growth (3Y)61.13%

الجودة

Return on Equity
10.72%
ROIC5.72%
Net Margin21.06%
Op. Margin29.52%

الأمان

Debt / Equity
0.89
Current RatioN/A
Interest Coverage0.80

التقييم

P/E Ratio
9.37
Forward P/E8.92
P/B Ratio0.96
EV/EBITDA12.34
Dividend Yield0.05%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 21.25% Revenue Growth (3Y) 40.98%
Earnings Growth (1Y) 152.03% Earnings Growth (3Y) 50.59%
Revenue Growth (5Y) 29.66% Earnings Growth (5Y) 14.75%
Profitability
Revenue (TTM) 1.38B Net Income (TTM) 291.16M
ROE 10.72% ROA 1.17%
Gross Margin 62.69% Operating Margin 29.52%
Net Margin 21.06% Free Cash Flow (TTM) 430.73M
ROIC 5.72% FCF Growth (3Y) 61.13%
Safety
Debt / Equity 0.89 Current Ratio N/A
Interest Coverage 0.80
Dividends
Dividend Yield 0.05% Payout Ratio 0.43%
Dividend Growth (3Y) 0.00% Dividend Growth (5Y) 0.85%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 9.37 Forward P/E 8.92
P/B Ratio 0.96 P/S Ratio 1.97
PEG Ratio 0.08 Forward PEG N/A
EV/EBITDA 12.34 Fwd EV/EBITDA 15.50
Forward P/S 2.93 Fwd Earnings Yield 11.21%
FCF Yield 15.78%
Market Cap 2.73B Enterprise Value 5.04B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.38B 1.14B 695.65M 553.97M 489.15M
Net Income 291.16M 115.53M 128.40M 175.65M 167.92M
EPS (Diluted) 2.23 1.05 1.71 2.35 2.19
Gross Profit 866.82M 607.16M 451.12M 500.34M 475.66M
Operating Income 408.16M 149.62M 175.78M 240.11M 227.12M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 24.98B 24.05B 14.21B 13.78B 13.78B
Total Liabilities 22.15B 21.45B 12.52B 12.19B 12.08B
Shareholders' Equity 2.83B 2.60B 1.69B 1.60B 1.70B
Total Debt 2.52B 2.42B 1.53B 1.35B 637.06M
Cash & Equivalents 211.48M 205.91M 180.26M 186.44M 712.46M
Current Assets 3.47B 3.07B 1.93B 2.04B 2.81B
Current Liabilities 0.0 18.78B 10.40B 10.70B 11.39B

درجات الاستراتيجيات

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#255 of 1049
58

النشاط الأخير

دخل Cash Flow Compounder
Mar 24, 2026