PFS Bancorp, Inc.
Datakwaliteit: 83%
PFSB
OTC
Financial Services
Depository Institutions
€ 16,65
▲
€ 0,24
(1,46%)
Marktkapitalisatie: 25,41 M
Prijs
€ 16,40
Marktkapitalisatie
25,41 M
Dagbereik
—
52-Weeksbereik
—
Volume
—
Openen —
50D / 200D Gem.
—
50D / 200D Gem.
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Quick Summary
Belangrijkste Punten
Earnings grew 84,64% over the past year
ROE of 4,39% is below average
Generating 2,12 M in free cash flow
Cash machine — converts 126,57% of earnings into free cash flow
Groei
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)84,64%
FCF Growth (3Y)5,26%
Kwaliteit
Return on Equity
4,39%
Onder sectorgemiddelde (9,24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Veiligheid
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Waardering
PE (TTM)
15,21
Boven sectorgemiddelde (11,15)
P/B Ratio0,66
EV/EBITDAN/A
Dividend YieldN/A
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (2180 peers)
Sectorvergelijking
vs Financial Services sector mediaan (2180 peers)| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 15,2 | 11,1 |
| P/B | 0,7 | 1,2 |
| ROE % | 4,4 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | — | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
Geen toekomstige schattingen beschikbaar
No quarterly estimates available
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 84,64% | Earnings Growth (3Y) | 28,75% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 1,67 M |
| ROE | 4,39% | ROA | 0,81% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 2,12 M |
| ROIC | N/A | FCF Growth (3Y) | 5,26% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 38,29 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 15,21 | Forward P/E | N/A |
| P/B Ratio | 0,66 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 8,32% | ||
| Market Cap | 25,41 M | Enterprise Value | 25,41 M |
| Per Share | |||
| EPS (Diluted TTM) | 1,09 | Revenue / Share | N/A |
| FCF / Share | 1,37 | OCF / Share | 1,38 |
| EPS CAGR (1Y) | 91,23% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 126,57% |
| SBC-Adj. FCF | 2,06 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Revenue | — | — | — |
| Net Income | 1,67 M | 905.000,0 | 1,01 M |
| EPS (Diluted) | 1,09 | 0,57 | 0,65 |
| Gross Profit | — | — | — |
| Operating Income | — | — | — |
| EBITDA | — | — | — |
| R&D Expenses | — | — | — |
| SG&A Expenses | — | — | — |
| D&A | — | — | — |
| Interest Expense | 5,64 M | 5,03 M | 4,69 M |
| Income Tax | 405.000,0 | 202.000,0 | 240.000,0 |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 |
|---|---|---|---|
| Total Assets | 206,91 M | 197,64 M | 193,45 M |
| Total Liabilities | 167,86 M | 160,96 M | 157,93 M |
| Shareholders' Equity | 39,05 M | 36,68 M | 35,52 M |
| Total Debt | — | — | — |
| Cash & Equivalents | — | — | — |
| Current Assets | — | — | — |
| Current Liabilities | — | — | — |
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