Atrás
Rango del Día
$83.31
$85.00
Rango de 52 Semanas
$83.31
$160.36
Volumen
479,619
Promedio 50D / 200D
$108.46
/
$113.90
Cierre Anterior
$85.50
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 8.8 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 12.3 | 11.7 |
| Net Margin % | 11.5 | 16.9 |
| Rev Growth 5Y % | 5.2 | 11.6 |
| D/E | 5.4 | 0.5 |
Precio Objetivo de Analistas
Hold
$150.00
+77.9%
Low: $137.00
High: $160.00
P/E Futuro
6.8
EPS Futuro
$12.51
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
2.6 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$17.08
$16.11 – $18.05
|
3.2 B | 2 |
| FY2027 |
$15.51
$14.88 – $16.13
|
2.9 B | 3 |
| FY2026 |
$12.51
$11.75 – $13.27
|
2.6 B | 3 |
Puntos Clave
Revenue grew 5.23% annually over 5 years — modest growth
Earnings grew 60.90% over the past year
ROE of 12.31% — decent returns on equity
Debt/Equity of 5.35 — high leverage
Negative free cash flow of -1.41B
P/E of 8.78 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
5.23%
Revenue (1Y)173.81%
Earnings (1Y)60.90%
FCF Growth (3Y)N/A
Calidad
Return on Equity
12.31%
ROIC4.14%
Net Margin11.48%
Op. Margin34.65%
Seguridad
Debt / Equity
5.35
Current Ratio0.04
Interest Coverage1.57
Valoración
P/E Ratio
8.78
P/B Ratio1.02
EV/EBITDA17.96
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 173.81% | Revenue Growth (3Y) | 46.29% |
| Earnings Growth (1Y) | 60.90% | Earnings Growth (3Y) | 86.12% |
| Revenue Growth (5Y) | 5.23% | Earnings Growth (5Y) | -15.94% |
| Profitability | |||
| Revenue (TTM) | 4.36B | Net Income (TTM) | 501.08M |
| ROE | 12.31% | ROA | 1.70% |
| Gross Margin | 91.42% | Operating Margin | 34.65% |
| Net Margin | 11.48% | Free Cash Flow (TTM) | -1.41B |
| ROIC | 4.14% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 5.35 | Current Ratio | 0.04 |
| Interest Coverage | 1.57 | Dividend Yield | 0.01% |
| Valuation | |||
| P/E Ratio | 8.78 | P/B Ratio | 1.02 |
| P/S Ratio | 1.01 | PEG Ratio | 0.23 |
| EV/EBITDA | 17.96 | Dividend Yield | 0.01% |
| Market Cap | 4.40B | Enterprise Value | 27.15B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.36B | 1.59B | 2.04B | 2.32B | 3.56B |
| Net Income | 501.08M | 311.42M | 144.66M | 475.51M | 1.00B |
| EPS (Diluted) | 9.30 | 5.84 | 2.74 | 8.50 | 14.87 |
| Gross Profit | 3.99B | 1.56B | 847.47M | 1.31B | 2.13B |
| Operating Income | 1.51B | 901.03M | 354.04M | 688.69M | 1.36B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 29.39B | 26.09B | 18.84B | 16.82B | 18.78B |
| Total Liabilities | 25.08B | 22.26B | 15.31B | 13.35B | 15.36B |
| Shareholders' Equity | 4.31B | 3.83B | 3.54B | 3.47B | 3.42B |
| Total Debt | 23.06B | 20.55B | 13.49B | 11.80B | 13.99B |
| Cash & Equivalents | 301.68M | 238.48M | 938.37M | 1.33B | 340.07M |
| Current Assets | 728.84M | 16.12B | 11.27B | 10.47B | 14.21B |
| Current Liabilities | 16.20B | 10.32B | 5.49B | 4.58B | 8.60B |