Back
18
22
Day Range
$34.45
$35.87
52-Week Range
$23.96
$35.87
Volume
81,246
50D / 200D Avg
$32.54
/
$28.88
Prev Close
$34.98
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 16.3 | 10.3 |
| P/B | 0.9 | 1.1 |
| ROE % | 5.9 | 11.7 |
| Net Margin % | 8.5 | 16.9 |
| Rev Growth 5Y % | 17.9 | 11.6 |
| D/E | 0.4 | 0.5 |
Analyst Price Target
Hold
$32.00
-7.5%
Forward P/E
9.72
Forward EPS
$3.56
EPS Growth (est.)
+0.0%
Est. Revenue
337.71M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$4.69
$4.34 – $5.05
|
380.06M | 3 |
| FY2026 |
$3.56
$3.46 – $3.66
|
337.71M | 3 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-24 | $0.65 | $0.69 | +5.7% |
| 2025-11-07 | $0.59 | $0.54 | -8.5% |
| 2025-07-21 | $0.61 | $0.45 | -26.2% |
| 2025-04-22 | $0.51 | $0.43 | -15.7% |
| 2025-03-12 | N/A | $0.52 | — |
| 2024-10-22 | $0.37 | $0.43 | +16.2% |
| 2024-07-23 | $0.34 | $0.42 | +23.5% |
| 2024-04-23 | $0.51 | $0.48 | -5.9% |
Dividend History
7 yr streakYield
0.01%
Payout Ratio
0.09%
Growth (3Y)
0.00%
Growth (5Y)
0.00%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 12, 2026 | Feb 26, 2026 | $0.05 | 0.59% |
| Nov 06, 2025 | Nov 28, 2025 | $0.05 | 0.79% |
| Aug 07, 2025 | Aug 21, 2025 | $0.05 | 0.80% |
| May 08, 2025 | May 22, 2025 | $0.05 | 0.70% |
| Feb 06, 2025 | Feb 21, 2025 | $0.05 | 0.58% |
| Nov 07, 2024 | Nov 22, 2024 | $0.05 | 0.55% |
| Aug 08, 2024 | Aug 22, 2024 | $0.05 | 0.77% |
| May 08, 2024 | May 23, 2024 | $0.05 | 0.86% |
| Feb 07, 2024 | Feb 23, 2024 | $0.05 | 0.83% |
| Nov 08, 2023 | Nov 27, 2023 | $0.05 | 0.81% |
| Aug 09, 2023 | Aug 24, 2023 | $0.05 | 0.70% |
| May 05, 2023 | May 22, 2023 | $0.05 | 0.79% |
| Feb 08, 2023 | Feb 23, 2023 | $0.05 | 0.52% |
| Nov 09, 2022 | Nov 28, 2022 | $0.05 | 0.50% |
| Aug 10, 2022 | Aug 25, 2022 | $0.05 | 0.59% |
| May 11, 2022 | May 26, 2022 | $0.05 | 0.65% |
| Feb 09, 2022 | Feb 25, 2022 | $0.05 | 0.54% |
| Nov 09, 2021 | Nov 26, 2021 | $0.05 | 0.56% |
| Aug 09, 2021 | Aug 24, 2021 | $0.05 | 0.61% |
| May 10, 2021 | May 25, 2021 | $0.05 | 0.62% |
Key Takeaways
Revenue grew 17.85% annually over 5 years — strong growth
Debt/Equity of 0.40 — conservative balance sheet
Generating 28.58M in free cash flow
PEG of 0.98 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 8.31%
Capital efficient — spends only 3.30% of revenue on capex
Growth
Revenue Growth (5Y)
17.85%
Revenue (1Y)9.54%
Earnings (1Y)13.15%
FCF Growth (3Y)-34.59%
Quality
Return on Equity
5.91%
ROIC4.27%
Net Margin8.46%
Op. Margin11.85%
Safety
Debt / Equity
0.40
Current Ratio0.13
Interest Coverage0.32
Valuation
P/E Ratio
16.28
Forward P/E9.70
P/B Ratio0.92
EV/EBITDA16.42
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 9.54% | Revenue Growth (3Y) | 8.67% |
| Earnings Growth (1Y) | 13.15% | Earnings Growth (3Y) | -12.59% |
| Revenue Growth (5Y) | 17.85% | Earnings Growth (5Y) | -9.89% |
| Profitability | |||
| Revenue (TTM) | 441.36M | Net Income (TTM) | 37.33M |
| ROE | 5.91% | ROA | 0.50% |
| Gross Margin | 58.05% | Operating Margin | 11.85% |
| Net Margin | 8.46% | Free Cash Flow (TTM) | 28.58M |
| ROIC | 4.27% | FCF Growth (3Y) | -34.59% |
| Safety | |||
| Debt / Equity | 0.40 | Current Ratio | 0.13 |
| Interest Coverage | 0.32 | ||
| Dividends | |||
| Dividend Yield | 0.01% | Payout Ratio | 0.09% |
| Dividend Growth (3Y) | 0.00% | Dividend Growth (5Y) | 0.00% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 16.28 | Forward P/E | 9.70 |
| P/B Ratio | 0.92 | P/S Ratio | 1.38 |
| PEG Ratio | 0.98 | Forward PEG | N/A |
| EV/EBITDA | 16.42 | Fwd EV/EBITDA | 10.50 |
| Forward P/S | 1.80 | Fwd Earnings Yield | 10.31% |
| FCF Yield | 4.70% | ||
| Market Cap | 607.59M | Enterprise Value | 858.95M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 441.36M | 402.91M | 373.75M | 274.72M | 228.78M |
| Net Income | 37.33M | 32.99M | 48.85M | 74.25M | 56.62M |
| EPS (Diluted) | 2.11 | 1.85 | 2.71 | 4.00 | 2.93 |
| Gross Profit | 256.23M | 216.61M | 211.74M | 232.57M | 200.30M |
| Operating Income | 52.31M | 44.95M | 67.28M | 102.34M | 77.66M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 7.53B | 7.01B | 6.48B | 6.35B | 6.08B |
| Total Liabilities | 6.87B | 6.41B | 5.89B | 5.82B | 5.53B |
| Shareholders' Equity | 658.21M | 605.85M | 583.68M | 532.98M | 546.39M |
| Total Debt | 260.07M | 178.48M | 553.39M | 530.92M | 148.63M |
| Cash & Equivalents | 8.71M | 391.37M | 187.67M | 190.08M | 146.80M |
| Current Assets | 814.89M | 471.41M | 768.96M | 769.88M | 965.15M |
| Current Liabilities | 6.15B | 6.23B | 5.74B | 5.65B | 5.34B |
Strategy Scores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#744 of 827
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#321 of 332
Recent Activity
Entered
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entered
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026