Retour
42
58
Fourchette du Jour
990,01 €
1 060,65 €
Fourchette 52 Semaines
990,01 €
1 552,85 €
Volume
3
Moyenne 50J / 200J
1 208,34 €
/
1 270,22 €
Clôture Précédente
1 007,00 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 20,2 | 10,3 |
| P/B | 11,7 | 1,1 |
| ROE % | 54,8 | 11,7 |
| Net Margin % | 45,0 | 16,8 |
| Rev Growth 5Y % | 1,8 | 11,7 |
| D/E | 1,1 | 0,5 |
Objectif de Cours des Analystes
Hold
1 150,00 €
+16.2%
P/E Prévisionnel
19,4
BPA Prévisionnel
50,96 €
Croissance BPA (est.)
+0,0%
CA Est.
2,7 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
76,82 €
71,69 € – 84,05 €
|
4 B | 1 |
| FY2028 |
65,98 €
61,58 € – 72,19 €
|
3,5 B | 1 |
| FY2027 |
60,68 €
56,63 € – 66,39 €
|
3,2 B | 1 |
Points Clés
Revenue grew 1,75% annually over 5 years — modest growth
ROE of 54,81% indicates high profitability
Net margin of 44,95% shows strong profitability
Generating 1,46B in free cash flow
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 37,27%
Cash machine — converts 115,96% of earnings into free cash flow
Croissance
Revenue Growth (5Y)
1,75%
Revenue (1Y)39,02%
Earnings (1Y)11,85%
FCF Growth (3Y)65,44%
Qualité
Return on Equity
54,81%
ROIC25,95%
Net Margin44,95%
Op. Margin57,66%
Sécurité
Debt / Equity
1,14
Current Ratio2,21
Interest Coverage30,34
Valorisation
P/E Ratio
20,24
P/B Ratio11,66
EV/EBITDA17,11
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 39,02% | Revenue Growth (3Y) | 20,21% |
| Earnings Growth (1Y) | 11,85% | Earnings Growth (3Y) | 12,12% |
| Revenue Growth (5Y) | 1,75% | Earnings Growth (5Y) | -3,65% |
| Profitability | |||
| Revenue (TTM) | 2,81B | Net Income (TTM) | 1,26B |
| ROE | 54,81% | ROA | 19,73% |
| Gross Margin | 86,45% | Operating Margin | 57,66% |
| Net Margin | 44,95% | Free Cash Flow (TTM) | 1,46B |
| ROIC | 25,95% | FCF Growth (3Y) | 65,44% |
| Safety | |||
| Debt / Equity | 1,14 | Current Ratio | 2,21 |
| Interest Coverage | 30,34 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 20,24 | P/B Ratio | 11,66 |
| P/S Ratio | 9,10 | PEG Ratio | 2,06 |
| EV/EBITDA | 17,11 | Dividend Yield | 0,03% |
| Market Cap | 25,53B | Enterprise Value | 27,68B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,81B | 2,02B | 1,94B | 1,87B | 2,62B |
| Net Income | 1,26B | 1,13B | 1,00B | 1,00B | 1,46B |
| EPS (Diluted) | 48,47 | 43,08 | 38,55 | 39,09 | 55,12 |
| Gross Profit | 2,43B | 1,63B | 1,48B | 1,27B | 2,18B |
| Operating Income | 1,62B | 1,31B | 1,34B | 1,27B | 1,76B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6,39B | 5,68B | 4,80B | 4,58B | 4,83B |
| Total Liabilities | 4,20B | 3,27B | 2,38B | 2,16B | 1,93B |
| Shareholders' Equity | 2,19B | 2,41B | 2,43B | 2,42B | 2,90B |
| Total Debt | 2,49B | 2,14B | 1,48B | 1,15B | 859,90M |
| Cash & Equivalents | 328,96M | 288,90M | 281,00M | 779,50M | 910,70M |
| Current Assets | 2,37B | 3,62B | 3,07B | 2,86B | 3,13B |
| Current Liabilities | 1,07B | 1,45B | 1,09B | 886,10M | 728,30M |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#582 of 1024
Custom
Capital Light Compounder
#28 of 213
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Capital Light Compounder
Mar 24, 2026