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Pagaya Technologies Ltd.

Datakwaliteit: 100%
PGY
NASDAQ Technology Software - Infrastructure
€ 11,25
▼ € 0,45 (-3,85%)
Marktkapitalisatie: 928,40M
Dagbereik
€ 11,21 € 11,72
52-Weeksbereik
€ 8,50 € 44,99
Volume
2.549.888
50D / 200D Gem.
€ 15,80 / € 24,59
Vorige Slotkoers
€ 11,70

Koershistorie

Financiële Trends

Sectorvergelijking

vs Technology sector mediaan (621 peers)

Metriek Aandeel Sector Mediaan
P/E 11,4 12,6
P/B 1,9 3,0
ROE % 20,2 8,9
Net Margin % 6,5 5,6
Rev Growth 5Y % 29,7 9,2
D/E 1,9 0,3

Koersdoel Analisten

Hold
€ 31,25 +177.8%
Low: € 25,00 High: € 35,00
Forward K/W
9,6
Forward WPA
€ 1,22
WPA Groei (sch.)
+0,0%
Omzet Sch.
1,5 B

Winstschattingen

Periode WPA Sch. Omzet Sch. Analisten
FY2028 € 2,47
€ 2,29 – € 2,58
1,9 B 1
FY2027 € 1,74
€ 1,61 – € 1,82
1,7 B 5
FY2026 € 1,22
€ 1,14 – € 1,28
1,5 B 6

Belangrijkste Punten

Revenue grew 29,69% annually over 5 years — strong growth
ROE of 20,18% indicates high profitability
Generating 224,72M in free cash flow
P/E of 11,41 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 4,13%
Cash machine — converts 276,10% of earnings into free cash flow

Groei

Revenue Growth (5Y)
29,69%
Revenue (1Y)25,56%
Earnings (1Y)N/A
FCF Growth (3Y)N/A

Kwaliteit

Return on Equity
20,18%
ROIC11,97%
Net Margin6,45%
Op. Margin17,74%

Veiligheid

Debt / Equity
1,92
Current Ratio5,62
Interest Coverage0,00

Waardering

P/E Ratio
11,41
P/B Ratio1,93
EV/EBITDA6,98
Dividend Yield0,00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 25,56% Revenue Growth (3Y) 27,76%
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) 29,69% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 1,26B Net Income (TTM) 81,39M
ROE 20,18% ROA 5,26%
Gross Margin 40,61% Operating Margin 17,74%
Net Margin 6,45% Free Cash Flow (TTM) 224,72M
ROIC 11,97% FCF Growth (3Y) N/A
Safety
Debt / Equity 1,92 Current Ratio 5,62
Interest Coverage 0,00 Dividend Yield 0,00%
Valuation
P/E Ratio 11,41 P/B Ratio 1,93
P/S Ratio 0,74 PEG Ratio -0,17
EV/EBITDA 6,98 Dividend Yield 0,00%
Market Cap 928,40M Enterprise Value 1,56B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1,26B 1,00B 772,81M 685,41M 445,87M
Net Income 81,39M -401,41M -128,44M -302,32M -91,15M
EPS (Diluted) 0,93 -5,66 -2,14 -7,65 -4,27
Gross Profit 512,17M 406,90M 263,87M 234,33M 213,54M
Operating Income 223,81M 66,84M -24,40M -251,51M -5,81M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1,55B 1,29B 1,21B 1,05B 590,26M
Total Liabilities 990,56M 849,53M 542,63M 279,66M 105,86M
Shareholders' Equity 480,02M 326,49M 559,72M 553,52M 308,34M
Total Debt 922,80M 680,81M 412,58M 212,26M 37,91M
Cash & Equivalents 288,35M 187,92M 186,48M 309,79M 190,78M
Current Assets 441,60M 351,48M 303,40M 419,82M 246,54M
Current Liabilities 78,57M 195,49M 74,93M 128,02M 28,67M

Strategiescores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches

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