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PLUMAS BANCORP

Data quality: 83%
PLBC
Nasdaq Financial Services Nondepository Credit Institutions
$51.67
▲ $0.77 (1.50%)
Mkt Cap: 360.57 M
Price
$51.67
Mkt Cap
360.57 M
Day Range
$50.50 — $51.90
52-Week Range
$38.71 — $54.58
Volume
99,284
Open $50.66
50D / 200D Avg
$50.43
2.45% above
50D / 200D Avg
$45.10
14.55% above

Quick Summary

Key Takeaways

ROE of 13.49% — decent returns on equity
Generating 20.28 M in free cash flow
P/E of 12.17 — trading at a low valuation

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)3.49%
FCF Growth (3Y)-25.01%

Quality

Return on Equity
13.49%
Above sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
12.17
Above sector avg (11.15)
P/B Ratio1.47
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2144 peers)
Metric Stock Sector Median
P/E 12.2 11.1
P/B 1.5 1.2
ROE % 13.5 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

ETFs Holding This Stock

SQLV logo SQLV Royce Quant Small-Cap Quality Value ETF
0.20% weight
QABA logo QABA First Trust NASDAQ ABA Community Bank Index Fund
0.15% weight
DGRS logo DGRS WisdomTree U.S. SmallCap Quality Dividend Growth Fund
0.11% weight
GSSC logo GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF
0.02% weight
DES logo DES WisdomTree U.S. SmallCap Dividend Fund
0.01% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.01% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.00% weight
AVUV logo AVUV Avantis U.S. Small Cap Value ETF
0.00% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 3.49% Earnings Growth (3Y) -0.27%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 8.96%
Profitability
Revenue (TTM) N/A Net Income (TTM) 29.62 M
ROE 13.49% ROA 1.54%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 20.28 M
ROIC N/A FCF Growth (3Y) -25.01%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 221.74 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 12.17 Forward P/E N/A
P/B Ratio 1.47 P/S Ratio N/A
PEG Ratio 1.36 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 5.62%
Market Cap 360.57 M Enterprise Value 273.29 M
Per Share
EPS (Diluted TTM) 4.54 Revenue / Share N/A
FCF / Share 2.91 OCF / Share 3.09
EPS CAGR (1Y) -5.42% EPS CAGR (5Y) 4.83%
EPS CAGR (10Y) 13.35%
Efficiency
CapEx / Revenue N/A FCF Conversion 68.46%
SBC-Adj. FCF 19.85 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 29.62 M 28.62 M 29.78 M 26.44 M 21.01 M
EPS (Diluted) 4.54 4.80 5.02 4.47 3.76
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 1.54 M 1.30 M 1.43 M 1.35 M 1.18 M
Interest Expense 87.77 M 73.69 M 4.80 M 1.25 M 1.14 M
Income Tax 9.98 M 10.38 M 10.44 M 9.23 M 7.48 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2021 FY2022
Total Assets 2.24 B 1.62 B 1.61 B 1.61 B 1.62 B
Total Liabilities 1.98 B 1.45 B 1.46 B 1.48 B 1.50 B
Shareholders' Equity 261.08 M 177.90 M 147.32 M 134.08 M 119.00 M
Total Debt 0.0
Cash & Equivalents 80.62 M 82.02 M 85.66 M 380.58 M 183.43 M
Current Assets
Current Liabilities