Retour
61
47
79
80
42
Fourchette du Jour
121,02 €
124,00 €
Fourchette 52 Semaines
107,75 €
175,85 €
Volume
208 621
Moyenne 50J / 200J
124,87 €
/
127,84 €
Clôture Précédente
122,00 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 16,5 | 10,3 |
| P/B | 3,5 | 1,1 |
| ROE % | 23,6 | 11,7 |
| Net Margin % | 22,5 | 16,9 |
| Rev Growth 5Y % | 37,1 | 11,6 |
| D/E | 0,0 | 0,5 |
Objectif de Cours des Analystes
Hold
134,00 €
+10.0%
P/E Prévisionnel
12,75
BPA Prévisionnel
9,55 €
Croissance BPA (est.)
+0,0%
CA Est.
2,52B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
11,76 €
11,13 € – 12,49 €
|
1,45B | 1 |
| FY2027 |
10,93 €
10,32 € – 11,57 €
|
3,09B | 4 |
| FY2026 |
9,55 €
9,51 € – 9,60 €
|
2,52B | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-11 | 2,08 € | 2,24 € | +7,7% |
| 2025-11-06 | 1,58 € | 2,01 € | +27,2% |
| 2025-08-04 | 1,68 € | 1,76 € | +4,8% |
| 2025-05-05 | 1,59 € | 1,87 € | +17,6% |
| 2025-02-12 | 1,22 € | 1,52 € | +24,6% |
| 2024-11-04 | 1,03 € | 1,23 € | +19,4% |
| 2024-08-05 | 1,09 € | 1,25 € | +14,7% |
| 2024-05-02 | 0,94 € | 1,09 € | +16,0% |
Dividend History
Yield
0,00%
Payout Ratio
0,00%
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Points Clés
Revenue grew 37,12% annually over 5 years — strong growth
Earnings grew 67,62% over the past year
ROE of 23,58% indicates high profitability
Net margin of 22,50% shows strong profitability
Debt/Equity of 0,01 — conservative balance sheet
Generating 408,98M in free cash flow
Croissance
Revenue Growth (5Y)
37,12%
Revenue (1Y)58,16%
Earnings (1Y)67,62%
FCF Growth (3Y)93,40%
Qualité
Return on Equity
23,58%
ROIC20,01%
Net Margin22,50%
Op. Margin28,93%
Sécurité
Debt / Equity
0,01
Current RatioN/A
Interest Coverage646,40
Valorisation
P/E Ratio
16,50
Forward P/E12,61
P/B Ratio3,45
EV/EBITDA12,44
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 58,16% | Revenue Growth (3Y) | 52,65% |
| Earnings Growth (1Y) | 67,62% | Earnings Growth (3Y) | 57,74% |
| Revenue Growth (5Y) | 37,12% | Earnings Growth (5Y) | 43,99% |
| Profitability | |||
| Revenue (TTM) | 875,97M | Net Income (TTM) | 197,07M |
| ROE | 23,58% | ROA | 8,85% |
| Gross Margin | 73,90% | Operating Margin | 28,93% |
| Net Margin | 22,50% | Free Cash Flow (TTM) | 408,98M |
| ROIC | 20,01% | FCF Growth (3Y) | 93,40% |
| Safety | |||
| Debt / Equity | 0,01 | Current Ratio | N/A |
| Interest Coverage | 646,40 | ||
| Dividends | |||
| Dividend Yield | 0,00% | Payout Ratio | 0,00% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 16,50 | Forward P/E | 12,61 |
| P/B Ratio | 3,45 | P/S Ratio | 3,71 |
| PEG Ratio | 0,30 | Forward PEG | N/A |
| EV/EBITDA | 12,44 | Fwd EV/EBITDA | 4,63 |
| Forward P/S | 1,29 | Fwd Earnings Yield | 7,93% |
| FCF Yield | 12,58% | ||
| Market Cap | 3,25B | Enterprise Value | 3,15B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 875,97M | 553,86M | 375,93M | 327,09M | 247,79M |
| Net Income | 197,07M | 117,57M | 79,20M | 52,17M | 45,85M |
| EPS (Diluted) | 7,17 | 4,48 | 3,13 | 2,02 | 1,76 |
| Gross Profit | 647,37M | 269,45M | 195,59M | 137,64M | 110,90M |
| Operating Income | 253,39M | 151,20M | 103,64M | 67,55M | 57,14M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2,23B | 2,26B | 1,71B | 1,31B | 925,73M |
| Total Liabilities | 1,28B | 1,53B | 1,24B | 921,70M | 531,57M |
| Shareholders' Equity | 942,67M | 729,03M | 471,25M | 384,75M | 394,17M |
| Total Debt | 7,09M | 0,0 | 52,60M | 36,40M | 3,47M |
| Cash & Equivalents | 106,89M | 80,44M | 51,55M | 68,11M | 50,28M |
| Current Assets | 559,80M | 0,0 | 0,0 | 0,0 | 789,42M |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 0,0 | 531,57M |
Scores de Stratégies
This stock passed the criteria for 5 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#203 of 1052
Custom
Capital Light Compounder
#82 of 218
#31 of 157
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#16 of 332
#100 of 203
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Capital Light Compounder
Mar 24, 2026
Entré
Growth Investing (Philip Fisher)
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026
Entré
Value Investing (Warren Buffett)
Mar 24, 2026