Terug
29
30
Dagbereik
€ 83,44
€ 85,84
52-Weeksbereik
€ 81,08
€ 120,46
Volume
694.941
50D / 200D Gem.
€ 94,00
/
€ 96,35
Vorige Slotkoers
€ 84,10
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,2 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | 9,5 | 11,7 |
| Net Margin % | 22,0 | 16,9 |
| Rev Growth 5Y % | 24,5 | 11,6 |
| D/E | 0,4 | 0,5 |
Koersdoel Analisten
Hold
€ 110,80
+30.6%
Low: € 97,00
High: € 135,00
Forward K/W
8,30
Forward WPA
€ 10,22
WPA Groei (sch.)
+0,0%
Omzet Sch.
4,82B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 8,62
€ 8,29 – € 8,91
|
5,91B | 7 |
| FY2027 |
€ 11,51
€ 11,08 – € 12,32
|
5,29B | 12 |
| FY2026 |
€ 10,22
€ 9,63 – € 10,87
|
4,82B | 13 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-21 | € 2,25 | € 2,24 | -0,4% |
| 2025-10-15 | € 2,04 | € 2,27 | +11,3% |
| 2025-07-15 | € 1,92 | € 2,00 | +4,2% |
| 2025-04-14 | € 1,80 | € 1,90 | +5,6% |
| 2025-01-21 | € 1,80 | € 1,90 | +5,6% |
| 2024-10-15 | € 1,77 | € 1,86 | +5,1% |
| 2024-07-16 | € 1,61 | € 1,63 | +1,2% |
| 2024-04-22 | € 1,54 | € 1,54 | 0,0% |
Dividend History
7 yr streakYield
0,01%
Payout Ratio
0,12%
Growth (3Y)
2,94%
Growth (5Y)
8,45%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 06, 2026 | Feb 27, 2026 | € 0,50 | 1,19% |
| Nov 07, 2025 | Nov 28, 2025 | € 0,24 | 1,11% |
| Aug 01, 2025 | Aug 29, 2025 | € 0,24 | 1,09% |
| May 02, 2025 | May 30, 2025 | € 0,24 | 0,87% |
| Feb 07, 2025 | Feb 28, 2025 | € 0,24 | 0,73% |
| Nov 01, 2024 | Nov 29, 2024 | € 0,22 | 0,84% |
| Aug 02, 2024 | Aug 30, 2024 | € 0,22 | 1,00% |
| May 02, 2024 | May 31, 2024 | € 0,22 | 1,09% |
| Feb 01, 2024 | Feb 23, 2024 | € 0,22 | 1,07% |
| Nov 02, 2023 | Nov 24, 2023 | € 0,22 | 1,33% |
| Aug 03, 2023 | Aug 25, 2023 | € 0,22 | 1,19% |
| May 04, 2023 | May 26, 2023 | € 0,22 | 1,91% |
| Feb 02, 2023 | Feb 24, 2023 | € 0,22 | 1,07% |
| Nov 03, 2022 | Nov 25, 2022 | € 0,22 | 1,09% |
| Aug 04, 2022 | Aug 26, 2022 | € 0,22 | 1,06% |
| May 05, 2022 | May 27, 2022 | € 0,22 | 1,01% |
| Feb 03, 2022 | Feb 25, 2022 | € 0,22 | 0,79% |
| Nov 04, 2021 | Nov 26, 2021 | € 0,18 | 0,73% |
| Aug 05, 2021 | Aug 27, 2021 | € 0,18 | 0,76% |
| May 06, 2021 | May 28, 2021 | € 0,18 | 0,77% |
Belangrijkste Punten
Revenue grew 24,51% annually over 5 years — strong growth
Earnings grew 35,16% over the past year
Net margin of 21,97% shows strong profitability
Debt/Equity of 0,36 — conservative balance sheet
Generating 807,29M in free cash flow
P/E of 10,16 — trading at a low valuation
Groei
Revenue Growth (5Y)
24,51%
Revenue (1Y)2,40%
Earnings (1Y)35,16%
FCF Growth (3Y)22,20%
Kwaliteit
Return on Equity
9,53%
ROIC6,11%
Net Margin21,97%
Op. Margin26,69%
Veiligheid
Debt / Equity
0,36
Current Ratio1,07
Interest Coverage0,63
Waardering
P/E Ratio
10,16
Forward P/E8,20
P/B Ratio0,93
EV/EBITDA7,03
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2,40% | Revenue Growth (3Y) | 8,67% |
| Earnings Growth (1Y) | 35,16% | Earnings Growth (3Y) | 6,87% |
| Revenue Growth (5Y) | 24,51% | Earnings Growth (5Y) | 5,05% |
| Profitability | |||
| Revenue (TTM) | 2,92B | Net Income (TTM) | 642,10M |
| ROE | 9,53% | ROA | 1,11% |
| Gross Margin | 65,91% | Operating Margin | 26,69% |
| Net Margin | 21,97% | Free Cash Flow (TTM) | 807,29M |
| ROIC | 6,11% | FCF Growth (3Y) | 22,20% |
| Safety | |||
| Debt / Equity | 0,36 | Current Ratio | 1,07 |
| Interest Coverage | 0,63 | ||
| Dividends | |||
| Dividend Yield | 0,01% | Payout Ratio | 0,12% |
| Dividend Growth (3Y) | 2,94% | Dividend Growth (5Y) | 8,45% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 10,16 | Forward P/E | 8,20 |
| P/B Ratio | 0,93 | P/S Ratio | 2,23 |
| PEG Ratio | 0,32 | Forward PEG | N/A |
| EV/EBITDA | 7,03 | Fwd EV/EBITDA | 2,97 |
| Forward P/S | 1,35 | Fwd Earnings Yield | 12,20% |
| FCF Yield | 12,38% | ||
| Market Cap | 6,52B | Enterprise Value | 5,48B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,92B | 2,85B | 2,47B | 1,55B | 1,22B |
| Net Income | 642,10M | 475,06M | 562,15M | 560,74M | 527,32M |
| EPS (Diluted) | 8,09 | 5,96 | 7,14 | 7,17 | 6,75 |
| Gross Profit | 1,93B | 1,40B | 1,29B | 1,24B | 1,10B |
| Operating Income | 779,88M | 581,21M | 714,01M | 697,49M | 651,91M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 57,71B | 52,59B | 47,96B | 41,97B | 38,47B |
| Total Liabilities | 50,66B | 46,16B | 41,92B | 36,45B | 33,16B |
| Shareholders' Equity | 7,04B | 6,43B | 6,04B | 5,52B | 5,31B |
| Total Debt | 2,52B | 2,53B | 2,77B | 1,08B | 1,46B |
| Cash & Equivalents | 3,57B | 3,34B | 2,14B | 1,15B | 4,02B |
| Current Assets | 51,75B | 9,14B | 6,68B | 4,87B | 9,03B |
| Current Liabilities | 48,46B | 43,13B | 38,82B | 35,18B | 31,47B |
Strategiescores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#647 of 827
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#301 of 332
Recente Activiteit
Ingestapt
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Ingestapt
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026