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Fourchette du Jour
23,81 €
24,19 €
Fourchette 52 Semaines
23,59 €
26,15 €
Volume
26 252
Moyenne 50J / 200J
24,84 €
/
25,12 €
Clôture Précédente
23,99 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 2,3 | 10,3 |
| P/B | 0,3 | 1,1 |
| ROE % | 11,9 | 11,7 |
| Net Margin % | 5,9 | 16,8 |
| Rev Growth 5Y % | -3,9 | 11,7 |
| D/E | 0,6 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
17,40 €
17,40 € – 17,40 €
|
66 B | 1 |
| FY2028 |
16,58 €
16,58 € – 16,58 €
|
61 B | 1 |
| FY2027 |
15,48 €
15,48 € – 15,48 €
|
60 B | 1 |
Points Clés
Revenue declined -3,88% annually over 5 years
Earnings grew 31,13% over the past year
ROE of 11,86% — decent returns on equity
Generating 6,27B in free cash flow
P/E of 2,33 — trading at a low valuation
PEG of 0,07 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
-3,88%
Revenue (1Y)-13,68%
Earnings (1Y)31,13%
FCF Growth (3Y)-1,85%
Qualité
Return on Equity
11,86%
ROIC6,80%
Net Margin5,88%
Op. Margin7,87%
Sécurité
Debt / Equity
0,63
Current Ratio11,47
Interest Coverage2,27
Valorisation
P/E Ratio
2,33
P/B Ratio0,26
EV/EBITDA1,86
Dividend Yield0,22%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -13,68% | Revenue Growth (3Y) | 6,11% |
| Earnings Growth (1Y) | 31,13% | Earnings Growth (3Y) | 19,89% |
| Revenue Growth (5Y) | -3,88% | Earnings Growth (5Y) | -20,31% |
| Profitability | |||
| Revenue (TTM) | 60,77B | Net Income (TTM) | 3,58B |
| ROE | 11,86% | ROA | 0,46% |
| Gross Margin | 42,04% | Operating Margin | 7,87% |
| Net Margin | 5,88% | Free Cash Flow (TTM) | 6,27B |
| ROIC | 6,80% | FCF Growth (3Y) | -1,85% |
| Safety | |||
| Debt / Equity | 0,63 | Current Ratio | 11,47 |
| Interest Coverage | 2,27 | Dividend Yield | 0,22% |
| Valuation | |||
| P/E Ratio | 2,33 | P/B Ratio | 0,26 |
| P/S Ratio | 0,14 | PEG Ratio | 0,07 |
| EV/EBITDA | 1,86 | Dividend Yield | 0,22% |
| Market Cap | 8,32B | Enterprise Value | 8,91B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 60,77B | 70,41B | 53,98B | 54,58B | 71,18B |
| Net Income | 3,58B | 2,73B | 2,49B | -2,15B | 8,87B |
| EPS (Diluted) | 9,99 | 7,53 | 6,74 | -4,49 | 19,51 |
| Gross Profit | 25,55B | 70,41B | 53,98B | 54,58B | 71,18B |
| Operating Income | 4,79B | 57,06B | 41,06B | -989,00M | 10,44B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 773,74B | 735,59B | 721,12B | 689,03B | 937,58B |
| Total Liabilities | 738,16B | 705,46B | 691,34B | 657,11B | 874,97B |
| Shareholders' Equity | 32,44B | 27,87B | 27,82B | 30,59B | 61,88B |
| Total Debt | 20,30B | 28,77B | 27,24B | 28,02B | 30,24B |
| Cash & Equivalents | 19,71B | 18,50B | 19,42B | 17,30B | 12,93B |
| Current Assets | 19,75B | 8,28B | 19,42B | 24,90B | 30,88B |
| Current Liabilities | 1,72B | 17,47B | 13,26B | 13,58B | 24,80B |