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Fourchette du Jour
247,01 €
252,69 €
Fourchette 52 Semaines
230,09 €
296,00 €
Volume
99 727
Moyenne 50J / 200J
258,80 €
/
263,06 €
Clôture Précédente
249,88 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,6 | 10,3 |
| P/B | 3,3 | 1,1 |
| ROE % | 31,9 | 11,6 |
| Net Margin % | 23,3 | 16,8 |
| Rev Growth 5Y % | 4,5 | 11,6 |
| D/E | 0,7 | 0,5 |
Objectif de Cours des Analystes
Hold
292,00 €
+16.4%
P/E Prévisionnel
10,4
BPA Prévisionnel
23,97 €
Croissance BPA (est.)
+0,0%
CA Est.
3,5 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
31,20 €
30,60 € – 31,86 €
|
4,1 B | 1 |
| FY2028 |
28,40 €
28,21 € – 28,60 €
|
3,9 B | 2 |
| FY2027 |
26,20 €
25,44 € – 26,84 €
|
3,7 B | 6 |
Points Clés
Revenue grew 4,46% annually over 5 years — modest growth
Earnings grew 59,66% over the past year
ROE of 31,93% indicates high profitability
Net margin of 23,29% shows strong profitability
Generating 880,76M in free cash flow
P/E of 10,57 — trading at a low valuation
Croissance
Revenue Growth (5Y)
4,46%
Revenue (1Y)4,43%
Earnings (1Y)59,66%
FCF Growth (3Y)15,64%
Qualité
Return on Equity
31,93%
ROIC17,13%
Net Margin23,29%
Op. Margin30,21%
Sécurité
Debt / Equity
0,74
Current Ratio5,41
Interest Coverage40,68
Valorisation
P/E Ratio
10,57
P/B Ratio3,25
EV/EBITDA9,24
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,43% | Revenue Growth (3Y) | 8,34% |
| Earnings Growth (1Y) | 59,66% | Earnings Growth (3Y) | 14,14% |
| Revenue Growth (5Y) | 4,46% | Earnings Growth (5Y) | 12,00% |
| Profitability | |||
| Revenue (TTM) | 3,23B | Net Income (TTM) | 751,23M |
| ROE | 31,93% | ROA | 5,00% |
| Gross Margin | 80,52% | Operating Margin | 30,21% |
| Net Margin | 23,29% | Free Cash Flow (TTM) | 880,76M |
| ROIC | 17,13% | FCF Growth (3Y) | 15,64% |
| Safety | |||
| Debt / Equity | 0,74 | Current Ratio | 5,41 |
| Interest Coverage | 40,68 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 10,57 | P/B Ratio | 3,25 |
| P/S Ratio | 2,46 | PEG Ratio | 0,17 |
| EV/EBITDA | 9,24 | Dividend Yield | 0,02% |
| Market Cap | 7,94B | Enterprise Value | 9,01B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,23B | 3,09B | 2,75B | 2,66B | 2,71B |
| Net Income | 751,23M | 470,52M | 576,60M | 472,07M | 477,36M |
| EPS (Diluted) | 22,91 | 13,71 | 15,94 | 12,33 | 9,42 |
| Gross Profit | 2,60B | 1,31B | 1,10B | 1,03B | 1,06B |
| Operating Income | 974,56M | 939,25M | 771,74M | 718,66M | 643,53M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 15,01B | 14,58B | 15,03B | 14,64B | 16,12B |
| Total Liabilities | 12,57B | 12,32B | 12,96B | 12,61B | 14,03B |
| Shareholders' Equity | 2,45B | 2,26B | 2,07B | 2,03B | 2,08B |
| Total Debt | 1,82B | 1,95B | 2,04B | 2,08B | 2,04B |
| Cash & Equivalents | 756,23M | 687,82M | 613,15M | 489,24M | 392,50M |
| Current Assets | 4,02B | 4,71B | 1,62B | 0,0 | 0,0 |
| Current Liabilities | 743,71M | 488,35M | 22,67M | 0,0 | 0,0 |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#296 of 670
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#290 of 332
Activité Récente
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026