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Fourchette du Jour
93,13 €
95,50 €
Fourchette 52 Semaines
90,38 €
119,76 €
Volume
1 692 513
Moyenne 50J / 200J
103,73 €
/
105,74 €
Clôture Précédente
94,29 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 9,2 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 11,9 | 11,6 |
| Net Margin % | 5,9 | 16,8 |
| Rev Growth 5Y % | -3,9 | 11,6 |
| D/E | 1,0 | 0,5 |
Objectif de Cours des Analystes
Hold
117,43 €
+23.9%
Low: 110,00 €
High: 126,00 €
P/E Prévisionnel
6,6
BPA Prévisionnel
14,20 €
Croissance BPA (est.)
+0,0%
CA Est.
58 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
17,40 €
16,53 € – 18,44 €
|
66 B | 1 |
| FY2028 |
16,44 €
14,41 € – 18,47 €
|
61 B | 2 |
| FY2027 |
15,36 €
14,98 € – 15,70 €
|
60 B | 9 |
Points Clés
Revenue declined -3,86% annually over 5 years
Earnings grew 31,13% over the past year
ROE of 11,86% — decent returns on equity
Generating 6,27B in free cash flow
P/E of 9,23 — trading at a low valuation
PEG of 0,32 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
-3,86%
Revenue (1Y)-14,01%
Earnings (1Y)31,13%
FCF Growth (3Y)-1,85%
Qualité
Return on Equity
11,86%
ROIC5,46%
Net Margin5,88%
Op. Margin7,87%
Sécurité
Debt / Equity
1,03
Current RatioN/A
Interest Coverage2,27
Valorisation
P/E Ratio
9,23
P/B Ratio1,02
EV/EBITDA9,73
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -14,01% | Revenue Growth (3Y) | 5,83% |
| Earnings Growth (1Y) | 31,13% | Earnings Growth (3Y) | 19,89% |
| Revenue Growth (5Y) | -3,86% | Earnings Growth (5Y) | -20,31% |
| Profitability | |||
| Revenue (TTM) | 60,77B | Net Income (TTM) | 3,58B |
| ROE | 11,86% | ROA | 0,46% |
| Gross Margin | 42,04% | Operating Margin | 7,87% |
| Net Margin | 5,88% | Free Cash Flow (TTM) | 6,27B |
| ROIC | 5,46% | FCF Growth (3Y) | -1,85% |
| Safety | |||
| Debt / Equity | 1,03 | Current Ratio | N/A |
| Interest Coverage | 2,27 | Dividend Yield | 0,05% |
| Valuation | |||
| P/E Ratio | 9,23 | P/B Ratio | 1,02 |
| P/S Ratio | 0,54 | PEG Ratio | 0,32 |
| EV/EBITDA | 9,73 | Dividend Yield | 0,05% |
| Market Cap | 32,99B | Enterprise Value | 46,56B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 60,77B | 70,68B | 54,27B | 56,99B | 71,15B |
| Net Income | 3,58B | 2,73B | 2,49B | -1,65B | 8,87B |
| EPS (Diluted) | 10,22 | 7,50 | 6,74 | -4,49 | 19,51 |
| Gross Profit | 25,55B | 17,52B | 17,56B | 11,89B | 28,28B |
| Operating Income | 4,79B | 3,21B | 3,07B | -1,89B | 10,84B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 773,74B | 735,59B | 721,21B | 689,03B | 937,58B |
| Total Liabilities | 738,16B | 705,46B | 691,34B | 657,11B | 874,97B |
| Shareholders' Equity | 32,44B | 27,87B | 27,82B | 30,59B | 61,88B |
| Total Debt | 33,28B | 21,57B | 20,87B | 21,06B | 19,62B |
| Cash & Equivalents | 19,71B | 18,50B | 19,42B | 17,25B | 12,89B |
| Current Assets | 26,13B | 0,0 | 0,0 | 0,0 | 0,0 |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 0,0 | 0,0 |