Terug
Dagbereik
€ 2,56
€ 2,63
52-Weeksbereik
€ 2,45
€ 4,28
Volume
4.027.504
50D / 200D Gem.
€ 2,77
/
€ 2,85
Vorige Slotkoers
€ 2,54
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (855 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | -2,7 | 10,4 |
| P/B | 0,4 | 1,1 |
| ROE % | -14,0 | 11,6 |
| Net Margin % | 169,8 | 16,8 |
| Rev Growth 5Y % | — | 11,6 |
| D/E | 0,7 | 0,5 |
Koersdoel Analisten
Hold
€ 2,50
-3.8%
Forward K/W
5,53
Forward WPA
€ 0,47
WPA Groei (sch.)
+0,0%
Omzet Sch.
655,52M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 0,40
€ 0,40 – € 0,40
|
630,61M | 1 |
| FY2027 |
€ 0,42
€ 0,42 – € 0,42
|
622,76M | 1 |
| FY2026 |
€ 0,47
€ 0,47 – € 0,47
|
655,52M | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-09 | € 0,10 | € 0,19 | +82,3% |
| 2025-11-06 | € 0,10 | € 0,17 | +70,0% |
| 2025-08-26 | € 0,13 | € 0,17 | +30,8% |
| 2025-05-08 | € 0,14 | € 0,19 | +35,7% |
| 2025-02-10 | € 0,14 | € 0,20 | +42,9% |
| 2024-11-08 | € 0,17 | € 0,21 | +23,5% |
| 2024-08-28 | € 0,18 | € 0,25 | +38,9% |
| 2024-05-08 | € 0,20 | € 0,23 | +15,0% |
Dividend History
7 yr streakYield
0,24%
Payout Ratio
-0,71%
Growth (3Y)
-9,14%
Growth (5Y)
-5,59%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 28, 2026 | May 19, 2026 | € 0,05 | 20,77% |
| Mar 27, 2026 | Apr 21, 2026 | € 0,05 | 20,77% |
| Feb 25, 2026 | Mar 19, 2026 | € 0,05 | 19,35% |
| Jan 28, 2026 | Feb 18, 2026 | € 0,05 | 19,71% |
| Dec 29, 2025 | Jan 21, 2026 | € 0,05 | 21,69% |
| Nov 25, 2025 | Dec 18, 2025 | € 0,05 | 20,61% |
| Oct 29, 2025 | Nov 18, 2025 | € 0,05 | 20,30% |
| Sep 26, 2025 | Oct 22, 2025 | € 0,05 | 21,26% |
| Aug 27, 2025 | Sep 18, 2025 | € 0,05 | 19,66% |
| Jul 29, 2025 | Aug 20, 2025 | € 0,05 | 17,73% |
| Jun 26, 2025 | Jul 22, 2025 | € 0,05 | 19,11% |
| May 28, 2025 | Jun 18, 2025 | € 0,05 | 18,75% |
| Apr 28, 2025 | May 20, 2025 | € 0,05 | 17,07% |
| Mar 27, 2025 | Apr 17, 2025 | € 0,05 | 15,43% |
| Feb 26, 2025 | Mar 20, 2025 | € 0,05 | 15,24% |
| Jan 29, 2025 | Feb 19, 2025 | € 0,05 | 15,88% |
| Dec 27, 2024 | Jan 22, 2025 | € 0,05 | 16,20% |
| Nov 26, 2024 | Dec 19, 2024 | € 0,05 | 14,87% |
| Oct 29, 2024 | Nov 19, 2024 | € 0,06 | 13,79% |
| Sep 26, 2024 | Oct 22, 2024 | € 0,06 | 13,64% |
Belangrijkste Punten
Earnings declined -278,79% over the past year
Net margin of 169,75% shows strong profitability
Generating 523,17M in free cash flow
PEG of 0,01 suggests growth is underpriced
Capital efficient — spends only 0,00% of revenue on capex
Groei
Revenue Growth (5Y)
N/A
Revenue (1Y)-159,23%
Earnings (1Y)-278,79%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
-14,03%
ROIC-6,94%
Net Margin169,75%
Op. Margin169,75%
Veiligheid
Debt / Equity
0,70
Current Ratio0,51
Interest Coverage-3,61
Waardering
P/E Ratio
-2,67
Forward P/E5,53
P/B Ratio0,42
EV/EBITDAN/A
Dividend Yield0,24%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -159,23% | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | -278,79% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | -276,83M | Net Income (TTM) | -469,92M |
| ROE | -14,03% | ROA | -6,91% |
| Gross Margin | 147,00% | Operating Margin | 169,75% |
| Net Margin | 169,75% | Free Cash Flow (TTM) | 523,17M |
| ROIC | -6,94% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,70 | Current Ratio | 0,51 |
| Interest Coverage | -3,61 | ||
| Dividends | |||
| Dividend Yield | 0,24% | Payout Ratio | -0,71% |
| Dividend Growth (3Y) | -9,14% | Dividend Growth (5Y) | -5,59% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | -2,67 | Forward P/E | 5,53 |
| P/B Ratio | 0,42 | P/S Ratio | -4,53 |
| PEG Ratio | 0,01 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | 11,48 |
| Forward P/S | 1,91 | Fwd Earnings Yield | 18,08% |
| FCF Yield | 41,70% | ||
| Market Cap | 1,25B | Enterprise Value | 3,30B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | -276,83M | 467,36M | 87,30M | 739,88M | 1,15B |
| Net Income | -469,92M | 262,83M | -101,64M | 582,58M | 963,81M |
| EPS (Diluted) | -1,35 | 0,36 | -0,43 | 1,34 | 2,50 |
| Gross Profit | -406,94M | 320,91M | -60,90M | 622,47M | 1,02B |
| Operating Income | -469,92M | 262,83M | -101,64M | 582,58M | 963,81M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6,80B | 7,86B | 7,86B | 7,66B | 6,30B |
| Total Liabilities | 3,82B | 4,15B | 4,13B | 3,54B | 2,36B |
| Shareholders' Equity | 2,99B | 3,71B | 3,73B | 4,12B | 3,95B |
| Total Debt | 2,09B | 2,43B | 2,58B | 2,74B | 2,23B |
| Cash & Equivalents | 46,51M | 81,90M | 90,57M | 31,17M | 63,61M |
| Current Assets | 47,99M | 83,06M | 91,72M | 32,25M | 90,17M |
| Current Liabilities | 93,95M | 121,43M | 119,69M | 110,71M | 50,67M |