Atrás
Rango del Día
$44.90
$48.09
Rango de 52 Semanas
$33.16
$56.10
Volumen
2,467
Promedio 50D / 200D
$49.44
/
$45.58
Cierre Anterior
$48.14
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 10.9 | 10.3 |
| P/B | 1.3 | 1.1 |
| ROE % | 12.2 | 11.7 |
| Net Margin % | 8.5 | 16.8 |
| Rev Growth 5Y % | -15.5 | 11.6 |
| D/E | 1.0 | 0.5 |
Precio Objetivo de Analistas
Hold
$49.00
+2.3%
P/E Futuro
8.0
EPS Futuro
$5.99
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
18 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2027 |
$6.62
$6.62 – $6.62
|
19 B | 1 |
| FY2026 |
$5.99
$5.99 – $5.99
|
18 B | 1 |
Puntos Clave
Revenue declined -15.48% annually over 5 years
Earnings grew 24.39% over the past year
ROE of 12.15% — decent returns on equity
Generating 5.08B in free cash flow
P/E of 10.87 — trading at a low valuation
PEG of 0.39 suggests growth is underpriced
Crecimiento
Revenue Growth (5Y)
-15.48%
Revenue (1Y)-4.83%
Earnings (1Y)24.39%
FCF Growth (3Y)-12.93%
Calidad
Return on Equity
12.15%
ROIC8.89%
Net Margin8.48%
Op. Margin16.77%
Seguridad
Debt / Equity
0.95
Current Ratio1.35
Interest Coverage7.04
Valoración
P/E Ratio
10.87
P/B Ratio1.27
EV/EBITDA7.35
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -4.83% | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 24.39% | Earnings Growth (3Y) | 11.53% |
| Revenue Growth (5Y) | -15.48% | Earnings Growth (5Y) | 8.11% |
| Profitability | |||
| Revenue (TTM) | 32.97B | Net Income (TTM) | 2.80B |
| ROE | 12.15% | ROA | 0.33% |
| Gross Margin | 55.87% | Operating Margin | 16.77% |
| Net Margin | 8.48% | Free Cash Flow (TTM) | 5.08B |
| ROIC | 8.89% | FCF Growth (3Y) | -12.93% |
| Safety | |||
| Debt / Equity | 0.95 | Current Ratio | 1.35 |
| Interest Coverage | 7.04 | Dividend Yield | 0.05% |
| Valuation | |||
| P/E Ratio | 10.87 | P/B Ratio | 1.27 |
| P/S Ratio | 0.92 | PEG Ratio | 0.39 |
| EV/EBITDA | 7.35 | Dividend Yield | 0.05% |
| Market Cap | 30.39B | Enterprise Value | 40.63B |
Income Statement
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | 32.97B | 34.65B | -5.71B | 69.59B | 64.62B |
| Net Income | 2.80B | 2.25B | 2.25B | 2.97B | 2.05B |
| EPS (Diluted) | 4.19 | 3.30 | 3.22 | 4.27 | 5.46 |
| Gross Profit | 18.42B | 15.29B | 10.86B | 16.83B | 14.19B |
| Operating Income | 5.53B | 3.92B | 4.35B | 5.32B | 3.61B |
Balance Sheet
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 851.36B | 749.48B | 733.65B | 648.00B | 629.10B |
| Total Liabilities | 807.37B | 708.21B | 689.55B | 607.68B | 590.37B |
| Shareholders' Equity | 23.88B | 22.14B | 24.02B | 22.09B | 22.21B |
| Total Debt | 22.80B | 20.94B | 21.17B | 19.53B | 21.54B |
| Cash & Equivalents | 12.55B | 9.14B | 8.87B | 8.17B | 9.48B |
| Current Assets | 36.51B | 28.70B | 30.68B | 15.73B | 16.77B |
| Current Liabilities | 26.96B | 8.09B | 4.39B | 9.76B | 5.82B |