Terug
Dagbereik
€ 16,69
€ 17,81
52-Weeksbereik
€ 14,12
€ 25,93
Volume
420.331
50D / 200D Gem.
€ 20,06
/
€ 19,87
Vorige Slotkoers
€ 17,26
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 44,4 | 10,3 |
| P/B | — | 1,1 |
| ROE % | — | 11,7 |
| Net Margin % | 4,7 | 16,8 |
| Rev Growth 5Y % | -1,6 | 11,6 |
| D/E | — | 0,5 |
Koersdoel Analisten
Hold
€ 21,25
+23.3%
Low: € 21,00
High: € 21,50
Forward K/W
13,46
Forward WPA
€ 1,28
WPA Groei (sch.)
+0,0%
Omzet Sch.
980,45M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 1,99
€ 1,83 – € 2,12
|
1,25B | 3 |
| FY2027 |
€ 1,69
€ 1,63 – € 1,85
|
1,15B | 4 |
| FY2026 |
€ 1,28
€ 1,07 – € 1,50
|
980,45M | 4 |
No quarterly estimates available
Dividend History
Yield
0,02%
Payout Ratio
N/A
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Belangrijkste Punten
Revenue declined -1,62% annually over 5 years
Generating 30,48M in free cash flow
P/E of 44,38 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 12,86%
Cash machine — converts 85,90% of earnings into free cash flow
Capital efficient — spends only 0,57% of revenue on capex
Groei
Revenue Growth (5Y)
-1,62%
Revenue (1Y)-14,48%
Earnings (1Y)N/A
FCF Growth (3Y)-41,25%
Kwaliteit
Return on Equity
N/A
ROIC15,91%
Net Margin4,72%
Op. Margin6,39%
Veiligheid
Debt / Equity
N/A
Current Ratio1,15
Interest Coverage0,00
Waardering
P/E Ratio
44,38
Forward P/EN/A
P/B RatioN/A
EV/EBITDA34,83
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -14,48% | Revenue Growth (3Y) | 7,59% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -1,62% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 750,90M | Net Income (TTM) | 35,48M |
| ROE | N/A | ROA | 4,45% |
| Gross Margin | 97,23% | Operating Margin | 6,39% |
| Net Margin | 4,72% | Free Cash Flow (TTM) | 30,48M |
| ROIC | 15,91% | FCF Growth (3Y) | -41,25% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | 1,15 |
| Interest Coverage | 0,00 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 44,38 | Forward P/E | N/A |
| P/B Ratio | N/A | P/S Ratio | 2,10 |
| PEG Ratio | -0,22 | Forward PEG | N/A |
| EV/EBITDA | 34,83 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 1,94% | ||
| Market Cap | 1,57B | Enterprise Value | 1,67B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 750,90M | 878,04M | 648,65M | 631,51M | 801,66M |
| Net Income | 35,48M | -64,73M | -17,22M | 17,88M | -9,42M |
| EPS (Diluted) | 0,55 | -1,22 | -1,33 | -0,46 | -0,22 |
| Gross Profit | 730,07M | 352,10M | 222,08M | 240,17M | 297,30M |
| Operating Income | 48,01M | -78,53M | -115,10M | -47,73M | 66,58M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 797,64M | 876,75M | 761,11M | 717,09M | 718,33M |
| Total Liabilities | 536,90M | 646,99M | 492,86M | 456,95M | 446,98M |
| Shareholders' Equity | -127,36M | -421,38M | 152,66M | 137,46M | 126,32M |
| Total Debt | 353,66M | 187,35M | 175,90M | 165,60M | 43,45M |
| Cash & Equivalents | 255,91M | 332,77M | 250,10M | 174,17M | 504,78M |
| Current Assets | 318,60M | 483,04M | 423,29M | 385,54M | 555,91M |
| Current Liabilities | 275,84M | 413,49M | 286,03M | 265,43M | 350,39M |