Terug
46
48
Dagbereik
€ 44,01
€ 45,74
52-Weeksbereik
€ 38,46
€ 79,50
Volume
20.787.842
50D / 200D Gem.
€ 47,90
/
€ 63,03
Vorige Slotkoers
€ 44,01
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 8,1 | 10,3 |
| P/B | 2,1 | 1,1 |
| ROE % | 25,7 | 11,7 |
| Net Margin % | 15,8 | 16,8 |
| Rev Growth 5Y % | 6,9 | 11,7 |
| D/E | 0,5 | 0,5 |
Koersdoel Analisten
Hold
€ 53,05
+16.6%
Low: € 34,00
High: € 87,00
Forward K/W
8,6
Forward WPA
€ 5,31
WPA Groei (sch.)
+0,0%
Omzet Sch.
34 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2030 |
€ 8,27
€ 8,00 – € 8,63
|
44 B | 5 |
| FY2029 |
€ 7,61
€ 7,37 – € 7,94
|
41 B | 10 |
| FY2028 |
€ 6,38
€ 5,38 – € 7,53
|
37 B | 12 |
Belangrijkste Punten
Revenue grew 6,93% annually over 5 years — modest growth
Earnings grew 26,19% over the past year
ROE of 25,73% indicates high profitability
Net margin of 15,78% shows strong profitability
Debt/Equity of 0,49 — conservative balance sheet
Generating 5,56B in free cash flow
Groei
Revenue Growth (5Y)
6,93%
Revenue (1Y)4,32%
Earnings (1Y)26,19%
FCF Growth (3Y)14,83%
Kwaliteit
Return on Equity
25,73%
ROIC15,04%
Net Margin15,78%
Op. Margin18,28%
Veiligheid
Debt / Equity
0,49
Current Ratio1,29
Interest Coverage13,75
Waardering
P/E Ratio
8,13
P/B Ratio2,10
EV/EBITDA7,34
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,32% | Revenue Growth (3Y) | 5,56% |
| Earnings Growth (1Y) | 26,19% | Earnings Growth (3Y) | 11,02% |
| Revenue Growth (5Y) | 6,93% | Earnings Growth (5Y) | 5,85% |
| Profitability | |||
| Revenue (TTM) | 33,17B | Net Income (TTM) | 5,23B |
| ROE | 25,73% | ROA | 6,53% |
| Gross Margin | 46,62% | Operating Margin | 18,28% |
| Net Margin | 15,78% | Free Cash Flow (TTM) | 5,56B |
| ROIC | 15,04% | FCF Growth (3Y) | 14,83% |
| Safety | |||
| Debt / Equity | 0,49 | Current Ratio | 1,29 |
| Interest Coverage | 13,75 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 8,13 | P/B Ratio | 2,10 |
| P/S Ratio | 1,28 | PEG Ratio | 0,30 |
| EV/EBITDA | 7,34 | Dividend Yield | 0,00% |
| Market Cap | 42,56B | Enterprise Value | 44,50B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 33,17B | 31,80B | 29,77B | 27,52B | 25,37B |
| Net Income | 5,23B | 4,15B | 4,25B | 2,42B | 4,17B |
| EPS (Diluted) | 5,41 | 3,99 | 3,84 | 2,09 | 3,52 |
| Gross Profit | 15,47B | 14,66B | 13,70B | 13,77B | 14,00B |
| Operating Income | 6,07B | 5,33B | 5,03B | 3,84B | 4,26B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 80,17B | 81,61B | 82,17B | 78,62B | 75,80B |
| Total Liabilities | 59,92B | 61,19B | 61,12B | 58,35B | 54,08B |
| Shareholders' Equity | 20,26B | 20,42B | 21,05B | 20,27B | 21,73B |
| Total Debt | 9,99B | 9,88B | 9,68B | 10,42B | 9,05B |
| Cash & Equivalents | 8,05B | 6,56B | 9,08B | 7,78B | 5,20B |
| Current Assets | 59,76B | 61,09B | 62,57B | 57,42B | 52,57B |
| Current Liabilities | 46,44B | 48,38B | 48,47B | 45,01B | 43,03B |
Strategiescores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#187 of 658
#70 of 195
Recente Activiteit
Ingestapt
Contrarian Investing (David Dreman)
Mar 24, 2026
Ingestapt
Value Investing (Warren Buffett)
Mar 24, 2026