Terug
Dagbereik
€ 83,02
€ 84,60
52-Weeksbereik
€ 60,83
€ 96,00
Volume
172.418
50D / 200D Gem.
€ 87,80
/
€ 78,86
Vorige Slotkoers
€ 81,62
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 11,1 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | 12,1 | 11,7 |
| Net Margin % | 21,3 | 16,8 |
| Rev Growth 5Y % | 19,4 | 11,7 |
| D/E | 0,6 | 0,5 |
Koersdoel Analisten
Hold
€ 98,00
+17.2%
Low: € 83,00
High: € 108,00
Forward K/W
10,4
Forward WPA
€ 8,07
WPA Groei (sch.)
+0,0%
Omzet Sch.
440 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 8,64
€ 8,19 – € 9,03
|
450 M | 4 |
| FY2026 |
€ 8,07
€ 7,89 – € 8,15
|
440 M | 4 |
Belangrijkste Punten
Revenue grew 19,38% annually over 5 years — strong growth
ROE of 12,06% — decent returns on equity
Net margin of 21,31% shows strong profitability
Generating 354,11M in free cash flow
P/E of 11,07 — trading at a low valuation
PEG of 0,96 suggests growth is underpriced
Groei
Revenue Growth (5Y)
19,38%
Revenue (1Y)1,53%
Earnings (1Y)11,72%
FCF Growth (3Y)-1,01%
Kwaliteit
Return on Equity
12,06%
ROIC5,89%
Net Margin21,31%
Op. Margin22,77%
Veiligheid
Debt / Equity
0,56
Current Ratio28,87
Interest Coverage0,58
Waardering
P/E Ratio
11,07
P/B Ratio1,27
EV/EBITDA14,34
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1,53% | Revenue Growth (3Y) | 5,55% |
| Earnings Growth (1Y) | 11,72% | Earnings Growth (3Y) | 5,83% |
| Revenue Growth (5Y) | 19,38% | Earnings Growth (5Y) | 6,49% |
| Profitability | |||
| Revenue (TTM) | 596,75M | Net Income (TTM) | 127,19M |
| ROE | 12,06% | ROA | 1,33% |
| Gross Margin | 57,72% | Operating Margin | 22,77% |
| Net Margin | 21,31% | Free Cash Flow (TTM) | 354,11M |
| ROIC | 5,89% | FCF Growth (3Y) | -1,01% |
| Safety | |||
| Debt / Equity | 0,56 | Current Ratio | 28,87 |
| Interest Coverage | 0,58 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 11,07 | P/B Ratio | 1,27 |
| P/S Ratio | 2,36 | PEG Ratio | 0,96 |
| EV/EBITDA | 14,34 | Dividend Yield | 0,00% |
| Market Cap | 1,41B | Enterprise Value | 1,95B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 596,75M | 587,78M | 535,62M | 365,61M | 293,76M |
| Net Income | 127,19M | 113,85M | 113,56M | 99,07M | 98,91M |
| EPS (Diluted) | 7,52 | 6,71 | 6,73 | 5,87 | 6,20 |
| Gross Profit | 344,46M | 320,61M | 326,68M | 295,88M | 268,36M |
| Operating Income | 135,90M | 122,58M | 126,83M | 113,55M | 121,47M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9,58B | 9,03B | 8,54B | 7,95B | 6,10B |
| Total Liabilities | 8,46B | 8,03B | 7,65B | 7,18B | 5,42B |
| Shareholders' Equity | 1,11B | 997,39M | 886,60M | 772,72M | 677,01M |
| Total Debt | 617,87M | 567,73M | 716,80M | 825,89M | 170,81M |
| Cash & Equivalents | 76,49M | 235,17M | 202,04M | 127,08M | 112,78M |
| Current Assets | 76,49M | 532,78M | 531,87M | 498,96M | 494,26M |
| Current Liabilities | 2,65M | 7,06B | 6,52B | 6,11B | 4,93B |