Terug
Dagbereik
€ 68,10
€ 69,90
52-Weeksbereik
€ 56,79
€ 78,25
Volume
79.405
50D / 200D Gem.
€ 70,91
/
€ 71,19
Vorige Slotkoers
€ 69,00
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 9,1 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 12,5 | 11,7 |
| Net Margin % | 25,2 | 16,9 |
| Rev Growth 5Y % | 13,9 | 11,6 |
| D/E | 0,6 | 0,5 |
Koersdoel Analisten
Hold
€ 51,00
-25.8%
Forward K/W
11,44
Forward WPA
€ 6,06
WPA Groei (sch.)
+0,0%
Omzet Sch.
403,00M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 6,23
€ 6,21 – € 6,25
|
414,45M | 1 |
| FY2026 |
€ 6,06
€ 6,03 – € 6,08
|
403,00M | 1 |
No quarterly estimates available
Dividend History
7 yr streakYield
0,02%
Payout Ratio
0,26%
Growth (3Y)
9,77%
Growth (5Y)
9,54%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 20, 2026 | Apr 17, 2026 | € 0,50 | 2,77% |
| Dec 19, 2025 | Jan 16, 2026 | € 0,45 | 2,49% |
| Sep 19, 2025 | Oct 17, 2025 | € 0,45 | 2,35% |
| Jun 20, 2025 | Jul 18, 2025 | € 0,45 | 2,50% |
| Mar 21, 2025 | Apr 18, 2025 | € 0,45 | 2,62% |
| Dec 20, 2024 | Jan 17, 2025 | € 0,41 | 2,27% |
| Sep 20, 2024 | Oct 18, 2024 | € 0,41 | 2,44% |
| Jun 21, 2024 | Jul 19, 2024 | € 0,41 | 3,21% |
| Mar 14, 2024 | Apr 19, 2024 | € 0,41 | 3,19% |
| Dec 14, 2023 | Jan 19, 2024 | € 0,37 | 2,81% |
| Sep 14, 2023 | Oct 20, 2023 | € 0,37 | 3,34% |
| Jun 15, 2023 | Jul 21, 2023 | € 0,37 | 3,12% |
| Mar 16, 2023 | Apr 21, 2023 | € 0,37 | 3,37% |
| Dec 15, 2022 | Jan 20, 2023 | € 0,34 | 3,29% |
| Sep 15, 2022 | Oct 21, 2022 | € 0,34 | 3,26% |
| Jun 16, 2022 | Jul 15, 2022 | € 0,34 | 2,94% |
| Mar 17, 2022 | Apr 15, 2022 | € 0,34 | 2,77% |
| Dec 16, 2021 | Jan 21, 2022 | € 0,31 | 2,33% |
| Sep 16, 2021 | Oct 15, 2021 | € 0,31 | 2,46% |
| Jun 17, 2021 | Jul 16, 2021 | € 0,31 | 2,55% |
Belangrijkste Punten
Revenue grew 13,88% annually over 5 years — strong growth
Earnings grew 29,54% over the past year
ROE of 12,54% — decent returns on equity
Net margin of 25,19% shows strong profitability
Generating 161,11M in free cash flow
P/E of 9,14 — trading at a low valuation
Groei
Revenue Growth (5Y)
13,88%
Revenue (1Y)4,31%
Earnings (1Y)29,54%
FCF Growth (3Y)25,90%
Kwaliteit
Return on Equity
12,54%
ROIC7,19%
Net Margin25,19%
Op. Margin31,79%
Veiligheid
Debt / Equity
0,57
Current Ratio0,68
Interest Coverage1,60
Waardering
P/E Ratio
9,14
Forward P/E11,44
P/B Ratio1,09
EV/EBITDA9,70
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,31% | Revenue Growth (3Y) | 11,21% |
| Earnings Growth (1Y) | 29,54% | Earnings Growth (3Y) | 20,54% |
| Revenue Growth (5Y) | 13,88% | Earnings Growth (5Y) | 10,65% |
| Profitability | |||
| Revenue (TTM) | 521,34M | Net Income (TTM) | 131,32M |
| ROE | 12,54% | ROA | 1,86% |
| Gross Margin | 74,02% | Operating Margin | 31,79% |
| Net Margin | 25,19% | Free Cash Flow (TTM) | 161,11M |
| ROIC | 7,19% | FCF Growth (3Y) | 25,90% |
| Safety | |||
| Debt / Equity | 0,57 | Current Ratio | 0,68 |
| Interest Coverage | 1,60 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,26% |
| Dividend Growth (3Y) | 9,77% | Dividend Growth (5Y) | 9,54% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9,14 | Forward P/E | 11,44 |
| P/B Ratio | 1,09 | P/S Ratio | 2,30 |
| PEG Ratio | 0,38 | Forward PEG | N/A |
| EV/EBITDA | 9,70 | Fwd EV/EBITDA | 11,38 |
| Forward P/S | 2,98 | Fwd Earnings Yield | 8,74% |
| FCF Yield | 13,42% | ||
| Market Cap | 1,20B | Enterprise Value | 1,61B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 521,34M | 499,79M | 421,56M | 316,22M | 310,02M |
| Net Income | 131,32M | 101,37M | 90,37M | 91,11M | 87,61M |
| EPS (Diluted) | 6,63 | 5,18 | 4,55 | 4,57 | 4,26 |
| Gross Profit | 385,90M | 324,58M | 306,65M | 286,38M | 289,55M |
| Operating Income | 165,71M | 127,70M | 113,21M | 116,85M | 111,44M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 7,04B | 6,85B | 6,59B | 5,83B | 6,09B |
| Total Liabilities | 5,94B | 5,85B | 5,68B | 4,98B | 5,26B |
| Shareholders' Equity | 1,10B | 992,03M | 912,76M | 856,61M | 834,23M |
| Total Debt | 626,87M | 535,44M | 513,16M | 349,77M | 355,64M |
| Cash & Equivalents | 219,97M | 432,15M | 316,57M | 313,69M | 756,97M |
| Current Assets | 242,26M | 867,26M | 995,41M | 944,45M | 1,26B |
| Current Liabilities | 355,52M | 5,31B | 5,15B | 4,75B | 5,13B |