Retour
38
52
Fourchette du Jour
32,52 €
33,17 €
Fourchette 52 Semaines
29,32 €
38,84 €
Volume
664 469
Moyenne 50J / 200J
33,48 €
/
34,52 €
Clôture Précédente
32,83 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 7,7 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | 12,4 | 11,6 |
| Net Margin % | 46,7 | 16,8 |
| Rev Growth 5Y % | -1,6 | 11,6 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Hold
40,00 €
+21.7%
P/E Prévisionnel
6,8
BPA Prévisionnel
4,84 €
Croissance BPA (est.)
+0,0%
CA Est.
1,6 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
5,46 €
4,13 € – 6,80 €
|
2,5 B | 1 |
| FY2027 |
5,34 €
4,03 € – 6,64 €
|
1,7 B | 2 |
| FY2026 |
4,84 €
4,55 € – 5,13 €
|
1,6 B | 3 |
Points Clés
Revenue declined -1,57% annually over 5 years
ROE of 12,39% — decent returns on equity
Net margin of 46,73% shows strong profitability
Debt/Equity of 0,24 — conservative balance sheet
Generating 336,59M in free cash flow
P/E of 7,68 — trading at a low valuation
Croissance
Revenue Growth (5Y)
-1,57%
Revenue (1Y)-3,36%
Earnings (1Y)-3,58%
FCF Growth (3Y)-19,01%
Qualité
Return on Equity
12,39%
ROIC9,68%
Net Margin46,73%
Op. Margin61,19%
Sécurité
Debt / Equity
0,24
Current Ratio0,14
Interest Coverage11,64
Valorisation
P/E Ratio
7,68
P/B Ratio0,94
EV/EBITDA7,32
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -3,36% | Revenue Growth (3Y) | 0,27% |
| Earnings Growth (1Y) | -3,58% | Earnings Growth (3Y) | -1,70% |
| Revenue Growth (5Y) | -1,57% | Earnings Growth (5Y) | -0,75% |
| Profitability | |||
| Revenue (TTM) | 1,25B | Net Income (TTM) | 582,80M |
| ROE | 12,39% | ROA | 7,18% |
| Gross Margin | 92,30% | Operating Margin | 61,19% |
| Net Margin | 46,73% | Free Cash Flow (TTM) | 336,59M |
| ROIC | 9,68% | FCF Growth (3Y) | -19,01% |
| Safety | |||
| Debt / Equity | 0,24 | Current Ratio | 0,14 |
| Interest Coverage | 11,64 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 7,68 | P/B Ratio | 0,94 |
| P/S Ratio | 3,59 | PEG Ratio | 1,53 |
| EV/EBITDA | 7,32 | Dividend Yield | 0,03% |
| Market Cap | 4,48B | Enterprise Value | 5,58B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,25B | 1,29B | 1,24B | 1,19B | 1,33B |
| Net Income | 582,80M | 604,44M | 603,12M | 742,93M | 600,67M |
| EPS (Diluted) | 4,14 | 3,92 | 3,77 | 4,35 | 3,16 |
| Gross Profit | 1,15B | 1,23B | 1,22B | 1,42B | 1,18B |
| Operating Income | 763,15M | 771,29M | 767,49M | 952,78M | 764,83M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 8,12B | 8,66B | 7,59B | 7,06B | 7,84B |
| Total Liabilities | 3,34B | 4,04B | 3,20B | 3,14B | 3,58B |
| Shareholders' Equity | 4,78B | 4,62B | 4,40B | 3,92B | 4,26B |
| Total Debt | 1,13B | 2,34B | 1,58B | 1,57B | 1,56B |
| Cash & Equivalents | 24,83M | 38,82M | 19,00M | 56,18M | 151,15M |
| Current Assets | 145,03M | 6,79B | 6,87B | 6,36B | 6,97B |
| Current Liabilities | 1,06B | 158,13M | 1,19B | 737,14M | 352,12M |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#461 of 827
#124 of 709
Activité Récente
Entré
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entré
Defensive Investing (Benjamin Graham)
Mar 24, 2026