Skip to main content
Back
Watch Compare

Regional Management Corp.

Data quality: 100%
RM
NYSE Financial Services Nondepository Credit Institutions
$36.36
▼ $0.17 (-0.47%)
Mkt Cap: 352.87 M
Price
$36.33
Mkt Cap
352.87 M
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
—

Quick Summary

Key Takeaways

Revenue grew 10.80% annually over 5 years — strong growth
ROE of 12.09% — decent returns on equity
Debt/Equity of 4.23 — high leverage
Generating 304.31 M in free cash flow
P/E of 7.95 — trading at a low valuation
Cash machine — converts 685.19% of earnings into free cash flow

Growth

Revenue Growth (5Y)
10.80%
Above sector avg (5.76%)
Revenue (1Y)9.70%
Earnings (1Y)7.73%
FCF Growth (3Y)11.57%

Quality

Return on Equity
12.09%
Above sector avg (9.22%)
ROICN/A
Net Margin6.88%
Op. MarginN/A

Safety

Debt / Equity
4.23
Above sector avg (0.49)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM|NTM|2027)
7.95 | 5.00 | 5.00
Below sector avg (11.13)
P/B Ratio0.95
EV/EBITDAN/A
Dividend Yield3.30%

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2698 peers)
Metric Stock Sector Median
P/E 8.0 11.1
P/B 1.0 1.2
ROE % 12.1 9.2
Net Margin % 6.9 9.4
Rev Growth 5Y % 10.8 5.8
D/E 4.2 0.5

Analyst Price Target

2 analysts
Buy
Current
$36.36
+29.3%
Target
$47.00
$44.00
$47.00
$50.00
Forecast
Forward P/E 5.00
Forward EPS $7.27
EPS Growth (est.) +32.3%
Est. Revenue 766.95 M

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $7.27
$6.59 – $7.76
 766.95 M 4
FY2026 $5.50
$5.36 – $5.60
 706.50 M 4

Earnings Surprises

Last 4 quarters
Quarter Est. EPS Actual EPS Surprise
Q42025 $1.29 $1.30 +1.2%
Q32025 $1.43 $1.42 -0.8%
Q22025 $0.72 $1.03 +43.9%
Q12025 $0.68 $0.70 +2.7%

ETFs Holding This Stock

DEEP logo DEEP Acquirers Small and Micro Deep Value ETF
1.38% weight
ISGDX ISGDX
1.21% weight
ISGNX ISGNX
1.21% weight
FDM logo FDM First Trust Dow Jones Select MicroCap Index Fund
0.45% weight
GTTUX GTTUX
0.19% weight
GSXPX GSXPX
0.19% weight
GTTRX GTTRX
0.19% weight
GSATX GSATX
0.19% weight
GSITX GSITX
0.19% weight
GSCTX GSCTX
0.19% weight

Dividend History

6 yr streak

Yield

3.30%

Payout Ratio

26.97%

Growth (3Y)

0.00%

Growth (5Y)

43.10%

Ex-Date Payment Date Amount Yield
Feb 19, 2026 — $0.30 N/A
Nov 25, 2025 — $0.30 N/A
Aug 20, 2025 — $0.30 N/A
May 21, 2025 — $0.30 N/A
Feb 20, 2025 — $0.30 N/A
Nov 21, 2024 — $0.30 N/A
Aug 21, 2024 — $0.30 N/A
May 21, 2024 — $0.30 N/A
Feb 21, 2024 — $0.30 N/A
Nov 21, 2023 — $0.30 N/A
Aug 22, 2023 — $0.30 N/A
May 23, 2023 — $0.30 N/A
Feb 21, 2023 — $0.30 N/A
Nov 22, 2022 — $0.30 N/A
Aug 23, 2022 — $0.30 N/A
May 24, 2022 — $0.30 N/A
Feb 22, 2022 — $0.30 N/A
Nov 23, 2021 — $0.25 N/A
Aug 24, 2021 — $0.25 N/A
May 25, 2021 — $0.25 N/A

All Fundamental Metrics
Growth
Revenue Growth (1Y) 9.70% Revenue Growth (3Y) 8.21%
Earnings Growth (1Y) 7.73% Earnings Growth (3Y) 66.82%
Revenue Growth (5Y) 10.80% Earnings Growth (5Y) -15.88%
Profitability
Revenue (TTM) 645.60 M Net Income (TTM) 44.41 M
ROE 12.09% ROA 2.22%
Gross Margin N/A Operating Margin N/A
Net Margin 6.88% Free Cash Flow (TTM) 304.31 M
ROIC N/A FCF Growth (3Y) 11.57%
Safety
Debt / Equity 4.23 Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.32
Working Capital N/A Tangible Book Value 371.92 M
Dividends
Dividend Yield 3.30% Payout Ratio 26.97%
Dividend Growth (3Y) 0.00% Dividend Growth (5Y) 43.10%
Consecutive Div Years 6 yrs
Valuation
P/E Ratio 7.95 Forward P/E 5.00
P/B Ratio 0.95 P/S Ratio 0.55
PEG Ratio N/A Forward PEG 0.15
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 0.46 Fwd Earnings Yield 20.00%
FCF Yield 86.24%
Market Cap 352.87 M Enterprise Value 1.93 B
Per Share
EPS (Diluted TTM) 4.45 Revenue / Share 66.47
FCF / Share 31.33 OCF / Share 31.82
EPS CAGR (1Y) 7.49% EPS CAGR (5Y) -14.51%
EPS CAGR (10Y) 9.35%
Efficiency
CapEx / Revenue 0.74% FCF Conversion 685.19%
SBC-Adj. FCF 291.52 M Growth Momentum -1.10

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 645.60 M 588.50 M 551.40 M 507.19 M 428.35 M
Net Income 44.41 M 41.23 M 15.96 M 51.22 M 88.69 M
EPS (Diluted) 4.45 4.14 1.66 5.30 8.33
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A 16.25 M 14.07 M 14.63 M 12.69 M 11.65 M
Interest Expense — — — — 31.35 M
Income Tax 13.37 M 12.85 M 4.83 M 14.10 M 23.79 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.10 B 1.91 B 1.79 B 1.72 B 1.46 B
Total Liabilities 1.73 B 1.55 B 1.47 B 1.42 B 1.18 B
Shareholders' Equity 373.09 M 357.08 M 322.27 M 308.63 M 282.74 M
Total Debt 1.64 B 1.47 B 1.40 B 1.35 B 1.10 B
Cash & Equivalents — — — — —
Current Assets — — — — —
Current Liabilities — — — — —

Strategy Scores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
Dividend High Yield Value
#189 of 240
35
Value Price/Sales Ratio Focus (Ken Fisher)
#171 of 245
34

Recent Activity

Entered High Yield Value
Apr 12, 2026
Entered Price/Sales Ratio Focus (Ken Fisher)
Apr 12, 2026