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Richmond Mutual Bancorporation, Inc.

Data quality: 83%
RMBI
NASDAQ Financial Services Depository Institutions
$13.90
▼ $0.03 (-0.22%)
Mkt Cap: 134.97 M
Price
$13.82
Mkt Cap
134.97 M
Day Range
52-Week Range
Volume
Open —
50D / 200D Avg
50D / 200D Avg

Quick Summary

Key Takeaways

Earnings grew 23.45% over the past year
Generating 14.61 M in free cash flow
P/E of 11.66 — trading at a low valuation
Cash machine — converts 126.18% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)23.45%
FCF Growth (3Y)12.73%

Quality

Return on Equity
8.50%
Below sector avg (9.22%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
11.66
Above sector avg (11.12)
P/B Ratio0.96
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2698 peers)
Metric Stock Sector Median
P/E 11.7 11.1
P/B 1.0 1.2
ROE % 8.5 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

No forward estimates available

ETFs Holding This Stock

BOSVX BOSVX
0.03% weight

Dividend History

Ex-Date Payment Date Amount Yield
Feb 25, 2026 $0.15 N/A
Dec 04, 2025 $0.15 N/A
Sep 04, 2025 $0.15 N/A
Jun 05, 2025 $0.15 N/A
Feb 26, 2025 $0.15 N/A
Dec 05, 2024 $0.14 N/A
Sep 04, 2024 $0.14 N/A
May 30, 2024 $0.14 N/A
Mar 01, 2024 $0.14 N/A
Nov 29, 2023 $0.14 N/A
Aug 30, 2023 $0.14 N/A
May 31, 2023 $0.14 N/A
Mar 03, 2023 $0.14 N/A
Nov 30, 2022 $0.10 N/A
Aug 31, 2022 $0.10 N/A
Jun 01, 2022 $0.10 N/A
Mar 02, 2022 $0.10 N/A
Dec 01, 2021 $0.07 N/A
Sep 01, 2021 $0.07 N/A
Jun 02, 2021 $0.07 N/A

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 23.45% Earnings Growth (3Y) 10.47%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 0.95%
Profitability
Revenue (TTM) N/A Net Income (TTM) 11.58 M
ROE 8.50% ROA 0.76%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 14.61 M
ROIC N/A FCF Growth (3Y) 12.73%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 140.04 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 11.66 Forward P/E N/A
P/B Ratio 0.96 P/S Ratio N/A
PEG Ratio 12.27 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 10.82%
Market Cap 134.97 M Enterprise Value 100.71 M
Per Share
EPS (Diluted TTM) 1.17 Revenue / Share N/A
FCF / Share 1.50 OCF / Share 1.64
EPS CAGR (1Y) 27.17% EPS CAGR (5Y) 5.07%
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 126.18%
SBC-Adj. FCF 13.48 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 11.58 M 9.38 M 9.49 M 12.97 M 11.14 M
EPS (Diluted) 1.17 0.92 0.91 1.17 0.96
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 891,834.0 850,244.0 975,813.0 1.06 M 1.12 M
Interest Expense 43.85 M 38.71 M 29.75 M 10.22 M 7.68 M
Income Tax 2.08 M 1.49 M 1.52 M 2.78 M 2.44 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.53 B 1.50 B 1.46 B 1.33 B 1.27 B
Total Liabilities 1.38 B 1.37 B 1.33 B 1.20 B 1.09 B
Shareholders' Equity 145.78 M 132.87 M 134.86 M 132.98 M 180.48 M
Total Debt
Cash & Equivalents 33.13 M 21.76 M 20.24 M 15.92 M 23.04 M
Current Assets
Current Liabilities