Richmond Mutual Bancorporation, Inc.
Data quality: 83%
RMBI
NASDAQ
Financial Services
Depository Institutions
$13.90
▼
$0.03
(-0.22%)
Mkt Cap: 134.97 M
Price
$13.82
Mkt Cap
134.97 M
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
—
Quick Summary
Key Takeaways
Earnings grew 23.45% over the past year
Generating 14.61 M in free cash flow
P/E of 11.66 — trading at a low valuation
Cash machine — converts 126.18% of earnings into free cash flow
Growth
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)23.45%
FCF Growth (3Y)12.73%
Quality
Return on Equity
8.50%
Below sector avg (9.22%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Safety
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valuation
PE (TTM)
11.66
Above sector avg (11.12)
P/B Ratio0.96
EV/EBITDAN/A
Dividend YieldN/A
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (2698 peers)
Peer Comparison
vs Financial Services sector median (2698 peers)| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.7 | 11.1 |
| P/B | 1.0 | 1.2 |
| ROE % | 8.5 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
No forward estimates available
No quarterly estimates available
ETFs Holding This Stock
BOSVX
BOSVX
0.03% weight
Dividend History
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 25, 2026 | — | $0.15 | N/A |
| Dec 04, 2025 | — | $0.15 | N/A |
| Sep 04, 2025 | — | $0.15 | N/A |
| Jun 05, 2025 | — | $0.15 | N/A |
| Feb 26, 2025 | — | $0.15 | N/A |
| Dec 05, 2024 | — | $0.14 | N/A |
| Sep 04, 2024 | — | $0.14 | N/A |
| May 30, 2024 | — | $0.14 | N/A |
| Mar 01, 2024 | — | $0.14 | N/A |
| Nov 29, 2023 | — | $0.14 | N/A |
| Aug 30, 2023 | — | $0.14 | N/A |
| May 31, 2023 | — | $0.14 | N/A |
| Mar 03, 2023 | — | $0.14 | N/A |
| Nov 30, 2022 | — | $0.10 | N/A |
| Aug 31, 2022 | — | $0.10 | N/A |
| Jun 01, 2022 | — | $0.10 | N/A |
| Mar 02, 2022 | — | $0.10 | N/A |
| Dec 01, 2021 | — | $0.07 | N/A |
| Sep 01, 2021 | — | $0.07 | N/A |
| Jun 02, 2021 | — | $0.07 | N/A |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 23.45% | Earnings Growth (3Y) | 10.47% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 0.95% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 11.58 M |
| ROE | 8.50% | ROA | 0.76% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 14.61 M |
| ROIC | N/A | FCF Growth (3Y) | 12.73% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 140.04 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 11.66 | Forward P/E | N/A |
| P/B Ratio | 0.96 | P/S Ratio | N/A |
| PEG Ratio | 12.27 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 10.82% | ||
| Market Cap | 134.97 M | Enterprise Value | 100.71 M |
| Per Share | |||
| EPS (Diluted TTM) | 1.17 | Revenue / Share | N/A |
| FCF / Share | 1.50 | OCF / Share | 1.64 |
| EPS CAGR (1Y) | 27.17% | EPS CAGR (5Y) | 5.07% |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 126.18% |
| SBC-Adj. FCF | 13.48 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 11.58 M | 9.38 M | 9.49 M | 12.97 M | 11.14 M |
| EPS (Diluted) | 1.17 | 0.92 | 0.91 | 1.17 | 0.96 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 891,834.0 | 850,244.0 | 975,813.0 | 1.06 M | 1.12 M |
| Interest Expense | 43.85 M | 38.71 M | 29.75 M | 10.22 M | 7.68 M |
| Income Tax | 2.08 M | 1.49 M | 1.52 M | 2.78 M | 2.44 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.53 B | 1.50 B | 1.46 B | 1.33 B | 1.27 B |
| Total Liabilities | 1.38 B | 1.37 B | 1.33 B | 1.20 B | 1.09 B |
| Shareholders' Equity | 145.78 M | 132.87 M | 134.86 M | 132.98 M | 180.48 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 33.13 M | 21.76 M | 20.24 M | 15.92 M | 23.04 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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