Richmond Mutual Bancorporation, Inc.
Datakwaliteit: 83%
RMBI
NASDAQ
Financial Services
Depository Institutions
€ 14,19
▲
€ 0,23
(1,65%)
6 months return
—
Momentum
Neutral
1Y earnings growth
23,45%
Groei
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)23,45%
FCF Growth (3Y)12,73%
Kwaliteit
Return on Equity
8,50%
Onder sectorgemiddelde (9,21%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Veiligheid
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Waardering
PE (TTM)
11,66
Boven sectorgemiddelde (11,13)
P/B Ratio0,96
EV/EBITDAN/A
Dividend Yield4,34%
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
Earnings grew 23,45% over the past year
Generating 14,61 M in free cash flow
P/E of 11,66 — trading at a low valuation
Cash machine — converts 126,18% of earnings into free cash flow
Dividend yield of 4,34% — meaningful income
Healthy payout ratio of 51,28% with room to grow
Price History
Financiële Trends
Koersdoel Analisten
Geen analistendekking beschikbaar
Growth
Rev 5Y: N/A · Earnings 1Y: 23,45%
Growth
Rev 5Y: N/A · Earnings 1Y: 23,45%| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 23,45% | Earnings Growth (3Y) | 10,47% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 0,95% |
Profitability
ROE: 8,50% · Net Margin: N/A
Profitability
ROE: 8,50% · Net Margin: N/A| Revenue (TTM) | N/A | Net Income (TTM) | 11,58 M |
| ROE | 8,50% | ROA | 0,76% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 14,61 M |
| ROIC | N/A | FCF Growth (3Y) | 12,73% |
Safety
D/E: N/A · Current: N/A
Safety
D/E: N/A · Current: N/A| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 140,04 M |
Dividends
Yield: 4,34% · Payout: 51,28%
Dividends
Yield: 4,34% · Payout: 51,28%| Dividend Yield | 4,34% | Payout Ratio | 51,28% |
| Dividend Growth (3Y) | 14,47% | Dividend Growth (5Y) | 31,95% |
| Consecutive Div Years | 6 yrs | ||
Valuation
P/E: 11,66 · EV/EBITDA: N/A
Valuation
P/E: 11,66 · EV/EBITDA: N/A| P/E Ratio | 11,66 | Forward P/E | N/A |
| P/B Ratio | 0,96 | P/S Ratio | N/A |
| PEG Ratio | 12,27 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 10,82% | ||
| Market Cap | 134,97 M | Enterprise Value | 100,71 M |
Per Share
EPS: 1,17 · FCF/Share: 1,50
Per Share
EPS: 1,17 · FCF/Share: 1,50| EPS (Diluted TTM) | 1,17 | Revenue / Share | N/A |
| FCF / Share | 1,50 | OCF / Share | 1,64 |
| EPS CAGR (1Y) | 27,17% | EPS CAGR (5Y) | 5,07% |
| EPS CAGR (10Y) | N/A | ||
Efficiency
FCF Conv: 126,18% · CapEx/Rev: N/A
Efficiency
FCF Conv: 126,18% · CapEx/Rev: N/A| CapEx / Revenue | N/A | FCF Conversion | 126,18% |
| SBC-Adj. FCF | 13,48 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 11,58 M | 9,38 M | 9,49 M | 12,97 M | 11,14 M |
| EPS (Diluted) | 1,17 | 0,92 | 0,91 | 1,17 | 0,96 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 891.834,0 | 850.244,0 | 975.813,0 | 1,06 M | 1,12 M |
| Interest Expense | 43,85 M | 38,71 M | 29,75 M | 10,22 M | 7,68 M |
| Income Tax | 2,08 M | 1,49 M | 1,52 M | 2,78 M | 2,44 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,53 B | 1,50 B | 1,46 B | 1,33 B | 1,27 B |
| Total Liabilities | 1,38 B | 1,37 B | 1,33 B | 1,20 B | 1,09 B |
| Shareholders' Equity | 145,78 M | 132,87 M | 134,86 M | 132,98 M | 180,48 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 33,13 M | 21,76 M | 20,24 M | 15,92 M | 23,04 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
Sectorvergelijking
vs Financial Services sector mediaan (6628 peers)
Vergeleken met vergelijkbare bedrijven in Financial Services
Sectorvergelijking
vs Financial Services sector mediaan (6628 peers) Vergeleken met vergelijkbare bedrijven in Financial Services| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 11,7 | 11,1 |
| P/B | 1,0 | 1,2 |
| ROE % | 8,5 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | — | 0,5 |
ETFs Holding This Stock
ETFs Holding This Stock
BOSVX
BOSVX
0,03% weight
Dividendgeschiedenis
Dividendgeschiedenis
Rendement
4,34%
Uitkeringsratio
51,28%
Groei (3 jr)
14,47%
Groei (5 jr)
31,95%
Recente betalingen per aandeel (nieuwste eerst).
| Ex-dividend | Betaling | Bedrag / aandeel |
|---|---|---|
| Feb 25, 2026 | — | € 0,15 |
| Dec 04, 2025 | — | € 0,15 |
| Sep 04, 2025 | — | € 0,15 |
| Jun 05, 2025 | — | € 0,15 |
| Feb 26, 2025 | — | € 0,15 |
| Dec 05, 2024 | — | € 0,14 |
| Sep 04, 2024 | — | € 0,14 |
| May 30, 2024 | — | € 0,14 |
| Mar 01, 2024 | — | € 0,14 |
| Nov 29, 2023 | — | € 0,14 |
| Aug 30, 2023 | — | € 0,14 |
| May 31, 2023 | — | € 0,14 |
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