Retour
40
41
Fourchette du Jour
35,03 €
36,09 €
Fourchette 52 Semaines
26,97 €
42,11 €
Volume
324 160
Moyenne 50J / 200J
38,01 €
/
36,85 €
Clôture Précédente
35,47 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 18,6 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | 5,5 | 11,7 |
| Net Margin % | 12,6 | 16,9 |
| Rev Growth 5Y % | 20,0 | 11,6 |
| D/E | 0,3 | 0,5 |
Objectif de Cours des Analystes
Hold
41,00 €
+14.3%
P/E Prévisionnel
9,9
BPA Prévisionnel
3,57 €
Croissance BPA (est.)
+0,0%
CA Est.
1,1 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
3,85 €
3,69 € – 4,00 €
|
1,2 B | 6 |
| FY2026 |
3,57 €
3,44 € – 3,68 €
|
1,1 B | 6 |
Points Clés
Revenue grew 20,03% annually over 5 years — strong growth
Debt/Equity of 0,27 — conservative balance sheet
Generating 237,75M in free cash flow
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 19,09%
Cash machine — converts 131,16% of earnings into free cash flow
Capital efficient — spends only 2,33% of revenue on capex
Croissance
Revenue Growth (5Y)
20,03%
Revenue (1Y)39,12%
Earnings (1Y)-7,26%
FCF Growth (3Y)36,87%
Qualité
Return on Equity
5,52%
ROIC3,44%
Net Margin12,55%
Op. Margin15,70%
Sécurité
Debt / Equity
0,27
Current Ratio1,93
Interest Coverage0,49
Valorisation
P/E Ratio
18,62
P/B Ratio0,87
EV/EBITDA14,82
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 39,12% | Revenue Growth (3Y) | 25,99% |
| Earnings Growth (1Y) | -7,26% | Earnings Growth (3Y) | 11,93% |
| Revenue Growth (5Y) | 20,03% | Earnings Growth (5Y) | 0,76% |
| Profitability | |||
| Revenue (TTM) | 1,44B | Net Income (TTM) | 181,27M |
| ROE | 5,52% | ROA | 0,68% |
| Gross Margin | 60,82% | Operating Margin | 15,70% |
| Net Margin | 12,55% | Free Cash Flow (TTM) | 237,75M |
| ROIC | 3,44% | FCF Growth (3Y) | 36,87% |
| Safety | |||
| Debt / Equity | 0,27 | Current Ratio | 1,93 |
| Interest Coverage | 0,49 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 18,62 | P/B Ratio | 0,87 |
| P/S Ratio | 2,34 | PEG Ratio | -0,50 |
| EV/EBITDA | 14,82 | Dividend Yield | 0,02% |
| Market Cap | 3,38B | Enterprise Value | 3,36B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,44B | 1,04B | 909,77M | 691,06M | 695,67M |
| Net Income | 181,27M | 195,46M | 144,68M | 166,07M | 175,89M |
| EPS (Diluted) | 2,07 | 3,27 | 2,58 | 2,95 | 3,12 |
| Gross Profit | 878,39M | 653,18M | 616,19M | 606,68M | 653,15M |
| Operating Income | 226,73M | 244,97M | 177,19M | 211,31M | 222,83M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 26,75B | 18,03B | 17,36B | 16,99B | 16,81B |
| Total Liabilities | 22,87B | 15,36B | 15,06B | 14,85B | 14,60B |
| Shareholders' Equity | 3,88B | 2,68B | 2,30B | 2,14B | 2,21B |
| Total Debt | 1,06B | 538,63M | 736,98M | 1,14B | 485,16M |
| Cash & Equivalents | 1,07B | 1,09B | 801,35M | 575,99M | 1,88B |
| Current Assets | 1,07B | 2,01B | 1,84B | 2,22B | 4,34B |
| Current Liabilities | 555,77M | 14,68B | 14,38B | 14,20B | 13,92B |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#617 of 1052
#426 of 827
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Deep Value Investing (Seth Klarman)
Mar 24, 2026