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GEORGE RISK INDUSTRIES, INC.

Data quality: 100%
RSKIA
OTC Technology Communications Equipment
$18.20
▲ $0.70 (4.00%)
Mkt Cap: 85.95 M
Price
$17.58
Mkt Cap
85.95 M
Day Range
52-Week Range
Volume
Open —
50D / 200D Avg
50D / 200D Avg

Quick Summary

Key Takeaways

Revenue grew 5.05% annually over 5 years — modest growth
ROE of 15.51% — decent returns on equity
Net margin of 38.22% shows strong profitability
Generating 4.54 M in free cash flow
P/E of 9.32 — trading at a low valuation
Capital efficient — spends only 0.70% of revenue on capex

Growth

Revenue Growth (5Y)
5.05%
Below sector avg (7.17%)
Revenue (1Y)3.54%
Earnings (1Y)-5.62%
FCF Growth (3Y)30.74%

Quality

Return on Equity
15.51%
Above sector avg (1.66%)
ROIC8.67%
Net Margin38.22%
Op. Margin27.77%

Safety

Debt / Equity
N/A
Current Ratio14.42
Interest Coverage1116.33

Valuation

PE (TTM)
9.32
Above sector avg (-0.16)
P/B Ratio1.42
EV/EBITDA11.53
Dividend Yield5.69%

Price History

Financial Trends

Peer Comparison

vs Technology sector median (1064 peers)
Metric Stock Sector Median
P/E 9.3 -0.2
P/B 1.4 3.0
ROE % 15.5 1.7
Net Margin % 38.2 -0.6
Rev Growth 5Y % 5.1 7.2
D/E 0.4

Analyst Price Target

No analyst coverage available

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2026 $1.31
N/A – N/A
23.68 M

Dividend History

20 yr streak

Yield

5.69%

Payout Ratio

53.48%

Growth (3Y)

18.56%

Growth (5Y)

18.95%

Ex-Date Payment Date Amount Yield
Sep 30, 2025 $1.00 N/A
Sep 30, 2024 $1.00 N/A
Sep 28, 2023 $0.65 N/A
Sep 29, 2022 $0.60 N/A
Sep 29, 2021 $0.50 N/A
Sep 29, 2020 $0.42 N/A
Sep 27, 2019 $0.40 N/A
Sep 27, 2018 $0.38 N/A
Sep 28, 2017 $0.36 N/A
Sep 28, 2016 $0.35 N/A
Sep 28, 2015 $0.34 N/A
Sep 26, 2014 $0.32 N/A
Sep 26, 2013 $0.30 N/A
Dec 12, 2012 $0.22 N/A
Sep 26, 2012 $0.28 N/A
Sep 28, 2011 $0.23 N/A
Sep 28, 2010 $0.20 N/A
Sep 28, 2009 $0.17 N/A
Sep 26, 2008 $0.17 N/A
Sep 26, 2007 $0.17 N/A

All Fundamental Metrics

Growth
Revenue Growth (1Y) 3.54% Revenue Growth (3Y) 6.21%
Earnings Growth (1Y) -5.62% Earnings Growth (3Y) 22.45%
Revenue Growth (5Y) 5.05% Earnings Growth (5Y) -9.90%
Profitability
Revenue (TTM) 24.12 M Net Income (TTM) 9.22 M
ROE 15.51% ROA 13.71%
Gross Margin 47.73% Operating Margin 27.77%
Net Margin 38.22% Free Cash Flow (TTM) 4.54 M
ROIC 8.67% FCF Growth (3Y) 30.74%
Safety
Debt / Equity N/A Current Ratio 14.42
Interest Coverage 1116.33 Asset Turnover 0.36
Working Capital 61.01 M Tangible Book Value 59.85 M
Dividends
Dividend Yield 5.69% Payout Ratio 53.48%
Dividend Growth (3Y) 18.56% Dividend Growth (5Y) 18.95%
Consecutive Div Years 20 yrs
Valuation
P/E Ratio 9.32 Forward P/E N/A
P/B Ratio 1.42 P/S Ratio 3.56
PEG Ratio N/A Forward PEG N/A
EV/EBITDA 11.53 Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 5.29%
Market Cap 85.95 M Enterprise Value 81.49 M
Per Share
EPS (Diluted TTM) 1.87 Revenue / Share 4.93
FCF / Share 0.93 OCF / Share 0.96
EPS CAGR (1Y) -5.23% EPS CAGR (5Y) -9.69%
EPS CAGR (10Y) 10.10%
Efficiency
CapEx / Revenue 0.70% FCF Conversion 49.28%
SBC-Adj. FCF N/A Growth Momentum -1.51

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 22.54 M 21.77 M 19.98 M 20.74 M 18.51 M
Net Income 7.13 M 7.56 M 4.76 M 3.57 M 10.82 M
EPS (Diluted) 1.45 1.53 0.96 0.72 2.18
Gross Profit 10.91 M 10.84 M 9.37 M 10.02 M 9.33 M
Operating Income 6.24 M 6.29 M 5.06 M 5.65 M 5.31 M
EBITDA
R&D Expenses
SG&A Expenses
D&A 487,000.0 487,000.0 445,000.0 436,000.0 401,000.0
Interest Expense 6,000.0 1,000.0
Income Tax 1.98 M 2.77 M 1.06 M 775,000.0 3.62 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 63.34 M 60.78 M 55.95 M 54.03 M 54.14 M
Total Liabilities 6.48 M 6.14 M 5.30 M 4.99 M 5.73 M
Shareholders' Equity 56.86 M 54.64 M 50.65 M 49.04 M 48.40 M
Total Debt
Cash & Equivalents 6.47 M 7.11 M 4.94 M 6.08 M 7.33 M
Current Assets 60.37 M 57.44 M 52.37 M 50.49 M 50.52 M
Current Liabilities 4.17 M 3.76 M 3.58 M 3.25 M 3.00 M