Atrás
Rango del Día
$3.67
$3.67
Rango de 52 Semanas
$3.14
$3.92
Volumen
100
Promedio 50D / 200D
$3.68
/
$3.62
Cierre Anterior
$3.67
Quick Summary
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (857 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | -1.8 | 10.2 |
| P/B | 0.1 | 1.1 |
| ROE % | -5.3 | 11.7 |
| Net Margin % | -3.6 | 16.8 |
| Rev Growth 5Y % | -4.5 | 11.7 |
| D/E | 0.6 | 0.5 |
Precio Objetivo de Analistas
No hay cobertura de analistas disponible
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$4.14
$4.10 – $4.17
|
20.25B | 1 |
| FY2027 |
$3.75
$3.72 – $3.78
|
19.57B | 1 |
| FY2026 |
$3.32
$3.30 – $3.35
|
19.14B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-16 | $0.34 | -$0.57 | -269.4% |
| 2025-07-17 | $0.19 | $1.03 | +445.6% |
| 2025-05-05 | $0.03 | $0.08 | +157.8% |
| 2025-02-17 | $0.02 | -$0.06 | -385.5% |
| 2024-10-22 | $0.04 | -$0.04 | -214.8% |
| 2024-07-18 | $0.18 | $0.18 | -3.1% |
| 2024-04-29 | $0.01 | $0.01 | -52.8% |
| 2024-02-12 | $0.04 | $0.14 | +276.3% |
Dividend History
7 yr streakYield
0.04%
Payout Ratio
-0.65%
Growth (3Y)
2.11%
Growth (5Y)
12.76%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 27, 2026 | Apr 01, 2026 | $0.16 | 4.26% |
| Mar 28, 2025 | Apr 02, 2025 | $0.14 | 3.81% |
| Mar 27, 2024 | Apr 04, 2024 | $0.12 | 3.79% |
| Mar 29, 2023 | Apr 04, 2023 | $0.08 | 2.36% |
| Mar 23, 2022 | Mar 29, 2022 | $0.13 | 2.05% |
| Mar 11, 2021 | Mar 17, 2021 | $0.11 | 3.08% |
| Oct 23, 2020 | Oct 29, 2020 | $0.07 | 2.04% |
| May 09, 2019 | May 15, 2019 | $0.05 | 2.06% |
| May 04, 2018 | May 11, 2018 | $0.23 | 6.14% |
| Apr 07, 2017 | Apr 13, 2017 | $0.22 | 5.40% |
| Apr 15, 2016 | Apr 21, 2016 | $0.40 | 6.38% |
| Apr 17, 2015 | Apr 23, 2015 | $0.38 | 5.37% |
| Mar 28, 2014 | Apr 04, 2014 | $0.46 | 5.03% |
| Apr 18, 2013 | Apr 25, 2013 | $0.46 | 4.44% |
| Apr 19, 2012 | Apr 26, 2012 | $0.82 | 8.01% |
| Apr 06, 2011 | Apr 13, 2011 | $1.67 | 8.17% |
| Apr 16, 2010 | Apr 23, 2010 | $1.32 | 6.48% |
| Apr 03, 2009 | Apr 14, 2009 | $1.13 | 5.53% |
| Apr 10, 2008 | Apr 17, 2008 | $1.51 | 7.40% |
| Apr 12, 2007 | Apr 19, 2007 | $1.60 | 7.82% |
Puntos Clave
Revenue declined -4.46% annually over 5 years
Earnings declined -373.61% over the past year
Generating 1.90B in free cash flow
PEG of 0.04 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 37.07%
Capital efficient — spends only 2.09% of revenue on capex
Crecimiento
Revenue Growth (5Y)
-4.46%
Revenue (1Y)-41.53%
Earnings (1Y)-373.61%
FCF Growth (3Y)-31.52%
Calidad
Return on Equity
-5.33%
ROIC-4.68%
Net Margin-3.63%
Op. Margin-7.04%
Seguridad
Debt / Equity
0.60
Current Ratio1.26
Interest Coverage-2.62
Valoración
P/E Ratio
-1.76
Forward P/E1.10
P/B Ratio0.09
EV/EBITDAN/A
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -41.53% | Revenue Growth (3Y) | -25.39% |
| Earnings Growth (1Y) | -373.61% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -4.46% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 18.78B | Net Income (TTM) | -681.29M |
| ROE | -5.33% | ROA | -2.45% |
| Gross Margin | -7.04% | Operating Margin | -7.04% |
| Net Margin | -3.63% | Free Cash Flow (TTM) | 1.90B |
| ROIC | -4.68% | FCF Growth (3Y) | -31.52% |
| Safety | |||
| Debt / Equity | 0.60 | Current Ratio | 1.26 |
| Interest Coverage | -2.62 | ||
| Dividends | |||
| Dividend Yield | 0.04% | Payout Ratio | -0.65% |
| Dividend Growth (3Y) | 2.11% | Dividend Growth (5Y) | 12.76% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | -1.76 | Forward P/E | 1.10 |
| P/B Ratio | 0.09 | P/S Ratio | 0.06 |
| PEG Ratio | 0.04 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | 3.64 |
| Forward P/S | 0.06 | Fwd Earnings Yield | 90.91% |
| FCF Yield | 157.82% | ||
| Market Cap | 1.20B | Enterprise Value | 7.97B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 18.78B | 32.13B | 33.75B | 29.88B | 22.55B |
| Net Income | -681.29M | 249.00M | 1.22B | 548.00M | 2.64B |
| EPS (Diluted) | -2.12 | 0.76 | 3.69 | 2.69 | 3.49 |
| Gross Profit | -1.32B | 13.96B | 14.65B | 11.69B | 9.11B |
| Operating Income | -1.32B | 1.67B | 3.01B | 1.62B | 1.66B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 27.82B | 34.54B | 36.13B | 37.18B | 28.39B |
| Total Liabilities | 12.42B | 19.78B | 21.68B | 23.39B | 15.06B |
| Shareholders' Equity | 13.27B | 12.27B | 12.31B | 12.29B | 11.94B |
| Total Debt | 7.90B | 9.00B | 10.43B | 13.04B | 8.03B |
| Cash & Equivalents | 1.14B | 2.19B | 2.36B | 2.53B | 2.23B |
| Current Assets | 5.89B | 9.23B | 9.94B | 11.41B | 8.00B |
| Current Liabilities | 4.67B | 10.39B | 9.75B | 9.56B | 6.48B |