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RIVERVIEW BANCORP INC

Data quality: 83%
RVSB
Nasdaq Financial Services Depository Institutions
$5.64
▼ $0.17 (-2.93%)
Mkt Cap: 116.81 M
Price
$5.64
Mkt Cap
116.81 M
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
—

Quick Summary

Key Takeaways

Earnings grew 29.06% over the past year
ROE of 2.96% is below average
Generating 15.41 M in free cash flow
Cash machine — converts 317.86% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)29.06%
FCF Growth (3Y)-21.95%

Quality

Return on Equity
2.96%
Below sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM|NTM|2027)
24.09 | 16.59 | 16.59
Above sector avg (11.14)
P/B Ratio0.71
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2607 peers)
Metric Stock Sector Median
P/E 24.1 11.1
P/B 0.7 1.2
ROE % 3.0 9.2
Net Margin % — 9.4
Rev Growth 5Y % — 5.8
D/E — 0.5

Analyst Price Target

1 analyst
Strong Buy
Current
$5.64
+24.1%
Target
$7.00
$7.00
$7.00
$7.00
Forecast
Forward P/E 16.59
Forward EPS $0.34
EPS Growth (est.) +54.6%
Est. Revenue 62.60 M

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $0.34
$0.34 – $0.34
 62.60 M 1
FY2026 $0.22
$0.22 – $0.22
 54.80 M 1

Earnings Surprises

Last 6 quarters
Quarter Est. EPS Actual EPS Surprise
Q42025 $0.04 $0.07 +75.0%
Q32025 $0.06 $0.05 -16.7%
Q22025 $0.05 $0.06 +20.0%
Q12025 $0.03 $0.05 +66.7%
2026-Q2 $0.08 $0.05 -37.5%
2026-Q1 $0.05 $0.06 +20.0%

ETFs Holding This Stock

BRSIX BRSIX
0.14% weight
BOSVX BOSVX
0.07% weight
IPSIX IPSIX
0.05% weight
IPSSX IPSSX
0.05% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.04% weight
BDSAX BDSAX
0.02% weight
BDSCX BDSCX
0.02% weight
BDSKX BDSKX
0.02% weight
BDSIX BDSIX
0.02% weight
FLQS FLQS
0.01% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 29.06% Earnings Growth (3Y) -47.91%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -17.28%
Profitability
Revenue (TTM) N/A Net Income (TTM) 4.85 M
ROE 2.96% ROA 0.32%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 15.41 M
ROIC N/A FCF Growth (3Y) -21.95%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 137.04 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 24.09 Forward P/E 16.59
P/B Ratio 0.71 P/S Ratio N/A
PEG Ratio N/A Forward PEG 0.30
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 1.87 Fwd Earnings Yield 6.03%
FCF Yield 13.19%
Market Cap 116.81 M Enterprise Value 88.17 M
Per Share
EPS (Diluted TTM) 0.23 Revenue / Share N/A
FCF / Share 0.74 OCF / Share 0.74
EPS CAGR (1Y) 27.78% EPS CAGR (5Y) -16.36%
EPS CAGR (10Y) -2.16%
Efficiency
CapEx / Revenue N/A FCF Conversion 317.86%
SBC-Adj. FCF 14.68 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income 4.90 M 3.80 M 18.07 M 21.82 M 10.47 M
EPS (Diluted) 0.23 0.18 0.83 0.98 0.47
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A — — — — —
Interest Expense 36.34 M 18.47 M 4.06 M 2.20 M 3.43 M
Income Tax 1.34 M 802,000.0 5.61 M 6.46 M 2.98 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.51 B 1.52 B 1.59 B 1.74 B 1.55 B
Total Liabilities 1.35 B 1.37 B 1.43 B 1.58 B 1.40 B
Shareholders' Equity 160.01 M 155.59 M 155.24 M 157.25 M 151.59 M
Total Debt — — — — —
Cash & Equivalents 29.41 M 23.64 M 22.04 M 241.42 M 265.41 M
Current Assets — — — — —
Current Liabilities — — — — —