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Safety Insurance Group, Inc.

Data quality: 100%
SAFT
NASDAQ Financial Services Insurance - Property & Casualty
$72.82
▼ $0.57 (-0.78%)
Mkt Cap: 1.08B
Day Range
$72.22 $74.00
52-Week Range
$67.04 $84.20
Volume
67,216
50D / 200D Avg
$76.46 / $74.66
Prev Close
$73.39

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (855 peers)

Metric Stock Sector Median
P/E 10.9 10.4
P/B 1.2 1.1
ROE % 11.5 11.6
Net Margin % 7.9 16.8
Rev Growth 5Y % 9.7 11.6
D/E 0.1 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $6.75
$6.75 – $6.75
 1.53B 1
FY2026 $6.75
$6.75 – $6.75
 1.38B 1

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-02-25 $1.28 $1.51 +18.0%
2025-11-03 $1.80 $1.48 -17.8%
2025-08-06 $1.60 $1.45 -9.4%
2025-05-07 $1.25 $1.28 +2.4%
2025-02-25 $1.17 $0.94 -19.7%
2024-11-05 $1.40 $1.10 -21.4%
2024-08-07 $1.30 $1.18 -9.2%
2024-05-08 $0.50 $0.93 +86.0%

Dividend History

7 yr streak

Yield

0.05%

Payout Ratio

0.54%

Growth (3Y)

0.37%

Growth (5Y)

0.22%

Ex-Date Payment Date Amount Yield
Mar 02, 2026 Mar 13, 2026 $0.92 4.75%
Dec 01, 2025 Dec 15, 2025 $0.92 4.84%
Sep 02, 2025 Sep 15, 2025 $0.92 4.99%
Jun 02, 2025 Jun 13, 2025 $0.90 4.40%
Mar 03, 2025 Mar 14, 2025 $0.90 4.71%
Dec 02, 2024 Dec 13, 2024 $0.90 4.21%
Sep 03, 2024 Sep 13, 2024 $0.90 4.19%
Jun 03, 2024 Jun 14, 2024 $0.90 4.72%
Feb 29, 2024 Mar 15, 2024 $0.90 4.38%
Nov 30, 2023 Dec 15, 2023 $0.90 4.68%
Aug 31, 2023 Sep 15, 2023 $0.90 5.23%
May 31, 2023 Jun 15, 2023 $0.90 4.94%
Feb 28, 2023 Mar 15, 2023 $0.90 4.46%
Nov 30, 2022 Dec 15, 2022 $0.90 3.92%
Aug 31, 2022 Sep 15, 2022 $0.90 4.00%
May 31, 2022 Jun 15, 2022 $0.90 3.88%
Feb 28, 2022 Mar 15, 2022 $0.90 4.31%
Nov 30, 2021 Dec 15, 2021 $0.90 4.66%
Aug 31, 2021 Sep 15, 2021 $0.90 4.43%
May 28, 2021 Jun 15, 2021 $0.90 4.23%

Key Takeaways

Revenue grew 9.74% annually over 5 years — modest growth
Earnings grew 40.32% over the past year
ROE of 11.54% — decent returns on equity
Debt/Equity of 0.07 — conservative balance sheet
Generating 191.99M in free cash flow
P/E of 10.93 — trading at a low valuation

Growth

Revenue Growth (5Y)
9.74%
Revenue (1Y)13.01%
Earnings (1Y)40.32%
FCF Growth (3Y)95.31%

Quality

Return on Equity
11.54%
ROIC9.96%
Net Margin7.91%
Op. Margin10.10%

Safety

Debt / Equity
0.07
Current Ratio25.00
Interest Coverage82.80

Valuation

P/E Ratio
10.93
Forward P/E10.79
P/B Ratio1.22
EV/EBITDA8.47
Dividend Yield0.05%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 13.01% Revenue Growth (3Y) 16.38%
Earnings Growth (1Y) 40.32% Earnings Growth (3Y) 129.32%
Revenue Growth (5Y) 9.74% Earnings Growth (5Y) -6.65%
Profitability
Revenue (TTM) 1.25B Net Income (TTM) 99.26M
ROE 11.54% ROA 4.02%
Gross Margin 36.43% Operating Margin 10.10%
Net Margin 7.91% Free Cash Flow (TTM) 191.99M
ROIC 9.96% FCF Growth (3Y) 95.31%
Safety
Debt / Equity 0.07 Current Ratio 25.00
Interest Coverage 82.80
Dividends
Dividend Yield 0.05% Payout Ratio 0.54%
Dividend Growth (3Y) 0.37% Dividend Growth (5Y) 0.22%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 10.93 Forward P/E 10.79
P/B Ratio 1.22 P/S Ratio 0.86
PEG Ratio 0.29 Forward PEG N/A
EV/EBITDA 8.47 Fwd EV/EBITDA 7.59
Forward P/S 0.78 Fwd Earnings Yield 9.27%
FCF Yield 17.70%
Market Cap 1.08B Enterprise Value 1.07B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.25B 1.11B 925.95M 785.06M 864.72M
Net Income 99.26M 70.73M 18.88M 46.56M 130.71M
EPS (Diluted) 6.70 4.78 1.28 3.15 8.80
Gross Profit 456.89M 393.10M 283.64M 293.08M 402.99M
Operating Income 126.68M 89.87M 24.42M 59.58M 164.27M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.47B 2.27B 2.09B 1.97B 2.12B
Total Liabilities 1.58B 1.44B 1.29B 1.16B 1.19B
Shareholders' Equity 892.31M 828.46M 804.27M 812.00M 927.17M
Total Debt 61.86M 45.73M 49.76M 58.34M 57.12M
Cash & Equivalents 73.90M 58.97M 38.15M 25.30M 63.60M
Current Assets 394.09M 0.0 38.15M 1.62B 1.57B
Current Liabilities 15.76M 0.0 499.73M 25.07M 115.79M

Strategy Scores

This stock passed the criteria for 3 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Cash Flow Compounder
#495 of 1049
46
Growth Price/Sales Ratio Focus (Ken Fisher)
#375 of 619
29
Growth + Value Growth at a Reasonable Price (Peter Lynch)
#229 of 327
42

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026
Entered Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026
Entered Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026