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Banco Santander, S.A.

Qualité des données : 100%
SAN
NYSE Financial Services Banks - Diversified
10,90 €
▼ 0,25 € (-2,24%)
Cap. Boursière : 159,99B
Également cotée sous BCDRF OTC
Fourchette du Jour
10,77 € 11,03 €
Fourchette 52 Semaines
5,54 € 13,24 €
Volume
12 319 365
Moyenne 50J / 200J
12,06 € / 10,36 €
Clôture Précédente
11,15 €

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (854 pairs)

Métrique Action Médiane du Secteur
P/E 11,4 10,3
P/B 1,6 1,1
ROE % 14,0 11,7
Net Margin % 11,8 16,8
Rev Growth 5Y % 18,2 11,7
D/E 4,8 0,5

Objectif de Cours des Analystes

Hold
3,00 € -72.5%
P/E Prévisionnel
9,4
BPA Prévisionnel
1,19 €
Croissance BPA (est.)
+0,0%
CA Est.
73 B

Estimations de Bénéfices

Période BPA Est. CA Est. Analystes
FY2029 1,65 €
1,62 € – 1,69 €
86 B 4
FY2028 1,63 €
0,98 € – 1,86 €
82 B 10
FY2027 1,42 €
1,16 € – 1,57 €
79 B 5

Insider Trading Activity

Buy ratio (90d) 33.3%
20 transactions
Date Insider Type Shares Price Value
Mar 13, 2026
ICONIQ Strategic Partners VI, L.P.
buy 42 769 954
Mar 13, 2026
ICONIQ Strategic Partners VI, L.P.
sell 42 769 954
Feb 9, 2026
Neos Partners, LP
grant 4 975 928
Feb 9, 2026
Neos Partners, LP
sell 21 775 928 25,79 €
Jan 30, 2026
VEP Group, LLC
other 45 358 762 13,05 € 591 931 844 €
Dec 23, 2025
VEP Group, LLC
other 65 010 001 10,30 € 669 603 010 €
Dec 5, 2025
Morfit G Mason
Director
buy 96 000 260,58 € 25 015 680 €
Nov 12, 2025
H&F Corporate Investors VIII, Ltd.
sell 1 500 000 48,67 € 73 001 250 €
Sep 30, 2025
Versant Venture Capital VI, L.P.
sell 224 974 45,35 € 10 352 017 €
Sep 18, 2025
Versant Venture Capital VI, L.P.
sell 135 304 41,59 € 5 714 356 €
Aug 25, 2025
Versant Venture Capital VI, L.P.
sell 50 270 39,53 € 1 986 947 €
Aug 22, 2025
Versant Venture Capital VI, L.P.
sell 39 046 40,03 € 1 567 748 €
Aug 20, 2025
FARALLON PARTNERS L L C/CA
sell 3 365 000 56,15 € 188 944 750 €
Aug 19, 2025
FARALLON PARTNERS L L C/CA
sell 41 000 55,34 € 2 268 940 €
Aug 18, 2025
Versant Venture Capital VI, L.P.
sell 45 713 38,56 € 1 762 744 €
Aug 15, 2025
Versant Venture Capital VI, L.P.
sell 215 000 39,50 € 8 492 500 €
Aug 8, 2025
Versant Ventures V, LLC
sell 3 381 692
Jul 10, 2025
Versant Venture Capital VI, L.P.
sell 191 376 34,00 € 6 506 784 €
Jun 27, 2025
Versant Venture Capital VI, L.P.
sell 200 000 30,47 € 6 093 000 €
Jun 20, 2025
Versant Venture Capital VI, L.P.
sell 234 801 30,35 € 7 112 818 €

Points Clés

Revenue grew 18,16% annually over 5 years — strong growth
ROE of 13,98% — decent returns on equity
Debt/Equity of 4,82 — high leverage
Negative free cash flow of 0,0
P/E of 11,35 — trading at a low valuation
PEG of 0,77 suggests growth is underpriced

Croissance

Revenue Growth (5Y)
18,16%
Revenue (1Y)-7,71%
Earnings (1Y)12,14%
FCF Growth (3Y)N/A

Qualité

Return on Equity
13,98%
ROIC2,34%
Net Margin11,76%
Op. Margin15,58%

Sécurité

Debt / Equity
4,82
Current Ratio1,25
Interest Coverage0,31

Valorisation

P/E Ratio
11,35
P/B Ratio1,55
EV/EBITDA25,55
Dividend Yield0,02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -7,71% Revenue Growth (3Y) -0,81%
Earnings Growth (1Y) 12,14% Earnings Growth (3Y) 12,83%
Revenue Growth (5Y) 18,16% Earnings Growth (5Y) 14,78%
Profitability
Revenue (TTM) 119,89B Net Income (TTM) 14,10B
ROE 13,98% ROA 0,76%
Gross Margin 40,05% Operating Margin 15,58%
Net Margin 11,76% Free Cash Flow (TTM) 0,0
ROIC 2,34% FCF Growth (3Y) N/A
Safety
Debt / Equity 4,82 Current Ratio 1,25
Interest Coverage 0,31 Dividend Yield 0,02%
Valuation
P/E Ratio 11,35 P/B Ratio 1,55
P/S Ratio 1,33 PEG Ratio 0,77
EV/EBITDA 25,55 Dividend Yield 0,02%
Market Cap 159,99B Enterprise Value 477,33B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 119,89B 129,91B 121,87B 87,03B 61,50B
Net Income 14,10B 12,57B 11,08B 9,61B 8,12B
EPS (Diluted) 0,87 0,77 0,65 0,54 0,44
Gross Profit 48,02B 51,20B 46,97B 43,36B 41,02B
Operating Income 18,68B 19,03B 16,46B 15,25B 14,55B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1,87T 1,84T 1,80T 1,73T 1,60T
Total Liabilities 1,75T 1,73T 1,69T 1,64T 1,50T
Shareholders' Equity 103,13B 98,60B 95,42B 89,10B 86,93B
Total Debt 496,64B 483,38B 310,98B 282,96B 334,39B
Cash & Equivalents 179,30B 217,89B 246,90B 223,07B 234,81B
Current Assets 321,32B 251,86B 416,84B 223,07B 272,38B
Current Liabilities 257,80B 11,72B 70,76B 10,53B 1,03T