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SAXPF
OTC
Dagbereik
€ 19,93
€ 21,27
52-Weeksbereik
€ 17,02
€ 24,43
Volume
22.038
50D / 200D Gem.
€ 21,98
/
€ 22,43
Vorige Slotkoers
€ 21,08
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (855 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 56,8 | 10,3 |
| P/B | 14,0 | 1,1 |
| ROE % | 26,4 | 11,6 |
| Net Margin % | 18,8 | 16,8 |
| Rev Growth 5Y % | 1,3 | 11,6 |
| D/E | 0,3 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 1,44
€ 1,37 – € 1,54
|
11,48B | 1 |
| FY2028 |
€ 1,33
€ 1,26 – € 1,41
|
11,41B | 1 |
| FY2027 |
€ 1,22
€ 1,16 – € 1,30
|
10,25B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-05 | € 0,26 | € 0,32 | +23,6% |
| 2025-11-05 | € 0,32 | € 0,32 | -0,1% |
| 2025-08-06 | € 0,22 | € 0,32 | +45,5% |
| 2025-05-07 | € 0,18 | € 0,23 | +27,8% |
| 2025-02-06 | € 0,26 | € 0,27 | +3,8% |
| 2024-11-06 | € 0,26 | € 0,33 | +26,9% |
| 2024-08-07 | € 0,19 | € 0,26 | +36,8% |
| 2024-05-07 | € 0,22 | € 0,22 | 0,0% |
Dividend History
7 yr streakYield
0,02%
Payout Ratio
0,44%
Growth (3Y)
-29,44%
Growth (5Y)
-1,99%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 25, 2025 | May 21, 2025 | € 0,77 | 3,92% |
| Apr 26, 2024 | May 22, 2024 | € 0,97 | 16,35% |
| Oct 27, 2023 | Nov 06, 2023 | € 1,83 | 19,42% |
| May 19, 2023 | Jun 15, 2023 | € 1,39 | 6,15% |
| May 19, 2022 | Jun 15, 2022 | € 2,19 | 9,99% |
| May 20, 2021 | Jun 14, 2021 | € 1,03 | 4,25% |
| Jun 03, 2020 | Jun 26, 2020 | € 0,85 | 7,11% |
| Aug 08, 2019 | Sep 06, 2019 | € 0,18 | 9,09% |
| Apr 10, 2019 | May 03, 2019 | € 1,60 | 7,26% |
| Apr 20, 2018 | May 18, 2018 | € 1,55 | 5,94% |
| Apr 28, 2017 | Jul 07, 2017 | € 1,25 | 5,08% |
| Apr 21, 2016 | May 18, 2016 | € 1,24 | 6,50% |
| Apr 16, 2015 | May 13, 2015 | € 1,06 | 4,17% |
| Apr 25, 2014 | May 22, 2014 | € 1,15 | 4,67% |
| Apr 19, 2013 | May 15, 2013 | € 0,88 | 6,09% |
| Apr 13, 2012 | May 09, 2012 | € 0,79 | 7,74% |
| Apr 15, 2011 | May 13, 2011 | € 0,85 | 6,18% |
| Apr 14, 2010 | May 10, 2010 | € 0,66 | 5,39% |
| Apr 09, 2009 | May 08, 2009 | € 0,52 | 5,84% |
Belangrijkste Punten
Revenue grew 1,26% annually over 5 years — modest growth
Earnings grew 73,14% over the past year
ROE of 26,37% indicates high profitability
Net margin of 18,79% shows strong profitability
Debt/Equity of 0,32 — conservative balance sheet
Generating 1,53B in free cash flow
Groei
Revenue Growth (5Y)
1,26%
Revenue (1Y)11,41%
Earnings (1Y)73,14%
FCF Growth (3Y)25,64%
Kwaliteit
Return on Equity
26,37%
ROIC17,15%
Net Margin18,79%
Op. Margin22,91%
Veiligheid
Debt / Equity
0,32
Current RatioN/A
Interest Coverage29,35
Waardering
P/E Ratio
56,80
Forward P/E18,78
P/B Ratio14,03
EV/EBITDA47,10
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 11,41% | Revenue Growth (3Y) | 11,78% |
| Earnings Growth (1Y) | 73,14% | Earnings Growth (3Y) | 22,89% |
| Revenue Growth (5Y) | 1,26% | Earnings Growth (5Y) | -6,07% |
| Profitability | |||
| Revenue (TTM) | 10,64B | Net Income (TTM) | 2,00B |
| ROE | 26,37% | ROA | 7,77% |
| Gross Margin | 99,95% | Operating Margin | 22,91% |
| Net Margin | 18,79% | Free Cash Flow (TTM) | 1,53B |
| ROIC | 17,15% | FCF Growth (3Y) | 25,64% |
| Safety | |||
| Debt / Equity | 0,32 | Current Ratio | N/A |
| Interest Coverage | 29,35 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,44% |
| Dividend Growth (3Y) | -29,44% | Dividend Growth (5Y) | -1,99% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 56,80 | Forward P/E | 18,78 |
| P/B Ratio | 14,03 | P/S Ratio | 10,67 |
| PEG Ratio | 0,13 | Forward PEG | N/A |
| EV/EBITDA | 47,10 | Fwd EV/EBITDA | 46,13 |
| Forward P/S | 11,70 | Fwd Earnings Yield | 5,32% |
| FCF Yield | 1,35% | ||
| Market Cap | 113,49B | Enterprise Value | 114,74B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 10,64B | 9,55B | 8,51B | 7,70B | 10,11B |
| Net Income | 2,00B | 1,15B | 1,32B | 2,11B | 2,57B |
| EPS (Diluted) | 0,74 | 0,23 | 0,21 | 0,27 | 0,47 |
| Gross Profit | 10,63B | 9,55B | 8,51B | 7,70B | 9,94B |
| Operating Income | 2,44B | 1,56B | 1,48B | 1,93B | 3,17B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 25,72B | 24,48B | 24,23B | 39,21B | 58,68B |
| Total Liabilities | 17,63B | 17,42B | 16,54B | 29,03B | 45,23B |
| Shareholders' Equity | 8,09B | 7,06B | 7,26B | 9,62B | 12,79B |
| Total Debt | 2,56B | 3,08B | 2,96B | 3,58B | 4,43B |
| Cash & Equivalents | 1,32B | 962,00M | 1,42B | 3,07B | 4,63B |
| Current Assets | 3,81B | 5,11B | 1,42B | 19,12B | 22,50B |
| Current Liabilities | 0,0 | 610,00M | 351,00M | 326,00M | 11,75B |