Terug
28
11
Dagbereik
€ 29,83
€ 30,23
52-Weeksbereik
€ 21,36
€ 35,55
Volume
391.850
50D / 200D Gem.
€ 32,58
/
€ 30,58
Vorige Slotkoers
€ 30,14
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (855 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 20,2 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 5,5 | 11,7 |
| Net Margin % | 16,7 | 16,8 |
| Rev Growth 5Y % | 25,1 | 11,7 |
| D/E | 0,4 | 0,5 |
Koersdoel Analisten
Hold
€ 33,25
+11.1%
Low: € 33,00
High: € 33,50
Forward K/W
12,00
Forward WPA
€ 2,51
WPA Groei (sch.)
+0,0%
Omzet Sch.
850,83M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 2,80
€ 2,79 – € 2,82
|
904,58M | 4 |
| FY2026 |
€ 2,51
€ 2,46 – € 2,56
|
850,83M | 4 |
No quarterly estimates available
Dividend History
5 yr streakYield
0,02%
Payout Ratio
0,47%
Growth (3Y)
4,48%
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 13, 2026 | Mar 31, 2026 | € 0,19 | 2,48% |
| Dec 15, 2025 | Dec 31, 2025 | € 0,19 | 2,23% |
| Sep 15, 2025 | Sep 30, 2025 | € 0,18 | 2,36% |
| Jun 13, 2025 | Jun 30, 2025 | € 0,18 | 2,89% |
| Mar 14, 2025 | Mar 31, 2025 | € 0,18 | 2,77% |
| Dec 13, 2024 | Dec 31, 2024 | € 0,18 | 2,49% |
| Sep 13, 2024 | Sep 30, 2024 | € 0,18 | 2,66% |
| Jun 14, 2024 | Jun 28, 2024 | € 0,18 | 3,22% |
| Mar 14, 2024 | Mar 29, 2024 | € 0,18 | 3,05% |
| Dec 14, 2023 | Dec 29, 2023 | € 0,18 | 2,42% |
| Sep 14, 2023 | Sep 29, 2023 | € 0,18 | 3,06% |
| Jun 14, 2023 | Jun 30, 2023 | € 0,18 | 3,02% |
| Mar 14, 2023 | Mar 31, 2023 | € 0,17 | 2,77% |
| Dec 14, 2022 | Dec 30, 2022 | € 0,17 | 2,09% |
| Sep 14, 2022 | Sep 30, 2022 | € 0,17 | 1,92% |
| Jun 14, 2022 | Jun 30, 2022 | € 0,17 | 1,75% |
| Mar 14, 2022 | Mar 31, 2022 | € 0,13 | 1,46% |
| Dec 14, 2021 | Dec 31, 2021 | € 0,13 | 1,15% |
| Sep 14, 2021 | Sep 30, 2021 | € 0,13 | 0,88% |
| Jun 14, 2021 | Jun 30, 2021 | € 0,13 | 0,37% |
Belangrijkste Punten
Revenue grew 25,10% annually over 5 years — strong growth
Earnings grew 19,75% over the past year
Net margin of 16,66% shows strong profitability
Debt/Equity of 0,44 — conservative balance sheet
Generating 178,89M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 17,61%
Groei
Revenue Growth (5Y)
25,10%
Revenue (1Y)7,49%
Earnings (1Y)19,75%
FCF Growth (3Y)12,91%
Kwaliteit
Return on Equity
5,53%
ROIC3,18%
Net Margin16,66%
Op. Margin21,45%
Veiligheid
Debt / Equity
0,44
Current Ratio0,40
Interest Coverage0,66
Waardering
P/E Ratio
20,24
Forward P/E12,00
P/B Ratio0,96
EV/EBITDA21,92
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 7,49% | Revenue Growth (3Y) | 6,40% |
| Earnings Growth (1Y) | 19,75% | Earnings Growth (3Y) | 18,01% |
| Revenue Growth (5Y) | 25,10% | Earnings Growth (5Y) | 3,88% |
| Profitability | |||
| Revenue (TTM) | 869,54M | Net Income (TTM) | 144,88M |
| ROE | 5,53% | ROA | 0,70% |
| Gross Margin | 61,57% | Operating Margin | 21,45% |
| Net Margin | 16,66% | Free Cash Flow (TTM) | 178,89M |
| ROIC | 3,18% | FCF Growth (3Y) | 12,91% |
| Safety | |||
| Debt / Equity | 0,44 | Current Ratio | 0,40 |
| Interest Coverage | 0,66 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,47% |
| Dividend Growth (3Y) | 4,48% | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 5 yrs | ||
| Valuation | |||
| P/E Ratio | 20,24 | Forward P/E | 12,00 |
| P/B Ratio | 0,96 | P/S Ratio | 3,37 |
| PEG Ratio | 1,44 | Forward PEG | N/A |
| EV/EBITDA | 21,92 | Fwd EV/EBITDA | 17,46 |
| Forward P/S | 3,45 | Fwd Earnings Yield | 8,33% |
| FCF Yield | 6,10% | ||
| Market Cap | 2,93B | Enterprise Value | 4,09B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 869,54M | 808,99M | 768,13M | 446,59M | 354,97M |
| Net Income | 144,88M | 120,99M | 104,03M | 106,51M | 124,40M |
| EPS (Diluted) | 1,58 | 1,42 | 1,23 | 1,66 | 2,18 |
| Gross Profit | 535,38M | 498,14M | 528,64M | 404,91M | 356,04M |
| Operating Income | 186,51M | 155,84M | 134,25M | 138,14M | 158,74M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 20,84B | 15,18B | 14,58B | 12,15B | 9,68B |
| Total Liabilities | 17,79B | 12,99B | 12,47B | 10,54B | 8,37B |
| Shareholders' Equity | 3,06B | 2,18B | 2,11B | 1,61B | 1,31B |
| Total Debt | 1,34B | 584,04M | 530,88M | 406,56M | 193,21M |
| Cash & Equivalents | 181,43M | 479,82M | 453,04M | 205,18M | 737,73M |
| Current Assets | 5,35B | 2,67B | 2,29B | 2,08B | 2,38B |
| Current Liabilities | 13,42B | 12,47B | 12,15B | 10,15B | 8,19B |
Strategiescores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#861 of 1049
#789 of 826
Recente Activiteit
Ingestapt
Cash Flow Compounder
Mar 24, 2026
Ingestapt
Deep Value Investing (Seth Klarman)
Mar 24, 2026