Retour
50
Fourchette du Jour
71,62 €
74,05 €
Fourchette 52 Semaines
48,85 €
89,83 €
Volume
1 167 575
Moyenne 50J / 200J
79,76 €
/
77,12 €
Clôture Précédente
70,77 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 16,3 | 10,3 |
| P/B | 1,9 | 1,1 |
| ROE % | 11,7 | 11,7 |
| Net Margin % | 10,9 | 16,8 |
| Rev Growth 5Y % | 7,5 | 11,7 |
| D/E | 0,4 | 0,5 |
Objectif de Cours des Analystes
Hold
145,67 €
+101.8%
Low: 138,00 €
High: 150,00 €
P/E Prévisionnel
11,1
BPA Prévisionnel
6,49 €
Croissance BPA (est.)
+0,0%
CA Est.
6,3 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
7,46 €
7,16 € – 7,69 €
|
7,6 B | 1 |
| FY2028 |
8,02 €
7,69 € – 8,27 €
|
7,4 B | 1 |
| FY2027 |
7,37 €
6,20 € – 8,27 €
|
6,8 B | 4 |
Points Clés
Revenue grew 7,46% annually over 5 years — modest growth
ROE of 11,72% — decent returns on equity
Debt/Equity of 0,36 — conservative balance sheet
Generating 1,20B in free cash flow
Cash machine — converts 175,73% of earnings into free cash flow
Capital efficient — spends only 0,99% of revenue on capex
Croissance
Revenue Growth (5Y)
7,46%
Revenue (1Y)6,94%
Earnings (1Y)-6,51%
FCF Growth (3Y)63,89%
Qualité
Return on Equity
11,72%
ROIC8,01%
Net Margin10,86%
Op. Margin13,83%
Sécurité
Debt / Equity
0,36
Current Ratio5,24
Interest Coverage1,07
Valorisation
P/E Ratio
16,34
P/B Ratio1,87
EV/EBITDA12,71
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 6,94% | Revenue Growth (3Y) | 11,11% |
| Earnings Growth (1Y) | -6,51% | Earnings Growth (3Y) | 14,39% |
| Revenue Growth (5Y) | 7,46% | Earnings Growth (5Y) | -4,58% |
| Profitability | |||
| Revenue (TTM) | 6,30B | Net Income (TTM) | 683,78M |
| ROE | 11,72% | ROA | 1,64% |
| Gross Margin | 86,56% | Operating Margin | 13,83% |
| Net Margin | 10,86% | Free Cash Flow (TTM) | 1,20B |
| ROIC | 8,01% | FCF Growth (3Y) | 63,89% |
| Safety | |||
| Debt / Equity | 0,36 | Current Ratio | 5,24 |
| Interest Coverage | 1,07 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 16,34 | P/B Ratio | 1,87 |
| P/S Ratio | 1,77 | PEG Ratio | -2,09 |
| EV/EBITDA | 12,71 | Dividend Yield | 0,03% |
| Market Cap | 11,17B | Enterprise Value | 11,07B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 6,30B | 5,89B | 5,10B | 4,54B | 4,72B |
| Net Income | 683,78M | 731,38M | 522,54M | 662,16M | 824,86M |
| EPS (Diluted) | 5,88 | 6,25 | 4,28 | 5,32 | 6,66 |
| Gross Profit | 5,45B | 4,88B | 4,27B | 4,30B | 4,69B |
| Operating Income | 871,14M | 928,44M | 706,69M | 885,12M | 1,07B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 41,59B | 39,90B | 37,73B | 37,20B | 34,05B |
| Total Liabilities | 35,61B | 34,21B | 32,43B | 31,87B | 29,01B |
| Shareholders' Equity | 5,98B | 5,69B | 5,29B | 5,33B | 5,03B |
| Total Debt | 2,18B | 2,77B | 2,92B | 1,84B | 2,32B |
| Cash & Equivalents | 2,28B | 2,92B | 3,58B | 2,20B | 1,96B |
| Current Assets | 3,99B | 4,10B | 4,70B | 5,18B | 5,80B |
| Current Liabilities | 762,22M | 31,72B | 29,64B | 29,91B | 26,79B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#401 of 1024
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026