رجوع
نطاق اليوم
KWD 19.67
KWD 20.01
نطاق 52 أسبوعًا
KWD 19.62
KWD 20.89
حجم التداول
8,035
متوسط 50 يوم / 200 يوم
KWD 20.42
/
KWD 20.42
الإغلاق السابق
KWD 19.83
Quick Summary
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (854 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 3.0 | 10.3 |
| P/B | 0.4 | 1.1 |
| ROE % | 12.0 | 11.7 |
| Net Margin % | 10.8 | 16.9 |
| Rev Growth 5Y % | 7.3 | 11.6 |
| D/E | 0.4 | 0.5 |
السعر المستهدف للمحللين
لا تتوفر تغطية محللين
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2029 |
KWD 7.46
KWD 7.46 – KWD 7.46
|
7.63B | 1 |
| FY2028 |
KWD 8.03
KWD 8.03 – KWD 8.03
|
7.44B | 1 |
| FY2027 |
KWD 7.37
KWD 7.37 – KWD 7.37
|
6.79B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-28 | KWD 1.67 | KWD 2.40 | +43.7% |
| 2025-10-22 | KWD 1.85 | KWD 1.92 | +3.8% |
| 2025-07-30 | KWD 1.61 | KWD 1.42 | -11.8% |
| 2025-04-23 | KWD 1.64 | KWD 0.48 | -70.8% |
| 2023-12-31 | N/A | KWD 1.46 | — |
| 2023-09-30 | N/A | KWD 0.60 | — |
| 2023-06-30 | N/A | KWD 1.18 | — |
| 2023-03-31 | N/A | KWD 1,365.27 | — |
Dividend History
7 yr streakYield
0.06%
Payout Ratio
0.20%
Growth (3Y)
-6.39%
Growth (5Y)
0.00%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Dec 31, 2025 | Jan 15, 2026 | KWD 0.33 | 6.35% |
| Oct 01, 2025 | Oct 15, 2025 | KWD 0.33 | 6.07% |
| Jul 01, 2025 | Jul 15, 2025 | KWD 0.33 | 6.14% |
| Apr 01, 2025 | Apr 15, 2025 | KWD 0.33 | 6.43% |
| Dec 31, 2024 | Jan 15, 2025 | KWD 0.33 | 6.36% |
| Oct 01, 2024 | Oct 15, 2024 | KWD 0.33 | 5.54% |
| Jul 01, 2024 | Jul 15, 2024 | KWD 0.33 | 5.95% |
| Mar 28, 2024 | Apr 15, 2024 | KWD 0.33 | 5.48% |
| Dec 28, 2023 | Jan 16, 2024 | KWD 0.33 | 6.35% |
| Sep 28, 2023 | Oct 16, 2023 | KWD 0.33 | 6.15% |
| Jun 29, 2023 | Jul 15, 2023 | KWD 0.33 | 5.96% |
| Mar 30, 2023 | Apr 15, 2023 | KWD 0.33 | 6.41% |
| Dec 29, 2022 | Jan 15, 2023 | KWD 0.33 | 6.47% |
| Sep 29, 2022 | Oct 15, 2022 | KWD 0.33 | 5.37% |
| Jun 30, 2022 | Jul 15, 2022 | KWD 0.33 | 5.68% |
| Mar 31, 2022 | Apr 15, 2022 | KWD 0.33 | 5.07% |
| Mar 15, 2022 | — | KWD 0.29 | 5.37% |
| Dec 30, 2021 | Jan 15, 2022 | KWD 0.33 | 5.02% |
| Sep 30, 2021 | Oct 15, 2021 | KWD 0.33 | 4.78% |
| Jun 30, 2021 | Jul 15, 2021 | KWD 0.33 | 4.91% |
النقاط الرئيسية
Revenue grew 7.30% annually over 5 years — modest growth
ROE of 11.95% — decent returns on equity
Debt/Equity of 0.38 — conservative balance sheet
Generating 1.20B in free cash flow
P/E of 2.95 — trading at a low valuation
Cash machine — converts 175.73% of earnings into free cash flow
النمو
Revenue Growth (5Y)
7.30%
Revenue (1Y)6.72%
Earnings (1Y)-6.51%
FCF Growth (3Y)63.89%
الجودة
Return on Equity
11.95%
ROIC10.09%
Net Margin10.77%
Op. Margin16.83%
الأمان
Debt / Equity
0.38
Current RatioN/A
Interest Coverage1.31
التقييم
P/E Ratio
2.95
Forward P/E3.04
P/B Ratio0.35
EV/EBITDA1.79
Dividend Yield0.06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 6.72% | Revenue Growth (3Y) | 10.92% |
| Earnings Growth (1Y) | -6.51% | Earnings Growth (3Y) | 14.39% |
| Revenue Growth (5Y) | 7.30% | Earnings Growth (5Y) | -4.58% |
| Profitability | |||
| Revenue (TTM) | 6.35B | Net Income (TTM) | 683.78M |
| ROE | 11.95% | ROA | 1.64% |
| Gross Margin | 84.33% | Operating Margin | 16.83% |
| Net Margin | 10.77% | Free Cash Flow (TTM) | 1.20B |
| ROIC | 10.09% | FCF Growth (3Y) | 63.89% |
| Safety | |||
| Debt / Equity | 0.38 | Current Ratio | N/A |
| Interest Coverage | 1.31 | ||
| Dividends | |||
| Dividend Yield | 0.06% | Payout Ratio | 0.20% |
| Dividend Growth (3Y) | -6.39% | Dividend Growth (5Y) | 0.00% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 2.95 | Forward P/E | 3.04 |
| P/B Ratio | 0.35 | P/S Ratio | 0.32 |
| PEG Ratio | -0.49 | Forward PEG | N/A |
| EV/EBITDA | 1.79 | Fwd EV/EBITDA | 1.47 |
| Forward P/S | 0.32 | Fwd Earnings Yield | 32.89% |
| FCF Yield | 59.57% | ||
| Market Cap | 2.02B | Enterprise Value | 1.91B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 6.35B | 5.95B | 5.16B | 4.58B | 4.79B |
| Net Income | 683.78M | 731.38M | 522.54M | 662.16M | 824.86M |
| EPS (Diluted) | 5.87 | 6.25 | 4.28 | 5.32 | 6.66 |
| Gross Profit | 5.35B | 4.91B | 4.29B | 4.31B | 4.66B |
| Operating Income | 1.07B | 1.09B | 855.38M | 1.01B | 1.17B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 41.59B | 40.20B | 38.01B | 37.20B | 34.31B |
| Total Liabilities | -5.76B | 34.51B | 32.72B | 31.87B | 29.27B |
| Shareholders' Equity | 5.76B | 5.69B | 5.29B | 5.33B | 5.03B |
| Total Debt | 2.18B | 2.12B | 2.42B | 1.17B | 2.36B |
| Cash & Equivalents | 2.28B | 2.68B | 3.52B | 2.20B | 2.15B |
| Current Assets | 3.99B | 0.0 | 0.0 | 2.20B | 1.96B |
| Current Liabilities | 0.0 | 0.0 | 0.0 | 0.0 | 932.80M |
درجات الاستراتيجيات
This stock passed the criteria for 4 strategies
Score = fit strength (0–100)
Rank = position among all matches
النشاط الأخير
دخل
Cash Flow Compounder
Mar 24, 2026
دخل
Deep Value Investing (Seth Klarman)
Mar 24, 2026
دخل
Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026
دخل
Defensive Investing (Benjamin Graham)
Mar 24, 2026