Terug
39
Dagbereik
€ 71,95
€ 73,50
52-Weeksbereik
€ 66,48
€ 90,64
Volume
133.606
50D / 200D Gem.
€ 80,47
/
€ 78,33
Vorige Slotkoers
€ 73,38
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (857 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 14,3 | 10,2 |
| P/B | 2,1 | 1,1 |
| ROE % | 16,0 | 11,7 |
| Net Margin % | 27,2 | 16,8 |
| Rev Growth 5Y % | 23,5 | 11,7 |
| D/E | 0,8 | 0,5 |
Koersdoel Analisten
Hold
€ 91,00
+25.5%
Low: € 89,00
High: € 95,00
Forward K/W
11,63
Forward WPA
€ 6,35
WPA Groei (sch.)
+0,0%
Omzet Sch.
681,80M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 7,00
€ 6,82 – € 7,18
|
747,25M | 2 |
| FY2026 |
€ 6,35
€ 6,30 – € 6,40
|
681,80M | 2 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-20 | € 1,38 | € 1,58 | +14,5% |
| 2025-10-20 | € 1,34 | € 1,30 | -3,0% |
| 2025-07-21 | € 1,20 | € 1,21 | +0,8% |
| 2025-04-21 | € 1,18 | € 1,16 | -1,7% |
| 2025-01-27 | € 1,11 | € 1,19 | +7,2% |
| 2024-10-21 | € 0,97 | € 1,10 | +13,4% |
| 2024-07-15 | € 0,91 | € 0,95 | +4,4% |
| 2024-04-22 | € 0,88 | € 0,92 | +4,5% |
Dividend History
7 yr streakYield
0,02%
Payout Ratio
0,26%
Growth (3Y)
11,37%
Growth (5Y)
13,07%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 01, 2026 | Apr 13, 2026 | € 0,38 | 1,97% |
| Jan 02, 2026 | Jan 13, 2026 | € 0,38 | 1,93% |
| Oct 01, 2025 | Oct 10, 2025 | € 0,34 | 1,67% |
| Jul 01, 2025 | Jul 09, 2025 | € 0,34 | 1,63% |
| Apr 01, 2025 | Apr 09, 2025 | € 0,34 | 1,57% |
| Jan 02, 2025 | Jan 10, 2025 | € 0,34 | 1,48% |
| Oct 01, 2024 | Oct 08, 2024 | € 0,30 | 1,55% |
| Jul 01, 2024 | Jul 09, 2024 | € 0,30 | 1,89% |
| Mar 28, 2024 | Apr 09, 2024 | € 0,30 | 1,75% |
| Dec 29, 2023 | Jan 08, 2024 | € 0,30 | 1,71% |
| Sep 29, 2023 | Oct 10, 2023 | € 0,28 | 2,15% |
| Jun 30, 2023 | Jul 10, 2023 | € 0,28 | 2,61% |
| Mar 31, 2023 | Apr 10, 2023 | € 0,28 | 1,87% |
| Dec 30, 2022 | Jan 06, 2023 | € 0,28 | 1,41% |
| Sep 30, 2022 | Oct 07, 2022 | € 0,23 | 1,15% |
| Jun 30, 2022 | Jul 08, 2022 | € 0,23 | 1,13% |
| Mar 31, 2022 | Apr 08, 2022 | € 0,23 | 0,90% |
| Dec 30, 2021 | Jan 07, 2022 | € 0,23 | 0,97% |
| Sep 30, 2021 | Oct 08, 2021 | € 0,20 | 1,03% |
| Jun 30, 2021 | Jul 09, 2021 | € 0,20 | 1,14% |
Belangrijkste Punten
Revenue grew 23,50% annually over 5 years — strong growth
Earnings grew 21,72% over the past year
ROE of 15,96% — decent returns on equity
Net margin of 27,18% shows strong profitability
Generating 349,27M in free cash flow
P/E of 14,33 — trading at a low valuation
Groei
Revenue Growth (5Y)
23,50%
Revenue (1Y)4,13%
Earnings (1Y)21,72%
FCF Growth (3Y)34,39%
Kwaliteit
Return on Equity
15,96%
ROIC7,65%
Net Margin27,18%
Op. Margin33,62%
Veiligheid
Debt / Equity
0,81
Current Ratio0,28
Interest Coverage0,75
Waardering
P/E Ratio
14,33
Forward P/E11,63
P/B Ratio2,14
EV/EBITDA15,71
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,13% | Revenue Growth (3Y) | 10,80% |
| Earnings Growth (1Y) | 21,72% | Earnings Growth (3Y) | 15,64% |
| Revenue Growth (5Y) | 23,50% | Earnings Growth (5Y) | 7,42% |
| Profitability | |||
| Revenue (TTM) | 1,02B | Net Income (TTM) | 276,60M |
| ROE | 15,96% | ROA | 1,56% |
| Gross Margin | 51,79% | Operating Margin | 33,62% |
| Net Margin | 27,18% | Free Cash Flow (TTM) | 349,27M |
| ROIC | 7,65% | FCF Growth (3Y) | 34,39% |
| Safety | |||
| Debt / Equity | 0,81 | Current Ratio | 0,28 |
| Interest Coverage | 0,75 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,26% |
| Dividend Growth (3Y) | 11,37% | Dividend Growth (5Y) | 13,07% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 14,33 | Forward P/E | 11,63 |
| P/B Ratio | 2,14 | P/S Ratio | 3,89 |
| PEG Ratio | 0,66 | Forward PEG | N/A |
| EV/EBITDA | 15,71 | Fwd EV/EBITDA | 19,17 |
| Forward P/S | 5,81 | Fwd Earnings Yield | 8,60% |
| FCF Yield | 8,81% | ||
| Market Cap | 3,96B | Enterprise Value | 5,37B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,02B | 977,12M | 828,82M | 580,46M | 437,43M |
| Net Income | 276,60M | 227,24M | 206,85M | 251,50M | 207,73M |
| EPS (Diluted) | 5,06 | 4,16 | 3,79 | 4,61 | 3,82 |
| Gross Profit | 526,97M | 456,07M | 407,79M | 454,43M | 374,11M |
| Operating Income | 342,13M | 278,98M | 244,59M | 308,83M | 253,35M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 17,73B | 17,35B | 16,13B | 14,60B | 15,45B |
| Total Liabilities | 15,88B | 15,73B | 14,69B | 13,30B | 14,30B |
| Shareholders' Equity | 1,85B | 1,62B | 1,44B | 1,30B | 1,15B |
| Total Debt | 1,51B | 2,06B | 1,32B | 1,68B | 1,78B |
| Cash & Equivalents | 95,13M | 2,38B | 2,03B | 814,54M | 4,16B |
| Current Assets | 1,16B | 2,88B | 2,92B | 1,51B | 5,04B |
| Current Liabilities | 4,16B | 15,57B | 14,56B | 13,18B | 14,18B |
Strategiescores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#254 of 330
Recente Activiteit
Ingestapt
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026