Retour
20
Fourchette du Jour
7,30 €
7,50 €
Fourchette 52 Semaines
3,50 €
7,98 €
Volume
100
Moyenne 50J / 200J
6,89 €
/
5,64 €
Clôture Précédente
7,30 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 21,0 | 10,3 |
| P/B | 2,5 | 1,1 |
| ROE % | 12,2 | 11,6 |
| Net Margin % | 16,5 | 16,8 |
| Rev Growth 5Y % | 1,9 | 11,6 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
0,43 €
0,42 € – 0,45 €
|
2,96B | 1 |
| FY2027 |
0,40 €
0,39 € – 0,42 €
|
2,78B | 1 |
| FY2026 |
0,37 €
0,36 € – 0,38 €
|
2,66B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-12 | 0,26 € | 0,33 € | +29,4% |
| 2025-07-31 | 0,19 € | 0,12 € | -34,1% |
| 2025-03-06 | 0,17 € | 0,18 € | +6,8% |
| 2024-08-01 | 0,20 € | 0,16 € | -17,5% |
| 2024-04-25 | 0,19 € | 0,14 € | -27,9% |
| 2023-06-30 | 0,19 € | 0,17 € | -10,7% |
| 2022-12-31 | 0,19 € | 0,17 € | -8,1% |
| 2022-06-30 | 0,20 € | 0,19 € | -4,4% |
Dividend History
7 yr streakYield
0,04%
Payout Ratio
0,63%
Growth (3Y)
-43,57%
Growth (5Y)
-27,63%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 13, 2026 | Apr 23, 2026 | 0,20 € | 3,68% |
| Aug 22, 2025 | Sep 25, 2025 | 0,09 € | 5,27% |
| Mar 28, 2025 | May 08, 2025 | 0,19 € | 5,99% |
| Aug 23, 2024 | Sep 26, 2024 | 0,09 € | 5,60% |
| Mar 21, 2024 | May 02, 2024 | 0,19 € | 5,91% |
| Aug 17, 2023 | Sep 21, 2023 | 0,08 € | 4,96% |
| Mar 23, 2023 | May 04, 2023 | 0,18 € | 4,87% |
| Aug 04, 2022 | Aug 25, 2022 | 0,45 € | 4,37% |
| Mar 24, 2022 | May 05, 2022 | 1,12 € | 3,72% |
| Aug 19, 2021 | Sep 23, 2021 | 0,51 € | 3,13% |
| Mar 25, 2021 | May 06, 2021 | 1,08 € | 0,63% |
| Aug 20, 2020 | Sep 24, 2020 | 0,46 € | 3,53% |
| Mar 26, 2020 | May 07, 2020 | 0,96 € | 0,89% |
| Aug 22, 2019 | Sep 26, 2019 | 0,43 € | 4,51% |
| Mar 28, 2019 | May 09, 2019 | 1,03 € | 4,10% |
| Aug 16, 2018 | Sep 20, 2018 | 0,45 € | 3,98% |
| Mar 22, 2018 | May 03, 2018 | 1,11 € | 3,26% |
| Aug 17, 2017 | Sep 21, 2017 | 0,44 € | 2,69% |
| Mar 30, 2017 | May 04, 2017 | 0,80 € | 0,62% |
| Aug 18, 2016 | Sep 22, 2016 | 0,38 € | 0,65% |
Points Clés
Revenue grew 1,87% annually over 5 years — modest growth
Earnings grew 24,64% over the past year
ROE of 12,18% — decent returns on equity
Net margin of 16,45% shows strong profitability
Debt/Equity of 0,21 — conservative balance sheet
Generating 577,91M in free cash flow
Croissance
Revenue Growth (5Y)
1,87%
Revenue (1Y)10,50%
Earnings (1Y)24,64%
FCF Growth (3Y)N/A
Qualité
Return on Equity
12,18%
ROIC6,80%
Net Margin16,45%
Op. Margin14,85%
Sécurité
Debt / Equity
0,21
Current RatioN/A
Interest Coverage20,84
Valorisation
P/E Ratio
20,97
Forward P/E19,78
P/B Ratio2,54
EV/EBITDA15,73
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 10,50% | Revenue Growth (3Y) | 4,81% |
| Earnings Growth (1Y) | 24,64% | Earnings Growth (3Y) | 15,78% |
| Revenue Growth (5Y) | 1,87% | Earnings Growth (5Y) | -3,56% |
| Profitability | |||
| Revenue (TTM) | 3,28B | Net Income (TTM) | 539,71M |
| ROE | 12,18% | ROA | 2,19% |
| Gross Margin | 66,16% | Operating Margin | 14,85% |
| Net Margin | 16,45% | Free Cash Flow (TTM) | 577,91M |
| ROIC | 6,80% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,21 | Current Ratio | N/A |
| Interest Coverage | 20,84 | ||
| Dividends | |||
| Dividend Yield | 0,04% | Payout Ratio | 0,63% |
| Dividend Growth (3Y) | -43,57% | Dividend Growth (5Y) | -27,63% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 20,97 | Forward P/E | 19,78 |
| P/B Ratio | 2,54 | P/S Ratio | 3,45 |
| PEG Ratio | 0,53 | Forward PEG | N/A |
| EV/EBITDA | 15,73 | Fwd EV/EBITDA | 10,85 |
| Forward P/S | 4,26 | Fwd Earnings Yield | 5,06% |
| FCF Yield | 5,11% | ||
| Market Cap | 11,32B | Enterprise Value | 7,67B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,28B | 2,97B | 2,99B | 2,97B | 3,05B |
| Net Income | 539,71M | 433,00M | 402,60M | 486,20M | 623,80M |
| EPS (Diluted) | 0,33 | 0,27 | 0,25 | 0,30 | 0,37 |
| Gross Profit | 2,17B | 2,36B | 2,39B | 2,44B | 2,49B |
| Operating Income | 487,52M | 640,50M | 661,00M | 723,00M | 841,00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 24,61B | 20,95B | 20,63B | 21,33B | 24,34B |
| Total Liabilities | 20,15B | 16,45B | 16,17B | 16,85B | 19,92B |
| Shareholders' Equity | 4,46B | 4,41B | 4,39B | 4,36B | 4,29B |
| Total Debt | 924,05M | 601,70M | 318,70M | 361,00M | 373,80M |
| Cash & Equivalents | 4,58B | 4,21B | 4,10B | 5,05B | 5,12B |
| Current Assets | 5,69B | 7,64B | 6,20B | 7,27B | 7,37B |
| Current Liabilities | 0,0 | 5,94B | 5,30B | 1,12B | 1,17B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
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Entré
Cash Flow Compounder
Mar 24, 2026