Retour
54
21
Fourchette du Jour
72,95 €
75,34 €
Fourchette 52 Semaines
71,75 €
93,38 €
Volume
448 416
Moyenne 50J / 200J
82,63 €
/
81,56 €
Clôture Précédente
74,58 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 9,6 | 10,3 |
| P/B | 1,2 | 1,1 |
| ROE % | 13,9 | 11,7 |
| Net Margin % | 8,7 | 16,9 |
| Rev Growth 5Y % | 12,1 | 11,6 |
| D/E | 0,3 | 0,5 |
Objectif de Cours des Analystes
Hold
83,75 €
+13.6%
Low: 73,00 €
High: 95,00 €
P/E Prévisionnel
9,41
BPA Prévisionnel
7,83 €
Croissance BPA (est.)
+0,0%
CA Est.
5,14B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
9,14 €
9,09 € – 9,25 €
|
6,16B | 2 |
| FY2027 |
8,74 €
8,59 € – 8,94 €
|
5,38B | 5 |
| FY2026 |
7,83 €
7,45 € – 8,12 €
|
5,14B | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-29 | 2,02 € | 2,57 € | +27,2% |
| 2025-10-22 | 1,85 € | 1,75 € | -5,4% |
| 2025-07-23 | 1,55 € | 1,31 € | -15,5% |
| 2025-04-23 | 1,89 € | 1,76 € | -6,9% |
| 2025-01-29 | 1,99 € | 1,62 € | -18,6% |
| 2024-10-21 | 1,65 € | 1,40 € | -15,2% |
| 2024-07-18 | 1,56 € | -1,10 € | -170,5% |
| 2024-05-01 | 1,86 € | 1,33 € | -28,5% |
Dividend History
7 yr streakYield
0,02%
Payout Ratio
0,22%
Growth (3Y)
11,26%
Growth (5Y)
10,80%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 13, 2026 | Mar 02, 2026 | 0,43 € | 1,87% |
| Nov 14, 2025 | Dec 01, 2025 | 0,43 € | 2,00% |
| Aug 15, 2025 | Sep 02, 2025 | 0,38 € | 1,98% |
| May 15, 2025 | Jun 02, 2025 | 0,38 € | 1,68% |
| Feb 14, 2025 | Mar 03, 2025 | 0,38 € | 1,78% |
| Nov 15, 2024 | Dec 02, 2024 | 0,38 € | 1,45% |
| Aug 15, 2024 | Sep 03, 2024 | 0,35 € | 1,58% |
| May 14, 2024 | Jun 03, 2024 | 0,35 € | 1,39% |
| Feb 14, 2024 | Mar 01, 2024 | 0,35 € | 1,25% |
| Nov 14, 2023 | Dec 01, 2023 | 0,35 € | 1,22% |
| Aug 14, 2023 | Sep 01, 2023 | 0,30 € | 1,19% |
| May 12, 2023 | Jun 01, 2023 | 0,30 € | 1,15% |
| Feb 14, 2023 | Mar 01, 2023 | 0,30 € | 1,16% |
| Nov 14, 2022 | Dec 01, 2022 | 0,30 € | 1,22% |
| Aug 12, 2022 | Sep 01, 2022 | 0,28 € | 1,37% |
| May 13, 2022 | Jun 01, 2022 | 0,28 € | 1,43% |
| Feb 14, 2022 | Mar 01, 2022 | 0,28 € | 1,40% |
| Nov 12, 2021 | Dec 01, 2021 | 0,28 € | 1,29% |
| Aug 12, 2021 | Sep 01, 2021 | 0,25 € | 1,19% |
| May 13, 2021 | Jun 01, 2021 | 0,25 € | 1,29% |
Points Clés
Revenue grew 12,10% annually over 5 years — strong growth
Earnings grew 125,31% over the past year
ROE of 13,86% — decent returns on equity
Debt/Equity of 0,25 — conservative balance sheet
Generating 1,23B in free cash flow
P/E of 9,55 — trading at a low valuation
Croissance
Revenue Growth (5Y)
12,10%
Revenue (1Y)9,78%
Earnings (1Y)125,31%
FCF Growth (3Y)29,44%
Qualité
Return on Equity
13,86%
ROIC9,81%
Net Margin8,74%
Op. Margin11,05%
Sécurité
Debt / Equity
0,25
Current Ratio650,38
Interest Coverage11,95
Valorisation
P/E Ratio
9,55
Forward P/E9,41
P/B Ratio1,23
EV/EBITDA9,08
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 9,78% | Revenue Growth (3Y) | 12,29% |
| Earnings Growth (1Y) | 125,31% | Earnings Growth (3Y) | 13,00% |
| Revenue Growth (5Y) | 12,10% | Earnings Growth (5Y) | 3,67% |
| Profitability | |||
| Revenue (TTM) | 5,34B | Net Income (TTM) | 466,41M |
| ROE | 13,86% | ROA | 3,08% |
| Gross Margin | 40,86% | Operating Margin | 11,05% |
| Net Margin | 8,74% | Free Cash Flow (TTM) | 1,23B |
| ROIC | 9,81% | FCF Growth (3Y) | 29,44% |
| Safety | |||
| Debt / Equity | 0,25 | Current Ratio | 650,38 |
| Interest Coverage | 11,95 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,22% |
| Dividend Growth (3Y) | 11,26% | Dividend Growth (5Y) | 10,80% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9,55 | Forward P/E | 9,41 |
| P/B Ratio | 1,23 | P/S Ratio | 0,83 |
| PEG Ratio | 0,08 | Forward PEG | N/A |
| EV/EBITDA | 9,08 | Fwd EV/EBITDA | 8,85 |
| Forward P/S | 0,87 | Fwd Earnings Yield | 10,63% |
| FCF Yield | 27,70% | ||
| Market Cap | 4,45B | Enterprise Value | 5,35B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 5,34B | 4,86B | 4,23B | 3,56B | 3,38B |
| Net Income | 466,41M | 207,01M | 365,24M | 224,89M | 403,84M |
| EPS (Diluted) | 7,48 | 3,23 | 5,84 | 3,54 | 6,50 |
| Gross Profit | 2,18B | 321,30M | 518,07M | 340,27M | 562,78M |
| Operating Income | 589,60M | 258,03M | 458,41M | 280,19M | 505,31M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 15,16B | 13,51B | 11,80B | 10,80B | 10,46B |
| Total Liabilities | 11,55B | 10,39B | 8,85B | 8,27B | 7,48B |
| Shareholders' Equity | 3,61B | 3,12B | 2,95B | 2,53B | 2,98B |
| Total Debt | 898,30M | 507,94M | 506,58M | 504,68M | 506,05M |
| Cash & Equivalents | 346 000,0 | 91 000,0 | 180 000,0 | 26 000,0 | 455 000,0 |
| Current Assets | 10,99B | 0,0 | 0,0 | 0,0 | 0,0 |
| Current Liabilities | 16,90M | 0,0 | 0,0 | 0,0 | 0,0 |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#337 of 1052
#440 of 618
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026