Retour
52
12
56
Fourchette du Jour
42,15 €
42,87 €
Fourchette 52 Semaines
40,60 €
65,05 €
Volume
246 041
Moyenne 50J / 200J
45,54 €
/
49,05 €
Clôture Précédente
42,69 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,1 | 10,3 |
| P/B | 1,9 | 1,1 |
| ROE % | 18,9 | 11,6 |
| Net Margin % | 12,0 | 16,8 |
| Rev Growth 5Y % | 27,5 | 11,6 |
| D/E | 0,1 | 0,5 |
Objectif de Cours des Analystes
Hold
70,60 €
+66.4%
Low: 63,00 €
High: 80,00 €
P/E Prévisionnel
8,8
BPA Prévisionnel
4,87 €
Croissance BPA (est.)
+0,0%
CA Est.
2,7 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
6,53 €
6,18 € – 6,87 €
|
2,3 B | 1 |
| FY2027 |
5,47 €
5,39 € – 5,55 €
|
2,9 B | 7 |
| FY2026 |
4,87 €
4,27 € – 5,03 €
|
2,7 B | 8 |
Points Clés
Revenue grew 27,45% annually over 5 years — strong growth
Earnings grew 43,09% over the past year
ROE of 18,85% — decent returns on equity
Debt/Equity of 0,12 — conservative balance sheet
Generating 402,62M in free cash flow
P/E of 11,09 — trading at a low valuation
Croissance
Revenue Growth (5Y)
27,45%
Revenue (1Y)23,18%
Earnings (1Y)43,09%
FCF Growth (3Y)9,62%
Qualité
Return on Equity
18,85%
ROIC14,37%
Net Margin12,03%
Op. Margin15,31%
Sécurité
Debt / Equity
0,12
Current Ratio0,70
Interest Coverage27,33
Valorisation
P/E Ratio
11,09
P/B Ratio1,87
EV/EBITDA8,49
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 23,18% | Revenue Growth (3Y) | 25,65% |
| Earnings Growth (1Y) | 43,09% | Earnings Growth (3Y) | 40,62% |
| Revenue Growth (5Y) | 27,45% | Earnings Growth (5Y) | 45,14% |
| Profitability | |||
| Revenue (TTM) | 1,41B | Net Income (TTM) | 170,03M |
| ROE | 18,85% | ROA | 3,55% |
| Gross Margin | 44,01% | Operating Margin | 15,31% |
| Net Margin | 12,03% | Free Cash Flow (TTM) | 402,62M |
| ROIC | 14,37% | FCF Growth (3Y) | 9,62% |
| Safety | |||
| Debt / Equity | 0,12 | Current Ratio | 0,70 |
| Interest Coverage | 27,33 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 11,09 | P/B Ratio | 1,87 |
| P/S Ratio | 1,33 | PEG Ratio | 0,29 |
| EV/EBITDA | 8,49 | Dividend Yield | 0,00% |
| Market Cap | 1,89B | Enterprise Value | 1,84B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,41B | 1,15B | 895,40M | 636,41M | 535,82M |
| Net Income | 170,03M | 118,83M | 85,98M | 39,40M | 38,32M |
| EPS (Diluted) | 4,07 | 2,87 | 2,24 | 1,05 | 1,18 |
| Gross Profit | 622,11M | 327,89M | 271,65M | 168,20M | 134,35M |
| Operating Income | 216,42M | 152,74M | 110,10M | 49,78M | 48,31M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4,79B | 3,73B | 2,95B | 2,36B | 2,12B |
| Total Liabilities | 3,78B | 2,94B | 2,29B | 1,94B | 1,69B |
| Shareholders' Equity | 1,01B | 794,00M | 661,03M | 421,66M | 426,08M |
| Total Debt | 119,98M | 119,54M | 128,69M | 128,61M | 128,53M |
| Cash & Equivalents | 168,54M | 121,60M | 65,89M | 45,44M | 42,11M |
| Current Assets | 2,57B | 2,56B | 0,0 | 0,0 | 0,0 |
| Current Liabilities | 3,66B | 398,94M | 2,21B | 0,0 | 1,56B |
Scores de Stratégies
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#367 of 1052
#516 of 670
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#130 of 332
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026