Terug
66
Dagbereik
€ 19,81
€ 20,64
52-Weeksbereik
€ 17,77
€ 34,97
Volume
2.471.632
50D / 200D Gem.
€ 23,74
/
€ 28,13
Vorige Slotkoers
€ 20,12
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 5,4 | 10,3 |
| P/B | 1,6 | 1,1 |
| ROE % | 32,3 | 11,6 |
| Net Margin % | 24,0 | 16,8 |
| Rev Growth 5Y % | 6,6 | 11,6 |
| D/E | 2,4 | 0,5 |
Koersdoel Analisten
Hold
€ 31,83
+57.7%
Low: € 23,00
High: € 40,00
Forward K/W
7,3
Forward WPA
€ 2,74
WPA Groei (sch.)
+0,0%
Omzet Sch.
1,8 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 3,87
€ 3,56 – € 4,20
|
2,2 B | 3 |
| FY2027 |
€ 3,21
€ 2,86 – € 3,50
|
2 B | 9 |
| FY2026 |
€ 2,74
€ 2,63 – € 2,79
|
1,8 B | 9 |
Belangrijkste Punten
Revenue grew 6,59% annually over 5 years — modest growth
Earnings grew 22,44% over the past year
ROE of 32,31% indicates high profitability
Net margin of 23,95% shows strong profitability
Debt/Equity of 2,39 — high leverage
Generating 575,52M in free cash flow
Groei
Revenue Growth (5Y)
6,59%
Revenue (1Y)4,10%
Earnings (1Y)22,44%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
32,31%
ROIC8,96%
Net Margin23,95%
Op. Margin31,92%
Veiligheid
Debt / Equity
2,39
Current Ratio8,08
Interest Coverage0,88
Waardering
P/E Ratio
5,37
P/B Ratio1,63
EV/EBITDA5,88
Dividend Yield0,12%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4,10% | Revenue Growth (3Y) | 4,65% |
| Earnings Growth (1Y) | 22,44% | Earnings Growth (3Y) | 13,19% |
| Revenue Growth (5Y) | 6,59% | Earnings Growth (5Y) | -10,49% |
| Profitability | |||
| Revenue (TTM) | 3,11B | Net Income (TTM) | 744,85M |
| ROE | 32,31% | ROA | 2,50% |
| Gross Margin | 53,11% | Operating Margin | 31,92% |
| Net Margin | 23,95% | Free Cash Flow (TTM) | 575,52M |
| ROIC | 8,96% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 2,39 | Current Ratio | 8,08 |
| Interest Coverage | 0,88 | Dividend Yield | 0,12% |
| Valuation | |||
| P/E Ratio | 5,37 | P/B Ratio | 1,63 |
| P/S Ratio | 1,29 | PEG Ratio | 0,26 |
| EV/EBITDA | 5,88 | Dividend Yield | 0,12% |
| Market Cap | 4,00B | Enterprise Value | 5,83B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,11B | 2,99B | 2,84B | 2,37B | 2,41B |
| Net Income | 744,85M | 608,33M | 581,39M | 469,01M | 1,16B |
| EPS (Diluted) | 3,46 | 2,68 | 2,41 | 1,76 | 3,61 |
| Gross Profit | 1,65B | 1,44B | 1,46B | 1,19B | 2,06B |
| Operating Income | 992,56M | 798,64M | 778,30M | 630,73M | 1,54B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 29,75B | 30,07B | 29,17B | 28,81B | 29,22B |
| Total Liabilities | 27,29B | 27,91B | 27,29B | 27,08B | 27,07B |
| Shareholders' Equity | 2,45B | 2,16B | 1,88B | 1,73B | 2,15B |
| Total Debt | 5,86B | 6,44B | 5,23B | 5,24B | 5,93B |
| Cash & Equivalents | 4,03B | 4,70B | 4,15B | 4,62B | 4,33B |
| Current Assets | 4,03B | 6,67B | 8,31B | 8,54B | 8,31B |
| Current Liabilities | 498,42M | 21,07B | 21,65B | 21,45B | 20,83B |
Strategiescores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#66 of 670
Recente Activiteit
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Contrarian Investing (David Dreman)
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