Atrás
Rango del Día
$14.14
$14.35
Rango de 52 Semanas
$13.64
$17.26
Volumen
248,384
Promedio 50D / 200D
$14.87
/
$15.58
Cierre Anterior
$14.40
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 8.3 | 10.3 |
| P/B | 0.8 | 1.1 |
| ROE % | 9.3 | 11.7 |
| Net Margin % | 42.0 | 16.8 |
| Rev Growth 5Y % | 22.0 | 11.6 |
| D/E | 1.2 | 0.5 |
Precio Objetivo de Analistas
Hold
$16.25
+14.8%
Low: $16.00
High: $16.50
P/E Futuro
8.9
EPS Futuro
$1.62
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
220 M
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$1.42
$1.36 – $1.45
|
210 M | 1 |
| FY2027 |
$1.56
$1.48 – $1.63
|
220 M | 5 |
| FY2026 |
$1.62
$1.60 – $1.64
|
220 M | 6 |
Insider Trading Activity
Buy ratio (90d)
66.7%
16 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 16, 2026 |
GROSS MICHAEL S
See Remarks
|
buy | 10,452 | $13.90 | $145,246 |
| Mar 13, 2026 |
Kajee Shiraz
See Remarks
|
other | 11,564 | — | — |
| Mar 13, 2026 |
Kajee Shiraz
See Remarks
|
sell | 5,782 | — | — |
| Mar 13, 2026 |
Kajee Shiraz
See Remarks
|
grant | 13,900 | — | — |
| Mar 13, 2026 |
SPOHLER BRUCE J
See Remarks
|
other | 709,022 | — | — |
| Mar 13, 2026 |
SPOHLER BRUCE J
See Remarks
|
grant | 820,889 | — | — |
| Mar 13, 2026 |
SPOHLER BRUCE J
See Remarks
|
sell | 10,987 | — | — |
| Mar 13, 2026 |
GROSS MICHAEL S
See Remarks
|
other | 709,022 | — | — |
| Mar 13, 2026 |
GROSS MICHAEL S
See Remarks
|
grant | 820,889 | — | — |
| Mar 13, 2026 |
GROSS MICHAEL S
See Remarks
|
buy | 25,000 | $13.91 | $347,858 |
| Mar 13, 2026 |
GROSS MICHAEL S
See Remarks
|
sell | 10,987 | — | — |
| Mar 4, 2026 |
GROSS MICHAEL S
See Remarks
|
buy | 15,019 | $14.83 | $222,732 |
| Mar 4, 2026 |
SPOHLER BRUCE J
See Remarks
|
buy | 15,019 | $14.83 | $222,732 |
| Mar 3, 2026 |
GROSS MICHAEL S
See Remarks
|
buy | 89,800 | $14.73 | $1,322,754 |
| Mar 3, 2026 |
SPOHLER BRUCE J
See Remarks
|
buy | 89,800 | $14.73 | $1,322,754 |
| Sep 9, 2025 |
Roberts Andrea Colvin
|
buy | 7,190 | $16.73 | $120,254 |
Puntos Clave
Revenue grew 21.99% annually over 5 years — strong growth
Net margin of 42.04% shows strong profitability
Negative free cash flow of -72.02M
P/E of 8.34 — trading at a low valuation
Capital efficient — spends only 0.00% of revenue on capex
Crecimiento
Revenue Growth (5Y)
21.99%
Revenue (1Y)24.76%
Earnings (1Y)-3.36%
FCF Growth (3Y)N/A
Calidad
Return on Equity
9.31%
ROIC5.62%
Net Margin42.04%
Op. Margin72.88%
Seguridad
Debt / Equity
1.15
Current Ratio0.31
Interest Coverage2.36
Valoración
P/E Ratio
8.34
P/B Ratio0.78
EV/EBITDA11.86
Dividend Yield0.11%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 24.76% | Revenue Growth (3Y) | 17.65% |
| Earnings Growth (1Y) | -3.36% | Earnings Growth (3Y) | 10.06% |
| Revenue Growth (5Y) | 21.99% | Earnings Growth (5Y) | 11.64% |
| Profitability | |||
| Revenue (TTM) | 220.14M | Net Income (TTM) | 92.54M |
| ROE | 9.31% | ROA | 3.60% |
| Gross Margin | 73.34% | Operating Margin | 72.88% |
| Net Margin | 42.04% | Free Cash Flow (TTM) | -72.02M |
| ROIC | 5.62% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1.15 | Current Ratio | 0.31 |
| Interest Coverage | 2.36 | Dividend Yield | 0.11% |
| Valuation | |||
| P/E Ratio | 8.34 | P/B Ratio | 0.78 |
| P/S Ratio | 3.51 | PEG Ratio | -2.67 |
| EV/EBITDA | 11.86 | Dividend Yield | 0.11% |
| Market Cap | 771.95M | Enterprise Value | 1.90B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 220.14M | 176.45M | 159.05M | 74.40M | 99.41M |
| Net Income | 92.54M | 95.76M | 76.39M | 18.34M | 59.57M |
| EPS (Diluted) | 1.70 | 1.76 | 1.40 | 0.35 | 1.41 |
| Gross Profit | 161.44M | 104.99M | 86.54M | 28.32M | 69.53M |
| Operating Income | 160.44M | 95.76M | 76.39M | 18.34M | 59.57M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.57B | 2.45B | 2.52B | 2.54B | 2.01B |
| Total Liabilities | 1.58B | 1.46B | 1.54B | 1.54B | 1.17B |
| Shareholders' Equity | 995.99M | 992.93M | 986.64M | 999.73M | 842.28M |
| Total Debt | 1.15B | 1.03B | 1.18B | 1.09B | 812.04M |
| Cash & Equivalents | 15.72M | 414.27M | 344.15M | 428.33M | 322.94M |
| Current Assets | 27.58M | 443.78M | 369.10M | 451.02M | 340.43M |
| Current Liabilities | 88.10M | 405.35M | 339.83M | 433.04M | 341.86M |