Retour
35
48
Fourchette du Jour
62,44 €
63,87 €
Fourchette 52 Semaines
45,10 €
66,56 €
Volume
32 768
Moyenne 50J / 200J
62,72 €
/
57,19 €
Clôture Précédente
62,95 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 12,0 | 10,3 |
| P/B | 1,3 | 1,1 |
| ROE % | 11,3 | 11,6 |
| Net Margin % | 19,1 | 16,8 |
| Rev Growth 5Y % | 23,9 | 11,6 |
| D/E | 0,3 | 0,5 |
Objectif de Cours des Analystes
Hold
70,50 €
+12.4%
Low: 68,00 €
High: 73,00 €
P/E Prévisionnel
10,09
BPA Prévisionnel
6,22 €
Croissance BPA (est.)
+0,0%
CA Est.
200,40M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
6,64 €
6,63 € – 6,65 €
|
211,80M | 1 |
| FY2026 |
6,22 €
6,21 € – 6,23 €
|
200,40M | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-21 | 1,54 € | 1,62 € | +5,2% |
| 2025-10-22 | 1,31 € | 1,42 € | +8,4% |
| 2025-09-11 | N/A | 1,40 € | — |
| 2025-04-21 | 1,29 € | 1,39 € | +7,8% |
| 2025-01-27 | 1,28 € | 1,30 € | +1,6% |
| 2024-10-28 | 1,11 € | 1,10 € | -0,9% |
| 2024-09-13 | N/A | 1,20 € | — |
| 2024-04-29 | 1,04 € | 0,99 € | -4,8% |
Insider Trading Activity
Buy ratio (90d)
0.0%
20 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 4, 2026 |
Love Charles R
|
sell | 580 | 64,00 € | 37 120,00 € |
| Feb 24, 2026 |
Love Charles R
|
grant | 400 | — | — |
| Feb 24, 2026 |
Hensley Todd E.
|
grant | 400 | — | — |
| Feb 24, 2026 |
Tooley David J
|
grant | 400 | — | — |
| Feb 24, 2026 |
Robison Dennis C
|
grant | 400 | — | — |
| Feb 24, 2026 |
McClain David L
|
grant | 400 | — | — |
| Feb 24, 2026 |
BAGBY DOUGLAS
|
grant | 400 | — | — |
| Feb 24, 2026 |
Brooks Rebecca J
|
grant | 400 | — | — |
| Feb 24, 2026 |
McCoy Daniel Patrick
|
grant | 400 | — | — |
| Feb 24, 2026 |
BUTLER JANE
SVP/Chief Accounting Officer
|
grant | 475 | — | — |
| Feb 24, 2026 |
Jones Daniel Lee
|
grant | 400 | — | — |
| Feb 24, 2026 |
Chkautovich Stefan
CHIEF FINANCIAL OFFICER
|
grant | 2 100 | — | — |
| Feb 24, 2026 |
Bower Kenneth J
|
grant | 400 | — | — |
| Nov 20, 2025 |
Young William E
|
sell | 1 500 | 53,87 € | 80 801,25 € |
| Oct 20, 2025 |
Bower Kenneth J
|
grant | 5 000 | — | — |
| Oct 20, 2025 |
McCoy Daniel Patrick
|
grant | 5 000 | — | — |
| Sep 18, 2025 |
Young William E
|
sell | 130 | — | — |
| Sep 18, 2025 |
Young William E
|
buy | 65 | — | — |
| Jul 28, 2025 |
Young William E
|
sell | 10 000 | 56,30 € | 563 000,00 € |
| Jun 9, 2025 |
Young William E
|
sell | 160 000 | — | — |
Dividend History
7 yr streakYield
0,02%
Payout Ratio
0,18%
Growth (3Y)
5,39%
Growth (5Y)
9,86%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 13, 2026 | Feb 27, 2026 | 0,25 € | 1,52% |
| Nov 14, 2025 | Nov 28, 2025 | 0,25 € | 1,76% |
| Aug 15, 2025 | Aug 29, 2025 | 0,25 € | 1,75% |
| May 15, 2025 | May 30, 2025 | 0,23 € | 1,67% |
| Feb 14, 2025 | Feb 28, 2025 | 0,23 € | 1,50% |
| Nov 15, 2024 | Nov 29, 2024 | 0,23 € | 1,34% |
| Aug 15, 2024 | Aug 30, 2024 | 0,23 € | 1,60% |
| May 14, 2024 | May 31, 2024 | 0,21 € | 2,00% |
| Feb 14, 2024 | Feb 29, 2024 | 0,21 € | 1,98% |
| Nov 14, 2023 | Nov 30, 2023 | 0,21 € | 1,85% |
| Aug 14, 2023 | Aug 31, 2023 | 0,21 € | 1,85% |
| May 12, 2023 | May 31, 2023 | 0,21 € | 2,65% |
| Feb 14, 2023 | Feb 28, 2023 | 0,21 € | 1,74% |
| Nov 14, 2022 | Nov 30, 2022 | 0,21 € | 1,60% |
| Aug 12, 2022 | Aug 31, 2022 | 0,21 € | 1,49% |
| May 12, 2022 | May 31, 2022 | 0,20 € | 1,83% |
| Feb 14, 2022 | Feb 28, 2022 | 0,20 € | 1,43% |
| Nov 12, 2021 | Nov 30, 2021 | 0,20 € | 1,26% |
| Aug 12, 2021 | Aug 31, 2021 | 0,20 € | 1,47% |
| May 13, 2021 | May 28, 2021 | 0,16 € | 1,41% |
Points Clés
Revenue grew 23,90% annually over 5 years — strong growth
Earnings grew 16,21% over the past year
ROE of 11,29% — decent returns on equity
Net margin of 19,10% shows strong profitability
Debt/Equity of 0,26 — conservative balance sheet
Generating 75,29M in free cash flow
Croissance
Revenue Growth (5Y)
23,90%
Revenue (1Y)11,72%
Earnings (1Y)16,21%
FCF Growth (3Y)15,97%
Qualité
Return on Equity
11,29%
ROIC8,08%
Net Margin19,10%
Op. Margin24,24%
Sécurité
Debt / Equity
0,26
Current Ratio1,09
Interest Coverage0,60
Valorisation
P/E Ratio
11,95
Forward P/E10,09
P/B Ratio1,28
EV/EBITDA8,73
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 11,72% | Revenue Growth (3Y) | 22,74% |
| Earnings Growth (1Y) | 16,21% | Earnings Growth (3Y) | 21,91% |
| Revenue Growth (5Y) | 23,90% | Earnings Growth (5Y) | 5,44% |
| Profitability | |||
| Revenue (TTM) | 305,25M | Net Income (TTM) | 58,32M |
| ROE | 11,29% | ROA | 1,16% |
| Gross Margin | 57,68% | Operating Margin | 24,24% |
| Net Margin | 19,10% | Free Cash Flow (TTM) | 75,29M |
| ROIC | 8,08% | FCF Growth (3Y) | 15,97% |
| Safety | |||
| Debt / Equity | 0,26 | Current Ratio | 1,09 |
| Interest Coverage | 0,60 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,18% |
| Dividend Growth (3Y) | 5,39% | Dividend Growth (5Y) | 9,86% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 11,95 | Forward P/E | 10,09 |
| P/B Ratio | 1,28 | P/S Ratio | 2,28 |
| PEG Ratio | 0,61 | Forward PEG | N/A |
| EV/EBITDA | 8,73 | Fwd EV/EBITDA | 8,94 |
| Forward P/S | 3,48 | Fwd Earnings Yield | 9,91% |
| FCF Yield | 10,80% | ||
| Market Cap | 697,05M | Enterprise Value | 646,22M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 305,25M | 273,22M | 202,62M | 138,07M | 129,52M |
| Net Income | 58,32M | 50,18M | 39,24M | 47,17M | 47,18M |
| EPS (Diluted) | 5,18 | 4,42 | 3,85 | 5,21 | 5,22 |
| Gross Profit | 176,08M | 160,73M | 135,89M | 123,28M | 113,75M |
| Operating Income | 73,99M | 63,11M | 49,46M | 59,90M | 59,71M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5,02B | 4,60B | 4,36B | 3,21B | 2,70B |
| Total Liabilities | 4,47B | 4,12B | 3,91B | 2,89B | 2,42B |
| Shareholders' Equity | 544,69M | 488,75M | 446,06M | 320,77M | 283,42M |
| Total Debt | 142,28M | 134,60M | 156,62M | 61,01M | 72,77M |
| Cash & Equivalents | 193,11M | 61,40M | 55,22M | 91,56M | 124,57M |
| Current Assets | 4,70B | 513,12M | 491,65M | 361,39M | 360,27M |
| Current Liabilities | 4,31B | 3,97B | 3,73B | 2,82B | 2,33B |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#733 of 1049
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#188 of 328
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026