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SmartFinancial, Inc.

جودة البيانات: 100%
SMBK
NYSE Financial Services Banks - Regional
KWD 38.43
▼ KWD 0.08 (-0.21%)
القيمة السوقية: 657.04M
نطاق اليوم
KWD 38.19 KWD 39.25
نطاق 52 أسبوعًا
KWD 26.31 KWD 43.91
حجم التداول
41,837
متوسط 50 يوم / 200 يوم
KWD 39.86 / KWD 36.64
الإغلاق السابق
KWD 38.51

Quick Summary

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (854 نظير)

المقياس السهم وسيط القطاع
P/E 13.1 10.3
P/B 1.2 1.1
ROE % 9.7 11.6
Net Margin % 15.9 16.8
Rev Growth 5Y % 20.7 11.6
D/E 0.2 0.5

السعر المستهدف للمحللين

Hold
KWD 43.75 +13.8%
Low: KWD 39.50 High: KWD 48.00
مكرر الربحية المستقبلي
10.92
ربحية السهم المستقبلية
KWD 3.52
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
223.51M

تقديرات الأرباح

الفترة تقدير ربحية السهم تقدير الإيرادات المحللون
FY2027 KWD 4.05
KWD 3.96 – KWD 4.13
245.09M 5
FY2026 KWD 3.52
KWD 3.49 – KWD 3.55
223.51M 5

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-03-16 N/A KWD 0.81
2025-10-21 KWD 0.73 KWD 0.86 +17.8%
2025-07-21 KWD 0.66 KWD 0.69 +4.5%
2025-04-21 KWD 0.55 KWD 0.67 +21.8%
2025-01-21 KWD 0.50 KWD 0.57 +14.0%
2024-10-21 KWD 0.47 KWD 0.54 +14.9%
2024-07-22 KWD 0.39 KWD 0.46 +17.9%
2024-04-22 KWD 0.41 KWD 0.49 +19.5%

Dividend History

7 yr streak

Yield

0.01%

Payout Ratio

0.11%

Growth (3Y)

4.55%

Growth (5Y)

9.86%

Ex-Date Payment Date Amount Yield
Feb 13, 2026 Mar 02, 2026 KWD 0.08 0.77%
Nov 17, 2025 Dec 02, 2025 KWD 0.08 0.92%
Aug 08, 2025 Aug 25, 2025 KWD 0.08 0.96%
May 02, 2025 May 19, 2025 KWD 0.08 1.04%
Jan 31, 2025 Feb 18, 2025 KWD 0.08 0.91%
Nov 12, 2024 Nov 27, 2024 KWD 0.08 0.88%
Aug 09, 2024 Aug 26, 2024 KWD 0.08 1.20%
May 09, 2024 May 28, 2024 KWD 0.08 1.41%
Feb 01, 2024 Feb 20, 2024 KWD 0.08 1.40%
Nov 10, 2023 Nov 27, 2023 KWD 0.08 1.51%
Aug 10, 2023 Aug 28, 2023 KWD 0.08 1.27%
May 11, 2023 May 29, 2023 KWD 0.08 1.50%
Feb 09, 2023 Feb 27, 2023 KWD 0.08 1.07%
Nov 10, 2022 Nov 29, 2022 KWD 0.07 0.94%
Aug 11, 2022 Aug 29, 2022 KWD 0.07 1.03%
May 12, 2022 May 31, 2022 KWD 0.07 1.07%
Feb 10, 2022 Feb 28, 2022 KWD 0.07 0.95%
Nov 10, 2021 Nov 29, 2021 KWD 0.06 0.90%
Aug 05, 2021 Aug 23, 2021 KWD 0.06 0.93%
May 06, 2021 May 21, 2021 KWD 0.06 0.91%

النقاط الرئيسية

Revenue grew 20.68% annually over 5 years — strong growth
Earnings grew 39.31% over the past year
Net margin of 15.91% shows strong profitability
Debt/Equity of 0.18 — conservative balance sheet
Generating 61.72M in free cash flow
P/E of 13.05 — trading at a low valuation

النمو

Revenue Growth (5Y)
20.68%
Revenue (1Y)10.90%
Earnings (1Y)39.31%
FCF Growth (3Y)35.85%

الجودة

Return on Equity
9.65%
ROIC7.05%
Net Margin15.91%
Op. Margin19.44%

الأمان

Debt / Equity
0.18
Current Ratio1.06
Interest Coverage0.51

التقييم

P/E Ratio
13.05
Forward P/E10.92
P/B Ratio1.19
EV/EBITDA6.10
Dividend Yield0.01%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 10.90% Revenue Growth (3Y) 14.72%
Earnings Growth (1Y) 39.31% Earnings Growth (3Y) 32.70%
Revenue Growth (5Y) 20.68% Earnings Growth (5Y) 9.68%
Profitability
Revenue (TTM) 316.37M Net Income (TTM) 50.35M
ROE 9.65% ROA 0.88%
Gross Margin 60.97% Operating Margin 19.44%
Net Margin 15.91% Free Cash Flow (TTM) 61.72M
ROIC 7.05% FCF Growth (3Y) 35.85%
Safety
Debt / Equity 0.18 Current Ratio 1.06
Interest Coverage 0.51
Dividends
Dividend Yield 0.01% Payout Ratio 0.11%
Dividend Growth (3Y) 4.55% Dividend Growth (5Y) 9.86%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 13.05 Forward P/E 10.92
P/B Ratio 1.19 P/S Ratio 2.08
PEG Ratio 0.31 Forward PEG N/A
EV/EBITDA 6.10 Fwd EV/EBITDA 6.23
Forward P/S 2.94 Fwd Earnings Yield 9.16%
FCF Yield 9.39%
Market Cap 657.04M Enterprise Value 375.24M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 316.37M 285.27M 240.37M 186.55M 149.18M
Net Income 50.35M 36.14M 28.59M 43.02M 34.79M
EPS (Diluted) 2.98 2.14 1.69 2.55 2.22
Gross Profit 192.88M 166.35M 149.38M 161.20M 135.71M
Operating Income 61.50M 45.46M 36.23M 54.91M 44.32M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 5.74B 5.28B 4.83B 4.64B 4.61B
Total Liabilities 5.19B 4.78B 4.37B 4.21B 4.18B
Shareholders' Equity 552.38M 491.35M 459.89M 432.45M 429.43M
Total Debt 102.09M 47.78M 55.20M 83.92M 141.73M
Cash & Equivalents 383.88M 373.51M 294.82M 251.11M 1.01B
Current Assets 5.34B 748.69M 771.35M 801.14M 1.54B
Current Liabilities 5.04B 4.69B 4.28B 4.09B 4.03B

درجات الاستراتيجيات

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
#854 of 1049
29
#198 of 327
46

النشاط الأخير

دخل Cash Flow Compounder
Mar 24, 2026
دخل Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026