STANDARD PREMIUM FINANCE HOLDINGS, INC.
Datakwaliteit: 100%
SPFX
OTC
Financial Services
Nondepository Credit Institutions
€ 2,55
€ 0,00
(0,00%)
Marktkapitalisatie: 7,66 M
Prijs
€ 2,55
Marktkapitalisatie
7,66 M
Dagbereik
—
52-Weeksbereik
—
Volume
—
Openen —
50D / 200D Gem.
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50D / 200D Gem.
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Quick Summary
Belangrijkste Punten
Revenue grew 12,94% annually over 5 years — strong growth
Earnings grew 23,87% over the past year
ROE of 15,14% — decent returns on equity
Generating 2,85 M in free cash flow
P/E of 6,31 — trading at a low valuation
PEG of 0,74 suggests growth is underpriced
Groei
Revenue Growth (5Y)
12,94%
Boven sectorgemiddelde (5,76%)
Revenue (1Y)2,69%
Earnings (1Y)23,87%
FCF Growth (3Y)4,27%
Kwaliteit
Return on Equity
15,14%
Boven sectorgemiddelde (9,22%)
ROICN/A
Net Margin9,74%
Op. MarginN/A
Veiligheid
Debt / Equity
N/A
Current Ratio1,24
Interest CoverageN/A
Waardering
PE (TTM)
6,31
Onder sectorgemiddelde (11,12)
P/B Ratio0,94
EV/EBITDAN/A
Dividend YieldN/A
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (2698 peers)
Sectorvergelijking
vs Financial Services sector mediaan (2698 peers)| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 6,3 | 11,1 |
| P/B | 0,9 | 1,2 |
| ROE % | 15,1 | 9,2 |
| Net Margin % | 9,7 | 9,4 |
| Rev Growth 5Y % | 12,9 | 5,8 |
| D/E | — | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
Geen toekomstige schattingen beschikbaar
No quarterly estimates available
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2,69% | Revenue Growth (3Y) | 13,25% |
| Earnings Growth (1Y) | 23,87% | Earnings Growth (3Y) | 51,00% |
| Revenue Growth (5Y) | 12,94% | Earnings Growth (5Y) | 8,49% |
| Profitability | |||
| Revenue (TTM) | 12,47 M | Net Income (TTM) | 1,21 M |
| ROE | 15,14% | ROA | 1,65% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 9,74% | Free Cash Flow (TTM) | 2,85 M |
| ROIC | N/A | FCF Growth (3Y) | 4,27% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | 1,24 |
| Interest Coverage | N/A | Asset Turnover | 0,17 |
| Working Capital | 14,18 M | Tangible Book Value | 8,14 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 6,31 | Forward P/E | N/A |
| P/B Ratio | 0,94 | P/S Ratio | 0,61 |
| PEG Ratio | 0,74 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 37,21% | ||
| Market Cap | 7,66 M | Enterprise Value | 7,66 M |
| Per Share | |||
| EPS (Diluted TTM) | 0,29 | Revenue / Share | 4,16 |
| FCF / Share | 0,95 | OCF / Share | 0,96 |
| EPS CAGR (1Y) | 20,83% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | 0,27% | FCF Conversion | 234,78% |
| SBC-Adj. FCF | 2,84 M | Growth Momentum | -10,25 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 12,47 M | 12,14 M | 9,72 M | 8,16 M | 7,66 M |
| Net Income | 1,21 M | 979.993,0 | 532.402,0 | 806.131,0 | 876.323,0 |
| EPS (Diluted) | 0,29 | 0,24 | 0,13 | 0,21 | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 46.501,0 | 40.477,0 | 25.292,0 | 22.283,0 | 34.682,0 |
| Interest Expense | 4,11 M | 4,41 M | 3,80 M | 2,33 M | 1,73 M |
| Income Tax | 378.295,0 | 340.146,0 | 180.491,0 | 206.190,0 | 310.007,0 |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 74,82 M | 65,85 M | 62,38 M | 51,49 M | 48,52 M |
| Total Liabilities | 66,36 M | 58,50 M | 55,98 M | 45,54 M | 43,98 M |
| Shareholders' Equity | 8,46 M | 7,35 M | 6,40 M | 5,95 M | 4,53 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | 73,20 M | 64,27 M | 61,09 M | 50,24 M | 47,23 M |
| Current Liabilities | 58,07 M | 49,71 M | 49,43 M | 37,54 M | 37,61 M |
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