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Fourchette du Jour
20,79 €
20,81 €
Fourchette 52 Semaines
11,50 €
20,81 €
Volume
265
Moyenne 50J / 200J
12,43 €
/
12,43 €
Clôture Précédente
12,43 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 0,7 | 10,3 |
| P/B | 0,1 | 1,1 |
| ROE % | 14,1 | 11,7 |
| Net Margin % | 26,2 | 16,8 |
| Rev Growth 5Y % | 27,5 | 11,7 |
| D/E | 1,5 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
20,48 €
17,80 € – 21,97 €
|
10 B | 1 |
| FY2027 |
19,49 €
16,94 € – 20,91 €
|
9,6 B | 1 |
| FY2026 |
18,83 €
16,36 € – 20,20 €
|
9,3 B | 1 |
Points Clés
Revenue grew 27,45% annually over 5 years — strong growth
ROE of 14,06% — decent returns on equity
Net margin of 26,21% shows strong profitability
Generating 9,90B in free cash flow
P/E of 0,70 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 25,76%
Croissance
Revenue Growth (5Y)
27,45%
Revenue (1Y)1,69%
Earnings (1Y)-4,59%
FCF Growth (3Y)11,14%
Qualité
Return on Equity
14,06%
ROIC5,15%
Net Margin26,21%
Op. Margin33,37%
Sécurité
Debt / Equity
1,54
Current Ratio0,01
Interest Coverage0,66
Valorisation
P/E Ratio
0,70
P/B Ratio0,10
EV/EBITDA8,97
Dividend Yield0,10%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1,69% | Revenue Growth (3Y) | 8,57% |
| Earnings Growth (1Y) | -4,59% | Earnings Growth (3Y) | 8,81% |
| Revenue Growth (5Y) | 27,45% | Earnings Growth (5Y) | 11,77% |
| Profitability | |||
| Revenue (TTM) | 16,33B | Net Income (TTM) | 4,28B |
| ROE | 14,06% | ROA | 1,76% |
| Gross Margin | 49,31% | Operating Margin | 33,37% |
| Net Margin | 26,21% | Free Cash Flow (TTM) | 9,90B |
| ROIC | 5,15% | FCF Growth (3Y) | 11,14% |
| Safety | |||
| Debt / Equity | 1,54 | Current Ratio | 0,01 |
| Interest Coverage | 0,66 | Dividend Yield | 0,10% |
| Valuation | |||
| P/E Ratio | 0,70 | P/B Ratio | 0,10 |
| P/S Ratio | 0,18 | PEG Ratio | -0,83 |
| EV/EBITDA | 8,97 | Dividend Yield | 0,10% |
| Market Cap | 3,00B | Enterprise Value | 48,87B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 16,33B | 16,06B | 13,85B | 8,30B | 6,19B |
| Net Income | 4,28B | 4,49B | 3,61B | 2,66B | 2,74B |
| EPS (Diluted) | 19,08 | 20,10 | 26,17 | 11,44 | 11,77 |
| Gross Profit | 8,05B | 7,87B | 7,22B | 5,32B | 5,08B |
| Operating Income | 5,45B | 5,65B | 4,48B | 3,32B | 3,27B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 242,91B | 247,70B | 232,72B | 223,11B | 198,85B |
| Total Liabilities | 211,05B | 217,18B | 204,12B | 198,30B | 175,60B |
| Shareholders' Equity | 31,17B | 29,70B | 27,93B | 23,81B | 22,25B |
| Total Debt | 48,15B | 53,37B | 48,48B | 50,14B | 43,04B |
| Cash & Equivalents | 2,28B | 654,00M | 1,17B | 1,17B | 1,25B |
| Current Assets | 2,28B | 1,37B | 1,39B | 1,54B | 1,74B |
| Current Liabilities | 156,98B | 154,99B | 146,24B | 136,76B | 126,50B |