Retour
36
44
60
Fourchette du Jour
58,00 €
59,75 €
Fourchette 52 Semaines
56,39 €
78,61 €
Volume
105 454
Moyenne 50J / 200J
67,29 €
/
68,96 €
Clôture Précédente
58,46 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 15,4 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 7,6 | 11,7 |
| Net Margin % | 4,0 | 16,8 |
| Rev Growth 5Y % | -3,0 | 11,7 |
| D/E | 0,5 | 0,5 |
Objectif de Cours des Analystes
Hold
80,50 €
+37.3%
Low: 80,00 €
High: 81,00 €
P/E Prévisionnel
10,00
BPA Prévisionnel
5,86 €
Croissance BPA (est.)
+0,0%
CA Est.
3,35B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
7,50 €
7,22 € – 7,81 €
|
3,90B | 1 |
| FY2027 |
7,34 €
6,63 € – 8,15 €
|
3,60B | 2 |
| FY2026 |
5,86 €
5,47 € – 6,18 €
|
3,35B | 2 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-04 | 1,37 € | 1,65 € | +20,4% |
| 2025-10-22 | 1,34 € | 1,64 € | +22,4% |
| 2025-07-23 | 1,37 € | 1,34 € | -2,2% |
| 2025-04-23 | 0,33 € | 0,25 € | -24,2% |
| 2025-02-05 | 1,11 € | 1,12 € | +0,9% |
| 2024-10-23 | 1,04 € | 1,17 € | +12,5% |
| 2024-07-24 | 1,13 € | 0,91 € | -19,5% |
| 2024-04-24 | -0,13 € | 0,17 € | +230,8% |
Dividend History
7 yr streakYield
0,03%
Payout Ratio
0,51%
Growth (3Y)
7,50%
Growth (5Y)
11,30%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 16, 2026 | Mar 31, 2026 | 0,53 € | 3,24% |
| Dec 15, 2025 | Dec 30, 2025 | 0,53 € | 2,76% |
| Sep 16, 2025 | Sep 30, 2025 | 0,53 € | 2,79% |
| Jun 16, 2025 | Jun 30, 2025 | 0,50 € | 3,27% |
| Mar 17, 2025 | Mar 31, 2025 | 0,50 € | 2,77% |
| Dec 16, 2024 | Dec 30, 2024 | 0,50 € | 2,62% |
| Sep 16, 2024 | Sep 30, 2024 | 0,50 € | 2,57% |
| Jun 17, 2024 | Jun 28, 2024 | 0,48 € | 3,08% |
| Mar 14, 2024 | Mar 28, 2024 | 0,48 € | 3,13% |
| Dec 14, 2023 | Dec 29, 2023 | 0,48 € | 3,24% |
| Sep 14, 2023 | Sep 29, 2023 | 0,48 € | 3,97% |
| Jun 14, 2023 | Jun 30, 2023 | 0,45 € | 4,29% |
| Mar 14, 2023 | Mar 31, 2023 | 0,45 € | 4,51% |
| Dec 14, 2022 | Dec 30, 2022 | 0,45 € | 3,73% |
| Sep 14, 2022 | Sep 30, 2022 | 0,45 € | 3,27% |
| Jun 14, 2022 | Jun 30, 2022 | 0,38 € | 2,94% |
| Mar 14, 2022 | Mar 31, 2022 | 0,38 € | 2,15% |
| Dec 14, 2021 | Dec 31, 2021 | 0,38 € | 1,83% |
| Sep 14, 2021 | Sep 30, 2021 | 0,33 € | 2,15% |
| Jun 14, 2021 | Jun 30, 2021 | 0,33 € | 2,14% |
Points Clés
Revenue declined -3,04% annually over 5 years
Earnings grew 57,63% over the past year
Generating 132,28M in free cash flow
PEG of 0,33 suggests growth is underpriced
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 20,36%
Cash machine — converts 114,47% of earnings into free cash flow
Croissance
Revenue Growth (5Y)
-3,04%
Revenue (1Y)17,32%
Earnings (1Y)57,63%
FCF Growth (3Y)70,97%
Qualité
Return on Equity
7,59%
ROIC4,90%
Net Margin3,96%
Op. Margin5,67%
Sécurité
Debt / Equity
0,54
Current RatioN/A
Interest Coverage8,10
Valorisation
P/E Ratio
15,43
Forward P/E10,00
P/B Ratio1,09
EV/EBITDA14,21
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 17,32% | Revenue Growth (3Y) | 13,77% |
| Earnings Growth (1Y) | 57,63% | Earnings Growth (3Y) | 94,84% |
| Revenue Growth (5Y) | -3,04% | Earnings Growth (5Y) | -22,67% |
| Profitability | |||
| Revenue (TTM) | 2,92B | Net Income (TTM) | 115,56M |
| ROE | 7,59% | ROA | 3,55% |
| Gross Margin | 87,72% | Operating Margin | 5,67% |
| Net Margin | 3,96% | Free Cash Flow (TTM) | 132,28M |
| ROIC | 4,90% | FCF Growth (3Y) | 70,97% |
| Safety | |||
| Debt / Equity | 0,54 | Current Ratio | N/A |
| Interest Coverage | 8,10 | ||
| Dividends | |||
| Dividend Yield | 0,03% | Payout Ratio | 0,51% |
| Dividend Growth (3Y) | 7,50% | Dividend Growth (5Y) | 11,30% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 15,43 | Forward P/E | 10,00 |
| P/B Ratio | 1,09 | P/S Ratio | 0,61 |
| PEG Ratio | 0,33 | Forward PEG | N/A |
| EV/EBITDA | 14,21 | Fwd EV/EBITDA | 7,48 |
| Forward P/S | 0,53 | Fwd Earnings Yield | 10,00% |
| FCF Yield | 7,42% | ||
| Market Cap | 1,78B | Enterprise Value | 2,35B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,92B | 2,49B | 2,26B | 3,07B | 3,31B |
| Net Income | 115,56M | 73,31M | 30,44M | 162,31M | 323,22M |
| EPS (Diluted) | 4,04 | 2,61 | 1,11 | 5,94 | 11,90 |
| Gross Profit | 2,56B | 2,41B | 2,18B | 2,97B | 3,18B |
| Operating Income | 165,55M | 114,31M | 60,86M | 232,65M | 433,97M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3,25B | 2,73B | 2,70B | 2,74B | 2,81B |
| Total Liabilities | 1,60B | 1,32B | 1,32B | 1,37B | 1,52B |
| Shareholders' Equity | 1,64B | 1,40B | 1,37B | 1,36B | 1,28B |
| Total Debt | 890,91M | 564,68M | 580,94M | 595,01M | 632,91M |
| Cash & Equivalents | 321,78M | 216,30M | 233,37M | 248,37M | 485,92M |
| Current Assets | 360,06M | 0,0 | 223,37M | 0,0 | 0,0 |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 0,0 | 0,0 |
Scores de Stratégies
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#726 of 1049
#229 of 619
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#102 of 327
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026