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Dagbereik
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52-Weeksbereik
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100
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Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 2,3 | 10,3 |
| P/B | 0,1 | 1,1 |
| ROE % | 7,0 | 11,7 |
| Net Margin % | 19,7 | 16,8 |
| Rev Growth 5Y % | 15,3 | 11,6 |
| D/E | 1,0 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 0,00
€ 0,00 – € 0,00
|
12,74B | 0 |
| FY2026 |
€ 0,00
€ 0,00 – € 0,00
|
12,35B | 0 |
No quarterly estimates available
Dividend History
Yield
0,06%
Payout Ratio
N/A
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Belangrijkste Punten
Revenue grew 15,32% annually over 5 years — strong growth
Earnings declined -34,44% over the past year
Net margin of 19,74% shows strong profitability
Generating 1,35B in free cash flow
P/E of 2,31 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 23,06%
Groei
Revenue Growth (5Y)
15,32%
Revenue (1Y)-7,74%
Earnings (1Y)-34,44%
FCF Growth (3Y)-12,95%
Kwaliteit
Return on Equity
7,03%
ROIC2,51%
Net Margin19,74%
Op. Margin25,94%
Veiligheid
Debt / Equity
0,99
Current Ratio5,13
Interest Coverage1,53
Waardering
P/E Ratio
2,31
Forward P/EN/A
P/B Ratio0,12
EV/EBITDA8,41
Dividend Yield0,06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -7,74% | Revenue Growth (3Y) | 1,32% |
| Earnings Growth (1Y) | -34,44% | Earnings Growth (3Y) | -26,39% |
| Revenue Growth (5Y) | 15,32% | Earnings Growth (5Y) | 6,43% |
| Profitability | |||
| Revenue (TTM) | 9,17B | Net Income (TTM) | 1,81B |
| ROE | 7,03% | ROA | 0,53% |
| Gross Margin | 79,75% | Operating Margin | 25,94% |
| Net Margin | 19,74% | Free Cash Flow (TTM) | 1,35B |
| ROIC | 2,51% | FCF Growth (3Y) | -12,95% |
| Safety | |||
| Debt / Equity | 0,99 | Current Ratio | 5,13 |
| Interest Coverage | 1,53 | ||
| Dividends | |||
| Dividend Yield | 0,06% | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 2,31 | Forward P/E | N/A |
| P/B Ratio | 0,12 | P/S Ratio | 0,46 |
| PEG Ratio | -0,35 | Forward PEG | N/A |
| EV/EBITDA | 8,41 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 32,20% | ||
| Market Cap | 4,18B | Enterprise Value | 20,02B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 9,17B | 9,94B | 8,94B | 5,82B | 5,19B |
| Net Income | 1,81B | 2,76B | 3,34B | 1,90B | 1,41B |
| EPS (Diluted) | 6,68 | 10,18 | 11,93 | 6,45 | 4,61 |
| Gross Profit | 7,31B | 7,55B | 7,43B | 5,39B | 4,75B |
| Operating Income | 2,38B | 3,65B | 4,28B | 2,41B | 1,76B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 341,92B | 193,67B | 185,10B | 179,32B | 168,19B |
| Total Liabilities | 306,12B | 177,89B | 169,35B | 165,34B | 154,97B |
| Shareholders' Equity | 35,76B | 15,74B | 15,71B | 13,94B | 13,17B |
| Total Debt | 35,30B | 13,32B | 12,28B | 14,36B | 15,17B |
| Cash & Equivalents | 19,47B | 14,14B | 20,58B | 26,84B | 18,48B |
| Current Assets | 43,72B | 15,65B | 21,79B | 27,85B | 19,77B |
| Current Liabilities | 8,52B | 150,01B | 141,16B | 133,76B | 123,14B |