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TRUIST FINANCIAL CORP

Data quality: 83%
Also listed as TFC-PO NYSE TFC-PR NYSE
TFC-PI
NYSE Financial Services Depository Institutions
$18.99
▲ $0.02 (0.11%)
Mkt Cap: 24.74 B
Price
$18.99
Mkt Cap
24.74 B
Day Range
$18.76 — $19.02
52-Week Range
$18.46 — $24.23
Volume
14,667
Open $18.90
50D / 200D Avg
$19.46
2.40% below
50D / 200D Avg
$20.63
7.95% below

Quick Summary

Key Takeaways

Generating 5.74 B in free cash flow
P/E of 4.66 — trading at a low valuation
Cash machine — converts 108.14% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)9.65%
FCF Growth (3Y)-18.46%

Quality

Return on Equity
8.13%
Below sector avg (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
1.08
Above sector avg (0.50)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
4.66
Below sector avg (12.63)
P/B Ratio0.38
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (1096 peers)
Metric Stock Sector Median
P/E 4.7 12.6
P/B 0.4 1.4
ROE % 8.1 10.7
Net Margin % 14.8
Rev Growth 5Y % 6.4
D/E 1.1 0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 9.65% Earnings Growth (3Y) N/A
Revenue Growth (5Y) N/A Earnings Growth (5Y) -4.71%
Profitability
Revenue (TTM) N/A Net Income (TTM) 5.31 B
ROE 8.13% ROA 0.98%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 5.74 B
ROIC N/A FCF Growth (3Y) -18.46%
Safety
Debt / Equity 1.08 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 47.19 B
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 4.66 Forward P/E N/A
P/B Ratio 0.38 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 23.20%
Market Cap 24.74 B Enterprise Value 95.84 B
Per Share
EPS (Diluted TTM) 3.82 Revenue / Share N/A
FCF / Share 4.41 OCF / Share 4.41
EPS CAGR (1Y) 13.69% EPS CAGR (5Y) -3.85%
EPS CAGR (10Y) 3.64%
Efficiency
CapEx / Revenue N/A FCF Conversion 108.14%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 5.31 B 4.84 B -1.05 B 6.27 B 6.44 B
EPS (Diluted) 3.82 3.36 -1.09 4.43 4.47
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 14.42 B 14.09 B 9.86 B 2.32 B 768.00 M
Income Tax 1.04 B -556.00 M 862.00 M 1.40 B 1.56 B

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 547.54 B 531.18 B 535.35 B 555.26 B 541.24 B
Total Liabilities 482.35 B 467.50 B 476.10 B 494.72 B 471.97 B
Shareholders' Equity 65.19 B 63.68 B 59.25 B 60.54 B 69.27 B
Total Debt 69.80 B 64.16 B 63.75 B 66.63 B 41.21 B
Cash & Equivalents 20.30 B
Current Assets
Current Liabilities