Terug
60
Dagbereik
€ 44,90
€ 46,10
52-Weeksbereik
€ 33,56
€ 56,20
Volume
5.838.239
50D / 200D Gem.
€ 49,93
/
€ 46,31
Vorige Slotkoers
€ 45,32
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (855 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,7 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | 8,2 | 11,7 |
| Net Margin % | 17,4 | 16,8 |
| Rev Growth 5Y % | 7,2 | 11,7 |
| D/E | 1,1 | 0,5 |
Koersdoel Analisten
Hold
€ 58,50
+28.9%
Low: € 53,00
High: € 69,00
Forward K/W
10,15
Forward WPA
€ 4,47
WPA Groei (sch.)
+0,0%
Omzet Sch.
21,37B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 5,76
€ 5,25 – € 6,23
|
22,99B | 5 |
| FY2027 |
€ 5,08
€ 4,80 – € 5,38
|
22,28B | 14 |
| FY2026 |
€ 4,47
€ 4,28 – € 4,65
|
21,37B | 15 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-21 | € 1,09 | € 1,00 | -8,3% |
| 2025-10-17 | € 1,00 | € 1,04 | +4,5% |
| 2025-07-18 | € 0,92 | € 0,91 | -1,4% |
| 2025-04-17 | € 0,87 | € 0,87 | -0,3% |
| 2025-01-17 | € 0,88 | € 0,91 | +3,4% |
| 2024-10-17 | € 0,91 | € 0,97 | +6,6% |
| 2024-07-22 | € 0,64 | € 0,91 | +42,0% |
| 2024-04-22 | € 0,79 | € 0,84 | +6,3% |
Dividend History
7 yr streakYield
0,05%
Payout Ratio
0,56%
Growth (3Y)
1,32%
Growth (5Y)
2,93%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 13, 2026 | Mar 02, 2026 | € 0,52 | 4,01% |
| Nov 14, 2025 | Dec 01, 2025 | € 0,52 | 4,64% |
| Aug 08, 2025 | Sep 02, 2025 | € 0,52 | 4,83% |
| May 09, 2025 | Jun 02, 2025 | € 0,52 | 5,33% |
| Feb 14, 2025 | Mar 03, 2025 | € 0,52 | 4,44% |
| Nov 08, 2024 | Dec 02, 2024 | € 0,52 | 4,60% |
| Aug 09, 2024 | Sep 03, 2024 | € 0,52 | 5,00% |
| May 09, 2024 | Jun 03, 2024 | € 0,52 | 5,32% |
| Feb 08, 2024 | Mar 01, 2024 | € 0,52 | 5,86% |
| Nov 09, 2023 | Dec 01, 2023 | € 0,52 | 7,14% |
| Aug 10, 2023 | Sep 01, 2023 | € 0,52 | 6,61% |
| May 11, 2023 | Jun 01, 2023 | € 0,52 | 7,75% |
| Feb 09, 2023 | Mar 01, 2023 | € 0,52 | 4,26% |
| Nov 09, 2022 | Dec 01, 2022 | € 0,52 | 4,68% |
| Aug 11, 2022 | Sep 01, 2022 | € 0,52 | 3,84% |
| May 12, 2022 | Jun 01, 2022 | € 0,48 | 4,13% |
| Feb 10, 2022 | Mar 01, 2022 | € 0,48 | 2,92% |
| Nov 10, 2021 | Dec 01, 2021 | € 0,48 | 2,91% |
| Aug 12, 2021 | Sep 01, 2021 | € 0,48 | 3,13% |
| May 13, 2021 | Jun 01, 2021 | € 0,45 | 2,97% |
Belangrijkste Punten
Revenue grew 7,18% annually over 5 years — modest growth
Net margin of 17,44% shows strong profitability
Generating 5,74B in free cash flow
P/E of 10,68 — trading at a low valuation
PEG of 0,79 suggests growth is underpriced
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 18,32%
Groei
Revenue Growth (5Y)
7,18%
Revenue (1Y)25,50%
Earnings (1Y)10,15%
FCF Growth (3Y)-18,46%
Kwaliteit
Return on Equity
8,24%
ROIC3,53%
Net Margin17,44%
Op. Margin20,86%
Veiligheid
Debt / Equity
1,07
Current Ratio0,87
Interest Coverage0,63
Waardering
P/E Ratio
10,68
Forward P/E10,15
P/B Ratio0,87
EV/EBITDA14,20
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 25,50% | Revenue Growth (3Y) | 0,81% |
| Earnings Growth (1Y) | 10,15% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 7,18% | Earnings Growth (5Y) | -4,72% |
| Profitability | |||
| Revenue (TTM) | 30,44B | Net Income (TTM) | 5,31B |
| ROE | 8,24% | ROA | 0,97% |
| Gross Margin | 62,21% | Operating Margin | 20,86% |
| Net Margin | 17,44% | Free Cash Flow (TTM) | 5,74B |
| ROIC | 3,53% | FCF Growth (3Y) | -18,46% |
| Safety | |||
| Debt / Equity | 1,07 | Current Ratio | 0,87 |
| Interest Coverage | 0,63 | ||
| Dividends | |||
| Dividend Yield | 0,05% | Payout Ratio | 0,56% |
| Dividend Growth (3Y) | 1,32% | Dividend Growth (5Y) | 2,93% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 10,68 | Forward P/E | 10,15 |
| P/B Ratio | 0,87 | P/S Ratio | 1,86 |
| PEG Ratio | 0,79 | Forward PEG | N/A |
| EV/EBITDA | 14,20 | Fwd EV/EBITDA | 20,17 |
| Forward P/S | 2,65 | Fwd Earnings Yield | 9,85% |
| FCF Yield | 10,12% | ||
| Market Cap | 56,70B | Enterprise Value | 90,12B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 30,44B | 24,25B | 29,95B | 22,29B | 23,06B |
| Net Income | 5,31B | 4,82B | -1,09B | 6,26B | 6,44B |
| EPS (Diluted) | 3,82 | 3,36 | -1,09 | 4,43 | 4,47 |
| Gross Profit | 18,94B | 11,41B | 17,91B | 19,20B | 23,11B |
| Operating Income | 6,35B | -601,00M | -765,00M | 7,03B | 7,99B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 547,54B | 531,18B | 535,35B | 555,26B | 541,24B |
| Total Liabilities | 482,35B | 467,50B | 476,10B | 494,72B | 471,97B |
| Shareholders' Equity | 65,19B | 63,68B | 59,10B | 60,51B | 69,27B |
| Total Debt | 69,80B | 62,27B | 62,12B | 65,07B | 40,89B |
| Cash & Equivalents | 36,38B | 39,77B | 30,23B | 21,42B | 20,30B |
| Current Assets | 370,82B | 58,66B | 109,66B | 106,16B | 184,91B |
| Current Liabilities | 428,24B | 417,83B | 419,07B | 435,37B | 421,46B |
Strategiescores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#223 of 1049
Recente Activiteit
Ingestapt
Cash Flow Compounder
Mar 24, 2026