رجوع
نطاق اليوم
KWD 13.64
KWD 13.81
نطاق 52 أسبوعًا
KWD 11.29
KWD 15.42
حجم التداول
761,055
متوسط 50 يوم / 200 يوم
KWD 14.24
/
KWD 13.61
الإغلاق السابق
KWD 13.60
Quick Summary
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (855 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 42.3 | 10.3 |
| P/B | 2.0 | 1.1 |
| ROE % | 4.8 | 11.7 |
| Net Margin % | 11.5 | 16.8 |
| Rev Growth 5Y % | 15.5 | 11.7 |
| D/E | 2.6 | 0.5 |
السعر المستهدف للمحللين
Hold
KWD 15.00
+9.5%
مكرر الربحية المستقبلي
41.52
ربحية السهم المستقبلية
KWD 0.33
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
341.37M
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2027 |
KWD 0.36
KWD 0.35 – KWD 0.36
|
359.17M | 1 |
| FY2026 |
KWD 0.33
KWD 0.33 – KWD 0.33
|
341.37M | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-29 | KWD 0.09 | KWD 0.08 | -11.1% |
| 2025-10-30 | KWD 0.08 | KWD 0.09 | +12.5% |
| 2025-07-30 | KWD 0.08 | KWD 0.08 | 0.0% |
| 2025-04-30 | KWD 0.07 | KWD 0.07 | 0.0% |
| 2025-01-30 | KWD 0.06 | KWD 0.08 | +33.3% |
| 2024-10-30 | KWD 0.06 | KWD 0.06 | 0.0% |
| 2024-07-30 | KWD 0.06 | KWD 0.07 | +16.7% |
| 2024-04-30 | KWD 0.06 | KWD 0.07 | +16.7% |
Dividend History
7 yr streakYield
0.02%
Payout Ratio
0.65%
Growth (3Y)
0.04%
Growth (5Y)
0.18%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 11, 2026 | Mar 25, 2026 | KWD 0.28 | 8.36% |
| Dec 02, 2025 | Dec 16, 2025 | KWD 0.28 | 8.08% |
| Sep 10, 2025 | Sep 24, 2025 | KWD 0.28 | 8.43% |
| Jun 10, 2025 | Jun 24, 2025 | KWD 0.28 | 8.55% |
| Mar 06, 2025 | Mar 20, 2025 | KWD 0.28 | 9.00% |
| Dec 03, 2024 | Dec 17, 2024 | KWD 0.28 | 8.31% |
| Sep 10, 2024 | Sep 24, 2024 | KWD 0.28 | 8.75% |
| Jun 11, 2024 | Jun 25, 2024 | KWD 0.28 | 9.22% |
| Mar 06, 2024 | Mar 21, 2024 | KWD 0.28 | 8.84% |
| Nov 28, 2023 | Dec 13, 2023 | KWD 0.28 | 8.44% |
| Sep 11, 2023 | Sep 26, 2023 | KWD 0.28 | 8.65% |
| May 26, 2023 | Jun 13, 2023 | KWD 0.28 | 9.92% |
| Mar 06, 2023 | Mar 21, 2023 | KWD 0.28 | 8.19% |
| Nov 28, 2022 | Dec 13, 2022 | KWD 0.28 | 8.37% |
| Sep 02, 2022 | Sep 20, 2022 | KWD 0.28 | 8.04% |
| Jun 06, 2022 | Jun 21, 2022 | KWD 0.28 | 7.79% |
| Mar 07, 2022 | Mar 22, 2022 | KWD 0.28 | 6.74% |
| Nov 29, 2021 | Dec 14, 2021 | KWD 0.28 | 6.12% |
| Sep 03, 2021 | Sep 21, 2021 | KWD 0.28 | 5.76% |
| Jun 07, 2021 | Jun 22, 2021 | KWD 0.28 | 5.11% |
النقاط الرئيسية
Revenue grew 15.52% annually over 5 years — strong growth
ROE of 4.84% is below average
Debt/Equity of 2.59 — high leverage
Generating 70.97M in free cash flow
P/E of 42.26 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 11.15%
النمو
Revenue Growth (5Y)
15.52%
Revenue (1Y)4.37%
Earnings (1Y)14.29%
FCF Growth (3Y)-8.96%
الجودة
Return on Equity
4.84%
ROIC1.27%
Net Margin11.49%
Op. Margin14.48%
الأمان
Debt / Equity
2.59
Current Ratio0.05
Interest Coverage0.24
التقييم
P/E Ratio
42.26
Forward P/E41.52
P/B Ratio2.03
EV/EBITDA72.48
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4.37% | Revenue Growth (3Y) | 11.82% |
| Earnings Growth (1Y) | 14.29% | Earnings Growth (3Y) | 9.94% |
| Revenue Growth (5Y) | 15.52% | Earnings Growth (5Y) | 2.94% |
| Profitability | |||
| Revenue (TTM) | 791.96M | Net Income (TTM) | 90.96M |
| ROE | 4.84% | ROA | 0.52% |
| Gross Margin | 40.28% | Operating Margin | 14.48% |
| Net Margin | 11.49% | Free Cash Flow (TTM) | 70.97M |
| ROIC | 1.27% | FCF Growth (3Y) | -8.96% |
| Safety | |||
| Debt / Equity | 2.59 | Current Ratio | 0.05 |
| Interest Coverage | 0.24 | ||
| Dividends | |||
| Dividend Yield | 0.02% | Payout Ratio | 0.65% |
| Dividend Growth (3Y) | 0.04% | Dividend Growth (5Y) | 0.18% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 42.26 | Forward P/E | 41.52 |
| P/B Ratio | 2.03 | P/S Ratio | 4.85 |
| PEG Ratio | 2.83 | Forward PEG | N/A |
| EV/EBITDA | 72.48 | Fwd EV/EBITDA | 112.71 |
| Forward P/S | 11.26 | Fwd Earnings Yield | 2.41% |
| FCF Yield | 1.85% | ||
| Market Cap | 3.84B | Enterprise Value | 8.31B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 791.96M | 758.78M | 633.35M | 433.14M | 444.65M |
| Net Income | 90.96M | 79.59M | 75.25M | 74.57M | 81.01M |
| EPS (Diluted) | 0.32 | 0.28 | 0.26 | 0.26 | 0.29 |
| Gross Profit | 318.97M | 304.66M | 306.50M | 290.20M | 295.93M |
| Operating Income | 114.72M | 100.31M | 93.37M | 92.05M | 100.09M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 17.46B | 17.09B | 16.92B | 15.79B | 14.06B |
| Total Liabilities | 15.56B | 15.23B | 14.99B | 13.95B | 12.33B |
| Shareholders' Equity | 1.89B | 1.86B | 1.93B | 1.84B | 1.73B |
| Total Debt | 4.90B | 4.82B | 5.30B | 4.82B | 3.13B |
| Cash & Equivalents | 429.44M | 463.72M | 466.75M | 369.56M | 488.33M |
| Current Assets | 546.04M | 1.05B | 1.03B | 867.73M | 941.22M |
| Current Liabilities | 10.45B | 10.20B | 9.45B | 9.01B | 9.08B |