Retour
54
35
Fourchette du Jour
170,10 €
174,45 €
Fourchette 52 Semaines
147,76 €
188,18 €
Volume
211 877
Moyenne 50J / 200J
173,85 €
/
174,74 €
Clôture Précédente
172,23 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 9,1 | 10,3 |
| P/B | 1,7 | 1,1 |
| ROE % | 20,7 | 11,7 |
| Net Margin % | 10,0 | 16,8 |
| Rev Growth 5Y % | 6,3 | 11,7 |
| D/E | 0,3 | 0,5 |
Objectif de Cours des Analystes
Hold
195,00 €
+14.4%
Low: 190,00 €
High: 200,00 €
P/E Prévisionnel
9,96
BPA Prévisionnel
17,12 €
Croissance BPA (est.)
+0,0%
CA Est.
6,70B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
18,00 €
17,76 € – 18,44 €
|
7,58B | 3 |
| FY2027 |
18,06 €
17,72 € – 18,33 €
|
7,01B | 4 |
| FY2026 |
17,12 €
16,27 € – 17,56 €
|
6,70B | 4 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-03 | 5,03 € | 5,79 € | +15,1% |
| 2025-10-29 | 3,79 € | 5,09 € | +34,3% |
| 2025-07-30 | 3,07 € | 4,35 € | +41,7% |
| 2025-04-30 | 3,58 € | 3,87 € | +8,1% |
| 2025-02-04 | 3,45 € | 5,32 € | +54,2% |
| 2024-10-30 | 2,53 € | 3,05 € | +20,6% |
| 2024-07-31 | 1,88 € | 1,88 € | 0,0% |
| 2024-05-01 | 2,71 € | 3,08 € | +13,7% |
Dividend History
7 yr streakYield
0,02%
Payout Ratio
0,20%
Growth (3Y)
6,05%
Growth (5Y)
6,61%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 13, 2026 | Mar 27, 2026 | 0,95 € | 2,13% |
| Dec 12, 2025 | Dec 26, 2025 | 0,95 € | 1,97% |
| Sep 12, 2025 | Sep 26, 2025 | 0,90 € | 2,00% |
| Jun 13, 2025 | Jun 27, 2025 | 0,90 € | 2,09% |
| Mar 14, 2025 | Mar 28, 2025 | 0,90 € | 2,07% |
| Dec 13, 2024 | Dec 27, 2024 | 0,90 € | 2,24% |
| Sep 13, 2024 | Sep 27, 2024 | 0,85 € | 2,33% |
| Jun 14, 2024 | Jun 28, 2024 | 0,85 € | 2,78% |
| Mar 14, 2024 | Mar 29, 2024 | 0,85 € | 2,57% |
| Dec 14, 2023 | Dec 29, 2023 | 0,85 € | 2,65% |
| Sep 14, 2023 | Sep 29, 2023 | 0,81 € | 2,92% |
| Jun 15, 2023 | Jun 30, 2023 | 0,81 € | 2,79% |
| Mar 14, 2023 | Mar 31, 2023 | 0,81 € | 2,40% |
| Dec 14, 2022 | Dec 30, 2022 | 0,81 € | 2,22% |
| Sep 15, 2022 | Sep 30, 2022 | 0,75 € | 2,19% |
| Jun 09, 2022 | Jun 24, 2022 | 0,75 € | 2,06% |
| Mar 10, 2022 | Mar 25, 2022 | 0,75 € | 2,11% |
| Dec 15, 2021 | Dec 30, 2021 | 0,75 € | 2,17% |
| Sep 09, 2021 | Sep 24, 2021 | 0,70 € | 2,03% |
| Jun 10, 2021 | Jun 25, 2021 | 0,70 € | 1,98% |
Points Clés
Revenue grew 6,34% annually over 5 years — modest growth
Earnings grew 55,52% over the past year
ROE of 20,66% indicates high profitability
Debt/Equity of 0,34 — conservative balance sheet
Generating 1,17B in free cash flow
P/E of 9,05 — trading at a low valuation
Croissance
Revenue Growth (5Y)
6,34%
Revenue (1Y)6,12%
Earnings (1Y)55,52%
FCF Growth (3Y)82,92%
Qualité
Return on Equity
20,66%
ROIC13,21%
Net Margin10,04%
Op. Margin12,79%
Sécurité
Debt / Equity
0,34
Current RatioN/A
Interest Coverage19,53
Valorisation
P/E Ratio
9,05
Forward P/E9,96
P/B Ratio1,68
EV/EBITDA7,22
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 6,12% | Revenue Growth (3Y) | 5,18% |
| Earnings Growth (1Y) | 55,52% | Earnings Growth (3Y) | 333,22% |
| Revenue Growth (5Y) | 6,34% | Earnings Growth (5Y) | 11,88% |
| Profitability | |||
| Revenue (TTM) | 6,60B | Net Income (TTM) | 662,50M |
| ROE | 20,66% | ROA | 3,91% |
| Gross Margin | 43,47% | Operating Margin | 12,79% |
| Net Margin | 10,04% | Free Cash Flow (TTM) | 1,17B |
| ROIC | 13,21% | FCF Growth (3Y) | 82,92% |
| Safety | |||
| Debt / Equity | 0,34 | Current Ratio | N/A |
| Interest Coverage | 19,53 | ||
| Dividends | |||
| Dividend Yield | 0,02% | Payout Ratio | 0,20% |
| Dividend Growth (3Y) | 6,05% | Dividend Growth (5Y) | 6,61% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9,05 | Forward P/E | 9,96 |
| P/B Ratio | 1,68 | P/S Ratio | 0,91 |
| PEG Ratio | 0,18 | Forward PEG | N/A |
| EV/EBITDA | 7,22 | Fwd EV/EBITDA | 4,98 |
| Forward P/S | 0,89 | Fwd Earnings Yield | 10,04% |
| FCF Yield | 19,53% | ||
| Market Cap | 5,99B | Enterprise Value | 6,09B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 6,60B | 6,22B | 5,96B | 5,43B | 5,16B |
| Net Income | 662,50M | 426,00M | 35,30M | 116,00M | 422,80M |
| EPS (Diluted) | 18,51 | 11,70 | 0,98 | 3,21 | 11,49 |
| Gross Profit | 2,87B | 1,24B | 652,90M | 716,30M | 1,04B |
| Operating Income | 843,80M | 537,80M | 41,10M | 144,00M | 521,30M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 16,95B | 15,27B | 14,61B | 14,00B | 14,25B |
| Total Liabilities | 13,37B | 12,43B | 12,15B | 11,66B | 11,11B |
| Shareholders' Equity | 3,57B | 2,84B | 2,47B | 2,33B | 3,14B |
| Total Debt | 1,22B | 784,10M | 783,20M | 782,40M | 781,60M |
| Cash & Equivalents | 1,12B | 435,50M | 316,10M | 305,00M | 230,90M |
| Current Assets | 0,0 | 5,89B | 12,12B | 11,41B | 11,38B |
| Current Liabilities | 0,0 | 819,60M | 6,09B | 731,70M | 55,10M |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#340 of 1049
#107 of 203
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