Back
69
53
75
45
Day Range
$6.60
$6.95
52-Week Range
$6.38
$13.55
Volume
2,315,929
50D / 200D Avg
$8.20
/
$9.53
Prev Close
$6.69
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 6.9 | 10.3 |
| P/B | 1.4 | 1.1 |
| ROE % | 22.6 | 11.7 |
| Net Margin % | 27.9 | 16.8 |
| Rev Growth 5Y % | 23.4 | 11.7 |
| D/E | 0.2 | 0.5 |
Analyst Price Target
Hold
$9.94
+50.6%
Low: $4.73
High: $13.10
Forward P/E
6.94
Forward EPS
$0.95
EPS Growth (est.)
+0.0%
Est. Revenue
614.47M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2029 |
$1.36
$1.19 – $1.52
|
790.62M | 2 |
| FY2028 |
$1.12
$0.62 – $1.46
|
704.11M | 4 |
| FY2027 |
$1.05
$0.96 – $1.15
|
657.96M | 4 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-19 | $0.21 | $0.26 | +21.0% |
| 2025-12-04 | $0.22 | $0.31 | +39.7% |
| 2025-08-27 | $0.10 | $0.24 | +140.0% |
| 2025-05-30 | $0.11 | $0.19 | +72.7% |
| 2025-03-18 | $0.11 | $0.17 | +54.5% |
| 2024-11-12 | $0.13 | $0.12 | -7.7% |
| 2024-10-22 | N/A | $0.02 | — |
| 2024-03-20 | $0.07 | $0.01 | -85.7% |
Dividend History
Yield
0.00%
Payout Ratio
0.00%
Growth (3Y)
N/A
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| May 18, 2016 | — | $0.13 | 1.19% |
Key Takeaways
Revenue grew 23.42% annually over 5 years — strong growth
Earnings grew 182.32% over the past year
ROE of 22.55% indicates high profitability
Net margin of 27.94% shows strong profitability
Debt/Equity of 0.20 — conservative balance sheet
Generating 826.43M in free cash flow
Growth
Revenue Growth (5Y)
23.42%
Revenue (1Y)56.74%
Earnings (1Y)182.32%
FCF Growth (3Y)80.67%
Quality
Return on Equity
22.55%
ROIC20.40%
Net Margin27.94%
Op. Margin46.03%
Safety
Debt / Equity
0.20
Current Ratio68.82
Interest Coverage3.84
Valuation
P/E Ratio
6.87
Forward P/E6.94
P/B Ratio1.36
EV/EBITDA-10.06
Dividend Yield0.00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 56.74% | Revenue Growth (3Y) | 50.07% |
| Earnings Growth (1Y) | 182.32% | Earnings Growth (3Y) | 129.46% |
| Revenue Growth (5Y) | 23.42% | Earnings Growth (5Y) | 84.83% |
| Profitability | |||
| Revenue (TTM) | 613.68M | Net Income (TTM) | 171.45M |
| ROE | 22.55% | ROA | 2.08% |
| Gross Margin | 93.22% | Operating Margin | 46.03% |
| Net Margin | 27.94% | Free Cash Flow (TTM) | 826.43M |
| ROIC | 20.40% | FCF Growth (3Y) | 80.67% |
| Safety | |||
| Debt / Equity | 0.20 | Current Ratio | 68.82 |
| Interest Coverage | 3.84 | ||
| Dividends | |||
| Dividend Yield | 0.00% | Payout Ratio | 0.00% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 6.87 | Forward P/E | 6.94 |
| P/B Ratio | 1.36 | P/S Ratio | 1.92 |
| PEG Ratio | 0.06 | Forward PEG | N/A |
| EV/EBITDA | -10.06 | Fwd EV/EBITDA | -16.04 |
| Forward P/S | 1.92 | Fwd Earnings Yield | 14.41% |
| FCF Yield | 70.14% | ||
| Market Cap | 1.18B | Enterprise Value | -2.84B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 613.68M | 391.54M | 272.51M | 225.37M | 264.49M |
| Net Income | 171.45M | 60.73M | 32.56M | -2.19M | 14.69M |
| EPS (Diluted) | 0.92 | 0.36 | 0.21 | -0.01 | 0.09 |
| Gross Profit | 572.05M | 254.52M | 162.67M | 108.01M | 127.81M |
| Operating Income | 282.48M | 139.27M | 79.80M | 20.40M | 17.66M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 8.23B | 6.39B | 3.75B | 3.80B | 3.32B |
| Total Liabilities | 7.36B | 5.73B | 3.25B | 3.35B | 2.87B |
| Shareholders' Equity | 865.51M | 655.23M | 488.98M | 447.13M | 446.63M |
| Total Debt | 173.16M | 179.50M | 172.64M | 168.22M | 154.54M |
| Cash & Equivalents | 4.19B | 393.58M | 322.60M | 277.66M | 269.06M |
| Current Assets | 8.12B | 6.33B | 3.69B | 3.74B | 3.27B |
| Current Liabilities | 117.96M | 5.56B | 3.09B | 3.18B | 2.72B |
Strategy Scores
This stock passed the criteria for 4 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#113 of 1049
Custom
Capital Light Compounder
#45 of 220
#40 of 158
#39 of 203
Recent Activity
Exited
Contrarian Investing (David Dreman)
Mar 26, 2026
Entered
Cash Flow Compounder
Mar 24, 2026
Entered
Capital Light Compounder
Mar 24, 2026
Entered
Contrarian Investing (David Dreman)
Mar 24, 2026
Entered
Growth Investing (Philip Fisher)
Mar 24, 2026
Entered
Value Investing (Warren Buffett)
Mar 24, 2026